Nigel&Debbie
Free Member
Where do people get Full Time Insurance from?
I know this has been discussed before, but here is my experience today (so far).
To avoid ambiguity, here are my circumstances. I am intending later this year to live full time in my van travelling around UK and Europe. I will be renting out my house via an agent and I intend to use mother in laws house as C/o address for DVLA purposes etc. I will not be living there.
Presently insured with Comfort. Asked them today about full time insurance – answer = no problem but triple the annual quotation. On being asked about contents insurance, told that only camping equipment was covered and a polite young lady told me to get to get holiday insurance to cover things like computer, ipad phones, clothing and money etc. When asked would they sell me holiday insurance when I don’t have a proper address (other than a correspondence address in UK) I was told I wouldn’t qualify for their holiday insurance !!!!
Contacted AIB, and to be fair I am still waiting reply from underwriter. However I was told that I would have to register on the electoral register at my C/o address in the UK to get insurance. I pointed out that it was a criminal offence to do so, and that their requirement to do so also amounted to such. After a lot of consulting with the underwriter, they have conceded that I cannot register at my C/o address and they are happy for me to register as an overseas voter at my current address, and use my c/o address for a postal vote (this is 100% legal way of doing it). Its now been 6 hrs since establishing this position but still no reply from underwriter re premium etc!
SAGA = definitely no full time cover.
Safeguard = definitely no full time cover.
Is there anywhere else I can try for full time insurance? How do people cover their contents against theft/fire.
Please don’t reply with answers along the lines “If you only tell them this they will sell you cover etc”. as I do not want to risk being in the position of not being covered in the event of having to make a claim.
Thanks in advance for any replies
I know this has been discussed before, but here is my experience today (so far).
To avoid ambiguity, here are my circumstances. I am intending later this year to live full time in my van travelling around UK and Europe. I will be renting out my house via an agent and I intend to use mother in laws house as C/o address for DVLA purposes etc. I will not be living there.
Presently insured with Comfort. Asked them today about full time insurance – answer = no problem but triple the annual quotation. On being asked about contents insurance, told that only camping equipment was covered and a polite young lady told me to get to get holiday insurance to cover things like computer, ipad phones, clothing and money etc. When asked would they sell me holiday insurance when I don’t have a proper address (other than a correspondence address in UK) I was told I wouldn’t qualify for their holiday insurance !!!!

Contacted AIB, and to be fair I am still waiting reply from underwriter. However I was told that I would have to register on the electoral register at my C/o address in the UK to get insurance. I pointed out that it was a criminal offence to do so, and that their requirement to do so also amounted to such. After a lot of consulting with the underwriter, they have conceded that I cannot register at my C/o address and they are happy for me to register as an overseas voter at my current address, and use my c/o address for a postal vote (this is 100% legal way of doing it). Its now been 6 hrs since establishing this position but still no reply from underwriter re premium etc!
SAGA = definitely no full time cover.
Safeguard = definitely no full time cover.
Is there anywhere else I can try for full time insurance? How do people cover their contents against theft/fire.
Please don’t reply with answers along the lines “If you only tell them this they will sell you cover etc”. as I do not want to risk being in the position of not being covered in the event of having to make a claim.
Thanks in advance for any replies