European Health Insurance. (1 Viewer)

[SwiftHotel]

Hello All from Julie and Bill. Advice needed please ,we bought our first motorhome March2018 so pretty new to this game and only just discovered this forum. The last 2 winters we have spent in Portugal, flying home for a few weeks over Christmas. This meant 2 separate trips each winter so within 45 day maximum on our multi trip annual travel insurance. This time we do not intend to fly home mid winter so are looking for single trip insurance of around 120 days.This is proving difficult to find as most companies are not offering cover for France,Spain or Portugal due to FO advice. The probable loss of EHIC cards from January 1 2021 is also a factor. I know lots of you have been going down for the whole winter so wonder if anyone can help point us in the right direction for this cover.
Thanking you in Advance
Bill

 

[bigtwin]

Your bigger issue may well be that your house insurance will be invalidated by such a long absence. It’d be wise to check that out too.

Re travel insurance, have you tried the big clubs?

Ian

 

[Oscar]

For travel insurance - check out World First
Staysure
Avanti

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[BreweryDave]

If you’re under 55, take a look at https://www.alphatravelinsurance.co.uk/long-stay-travel-insurance/

 

[Bounty Hunter]

If you are in an EU country on 31st December your EHIC is valid until you leave https://www.gov.uk/guidance/uk-resi...rXDpCPctL2Vm-wCjdaeJhpw40UfHx8hH3ImoikvqXhOHY

 

[SwiftHotel]

Thanks for your replies, Stepson lives with us so our house will not be unoccupied, also yes previously we have travel insurance through CAMC (Red Pennant).They are not covering any country in FO list of only essential travel.
I am 75,wife 58 so thanks Brewery Dave but too old, may give them a try anyway.
I have tried both Staysure and Avanti. Quotes between £1500and £1900! and still 104 days maximum. Seems a bit ridiculous, been paying around £240.00 with Red Pennant for annual multi trip cover. Each trip limited to 45 days though and not covering countries on FO list(see previous post)
Another twist is that most of the benefits of travel insurance we do not need,ie cancellation of trip,lost luggage, airport delays etc. Would be quite happy to forego any repatriation and cover for existing conditions also if required.
Bounty Hunter, yes I have seen this for Spain, not sure about France and most important,Portugal. Fingers crossed that this becomes clearer soon. Planning on leaving mid November so a little while yet.
Thanks again
Bill

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[Bounty Hunter]

Have you seen this thread
https://www.motorhomefun.co.uk/forum/threads/medical-insurance-europe.228608/#post-4127672

John

 

[Puddleduck]

I'm not sure if I am talking out of my whatsit here but could you buy insurance in the country you are visiting? I suppose it depends on exactly you wish to be covered for.

 

[Jenka]

Thanks for your replies, Stepson lives with us so our house will not be unoccupied, also yes previously we have travel insurance through CAMC (Red Pennant).They are not covering any country in FO list of only essential travel.
I am 75,wife 58 so thanks Brewery Dave but too old, may give them a try anyway.
I have tried both Staysure and Avanti. Quotes between £1500and £1900! and still 104 days maximum. Seems a bit ridiculous, been paying around £240.00 with Red Pennant for annual multi trip cover. Each trip limited to 45 days though and not covering countries on FO list(see previous post)
Another twist is that most of the benefits of travel insurance we do not need,ie cancellation of trip,lost luggage, airport delays etc. Would be quite happy to forego any repatriation and cover for existing conditions also if required.
Bounty Hunter, yes I have seen this for Spain, not sure about France and most important,Portugal. Fingers crossed that this becomes clearer soon. Planning on leaving mid November so a little while yet.
Thanks again
Bill

Make sure your stepson is named on the insurance policy and electrol roll . You could try a backpacker insurance policy but unfortunately your age might go against you.

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[SwiftHotel]

Bounty Hunter, thanks for that .Not seen it as we're pretty new to this site but looks very useful.I'll investigate further. Not sure if repatriation is important anyway, if one of is ill we would want to stay till better then drive van home as planned. I know the unexpected sometimes jumps and and bites us but may just have to give the credit cards a hit !

 

[ambulancekidd]

 

[HugoBNB]

Welcome

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[namwaldog]

We have found that by going to the comparison sites...(Moneysupermarket, Go Compare etc.) Go to Travel Insurance and answering the questions they ask, duration, location, ages, medical etc etc as honestly as you can, they will supply a list of quotes, some from unusual sources (we have been covered by Debenhams Finance).

One tip... try to opt for the 'no contact' option at the end of the questionnaire as, if you don't, you might get telesales ringing you.

Good Luck

 

[Minxy]

I did a quote with www.Insurefor.com the other day for us for 60 days away on a single trip and an annual multi-trip with the same time limit per trip, the single was over 4 times dearer than the multi!

If you can get a multi that will cover you for 120 days that will be cheaper but obviously you are unlikely to get covid cover with it.

Covid Cover when abroad

Just came across this today didn’t think any company would cover you abroad in

www.motorhomefun.co.uk

 

[Boy]

I am with nation wide I do my cover though them take out yearly cover
renewed April this year unable to use because of virus
was not cheap but gives peace of mind
to enjoy sun sea and of course the odd glass of wine
happy days

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[Minxy]

I am with nation wide I do my cover though them take out yearly cover
renewed April this year unable to use because of virus
was not cheap but gives peace of mind
to enjoy sun sea and of course the odd glass of wine
happy days

I think I saw something yesterday about them changing their cover terms so might be an idea to have a shuftie.

 

[Theonlysue]

Mine is a backpackers with insure and go. You can get online quote.
As previously stated if you are in europe prior to 31 dec your ehic card will cover you until you return home.

 

[Boy]

Thanks for the reply I have a look but don’t expect to get away this year or the early part of next year
I suppose the cost will go up next year another year older but what the heck my wife and I do enjoy our travels
just have to see
the children are very supportive and say they come and get us if they need to
at the moment it’s a full time job cleaning off the sea gulls dropping
one of the joys of living by the sea
but that’s the only moan at present happy days

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[SwiftHotel]

Thanks Everyone for your very helpful replies. I will investigate them all seriously during the next couple of weeks as planning on leaving mid November.
I will post the results on here as it may be useful to others.
Thanks again
Bill

 

[DBK]

Have you tried SAGA? You may not get 120 days but they should be close and after 1 Jan you are going to be limited to stays of 90 days if you only have a UK passport.

 

[chaser]

On another topic but similar, what do people think we are realistically going to need to go to Europe after this year?

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[DBK]

On another topic but similar, what do people think we are realistically going to need to go to Europe after this year?

I think that's been covered before. An international driving license of the right sort as there are two different ones, Spain for example needs a different one to France and medical insurance unless you are feeling lucky. The cost of medical insurance will rise considerably I fear unless some sort of reciprocal agreement is reached - which isn't impossible.

 

[Oscar]

Does anyone know of a promo/discount code for www.insurefor.com?

Thanks

 

[colyboy]

Just done quick check on my insurance (due end of month) , don’t need breakdown. 84k value 80 years old. ASDA came up with I think is very good at £546.35.

BUT I am goi g to check the small print!

Colyboy

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[Ivory55]

When we was looking when we was allowed to travel, haha. It was cheaper if we only went to France, it went up if crossing in to Spain. Don’t know why.

 

[Speve]

Don’t forget if you are staying in schengen only you are limited to 90 days now so unless you plan going to Morocco for a while you wouldn’t need 120 days?

 

[Minxy]

When we was looking when we was allowed to travel, haha. It was cheaper if we only went to France, it went up if crossing in to Spain. Don’t know why.

There have been some insurers who have never included Spain as standard, no idea why but since we've been going to Spain we've always avoided them.

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