european breakdown cover wow really (1 Viewer)

[chaser]

dont understsnd how folks can have this nationwide or similer accounts and not know what is involved

 

[Rapphil]

dont understsnd how folks can have this nationwide or similer accounts and not know what is involved

Haven’t got the account myself just bringing it to attention that , on the face of it , not suitable everyone. I’m sure if people already relying on the account for insurance they have read small print, hopefully anyway.

 

[Spriddler]

Also that the marine chandlers' prices were much higher than DIY stores.

Obviously DIY stores are happy with smaller margins as they have a greater volume of sales and therefore buying power. Customers constantly came to us for lengthy education on very many products and then bought cheaper online from 'box-shifters' or from DIY stores, often coming back to us after purchasing elsewhere to 'train' them or sort out their problems, faults, or with fitting or using the kit. We used to insist upon a proof of purchase or invite them to come to one of our chargeable 'User seminars'.
One of my shop leases was bought by a pet shop chain. The new owner said that luckily he didn't have to show a dog how to eat its dinner.

(Sprid - boat owner for 27 years )

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[Casper46]

good if you are within criteria but;
Motorhomes up to 8 m.
Additional £65 if over 70yrs.
Trips up to 31 days unles extension purchased.

Re Flexplus.

Is the trip up to 31 days for travel insurance, as they told me 180 days for breakdown.

 

[Spriddler]

Is the trip up to 31 days for travel insurance, as they told me 180 days for breakdown.

HELLO!
IT'S ALL ON THEIR WEBSITE!

Health/travel cover........

https://www.nationwide.co.uk/produc...s-and-benefits#tab:worldwide-travel-insurance

Breakdown cover.........

 

[Casper46]

HELLO!
IT'S ALL ON THEIR WEBSITE!

Health/travel cover........

https://www.nationwide.co.uk/produc...s-and-benefits#tab:worldwide-travel-insurance

View attachment 282810

Breakdown cover.........

View attachment 282815

There really is no need to shout....

It’s all on the website providing you have a good enough signal to stay online for more than a few minutes which is why I rang them.
They also want £170 to extend a trip to 90 days, that’s for the travel insurance, but that does include £65 age extension, and covers more than one 90 day trip.

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[Spriddler]

There really is no need to shout....

It’s all on the website providing you have a good enough signal to stay online for more than a few minutes which is why I rang them.
They also want £170 to extend a trip to 90 days, that’s for the travel insurance, but that does include £65 age extension, and covers more than one 90 day trip.

Well, if that's what they told you on the phone they were right.

Horses for courses. Pricing reflects the needs of their competitive major market since folk only needing 30 days wouldn't want to be charged an obligatory higher cost to cover the risks of (the minority and more elderly?) folk travelling for a longer period. Besides, most of us, even at 70+ are likely to remain fit for up to 30 days after departure...........

 

[BusyBuilder]

All my 5 vehicles are covered (plus health cover, loss of mobile phone, cover for any vehicle in which I'm a passenger, and much more) for £13.50 a month under the terms of my Nationwide FlexPlus current account. I keep £2500 min in the account which pays £6 a month interest so net cost of cover is £7.50 a month.
Covers m/hs up to 8m and 7500kg. You don't even have to register details of your vehicles with them.
See details here:
https://www.nationwide.co.uk/suppor...our-account/breakdown-insurance-with-flexplus

Yes we have 3 vans and motorbike and use same deal.

 

[Lanerboy]

Mine last year was £50 for the year. And I used it (flat tyre)

Was it really £50 as you have not said with who despite me asking you 3 times now

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[Macca1954]

Was it really £50 as you have not said with who despite me asking you 3 times now

I would love to no also

 

[nicholsong]

Obviously DIY stores are happy with smaller margins as they have a greater volume of sales and therefore buying power. Customers constantly came to us for lengthy education on very many products and then bought cheaper online from 'box-shifters' or from DIY stores, often coming back to us after purchasing elsewhere to 'train' them or sort out their problems, faults, or with fitting or using the kit. We used to insist upon a proof of purchase or invite them to come to one of our chargeable 'User seminars'.
One of my shop leases was bought by a pet shop chain. The new owner said that luckily he didn't have to show a dog how to eat its dinner.

(Sprid - boat owner for 27 years )

I was discussing Dry Powder Extinguisher refills.

How difficult is that?

 

[Spriddler]

I was discussing Dry Powder Extinguisher refills.

How difficult is that?

Not all. Sorry I spoke

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[Lanerboy]

I was discussing Dry Powder Extinguisher refills.

How difficult is that?

This thread started out as a European breakdown thread how did it get on to an argument about powder flares

 

[Spriddler]

This thread started out as a European breakdown thread how did it get on to an argument about powder flares

Well, if you're only paying as little as 50 quid a year for insurance like Reallyretired it's important to avoid having a Reallybig fire.

 

[denisejoe]

Nationwide travel insurance is only any good if you have no health problems when we went to Jamaica it was cheaper to take out cover with another company than the excess NW wanted

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[Macca1954]

I was discussing Dry Powder Extinguisher refills.

How difficult is that?

As difficult as changing the subject from breakdown cove to fire extinguishers?????

 

[nicholsong]

The connection was made by this post

As my old boss used to say: "Don't confuse me with the facts".

If I don't break down to use the cover I'll be highly annoyed.
.......
Which reminds of when I had a couple of marine chandlery businesses and a customer was getting really arsey about the cost of replacing his £120 pack of distress flares. "Mine are getting close to their 5 yrs expiry date and I've never used them" he whinged. My staff had similar discussions with customers looking for marine fire extinguishers. With good reason those types of products are known in the Trade as 'Grudge purchases'.

Geoff

 

[stcyr]

post deleted

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[Spriddler]

The connection was made by this post
Geoff

No prob, Geoff. It was my digression from the main thread. I was rambling on about how DIY and chain stores can sell (technical) stuff cheaper than independents as they didn't need to have informed staff to demonstrate/explain the function and how to use products to customers. I think we're (I'm) at cross-purposes now.
(I'll get me tall pointy hat and drop anchor in a quiet corner........)

 

[nicholsong]

No prob, Geoff. It was my digression from the main thread. I was rambling on about how DIY and chain stores can sell (technical) stuff cheaper than independents as they didn't need to have informed staff to demonstrate/explain the function and how to use products to customers. I think we're (I'm) at cross-purposes now.
(I'll get me tall pointy hat and drop anchor in a quiet corner........)

I did not have a problem with your thread as I thought it pertinent to people's choice about what they consider essential and what they think is optional or just a 'grudge' as you put it..

It was the other one that thought the comparison and joining two products in the same thread was 'thread drift'

My point about the 'grudge' of a fire extinguiher was that someone could do it cheaper with a refill to reduce the 'grudge' factor. As can one with /breakdown/recovery insurance if one chooses carefully.

Geoff

 

[Doobray]

Does anyone know of a breakdown cover that covers towing a trailer

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[chaser]

Does anyone know of a breakdown cover that covers towing a trailer

as i said before www.first4recovery.co.uk

 

[Fragle]

Does nobody get breakdown and recovery as part of the Van insurance? Thats all we use

 

[LesW]

Does nobody get breakdown and recovery as part of the Van insurance? Thats all we use

Our insurers (Adrian Flux) 'include' £90 worth of European breakdown cover in the total cost of the policy , £315.

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[Fragle]

We use AIB For car and motorhome Both with European breakdown and recovery and always a reasonable price all in.
We used to get separate breakdown but no longer bother now

 

[gus-lopez]

Does nobody get breakdown and recovery as part of the Van insurance? Thats all we use

Yes, but mine is spanish. Full EU coverage but I still have ADAC to fall back on as well.

 

[nicholsong]

A lot of people confuse Brokers and Undewriters and refer to the former as their 'Insurers'. There are loads of Brokers, but they are selling as agents of just a handful of Undewriters, e.g. Allianz, AXA, Lloyd's Syndicates etc. It needs a lot of capital to get a licence to do Insurance as an Underwriter. Of course a lot of them re-insure to minimise their exposure.

I think most packages from Brokers which include breakdown and recovery are not part of the Insurance Policy as such, but two separate contracts; one with the Underwriter for insurance and a separate contract negotiated by the Broker with AA, RAC and other providers.

If one reads the paperwork it should be clear who is underwriting the insurance and who is providing the breakdown/recovery.

My Insurance is through Safeguard as Broker but the Insurance Certificate is clearly issued by Allianz and signed in their name.

Geoff

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[Bolti]

Yes, but mine is spanish. Full EU coverage but I still have ADAC to fall back on as well.

@gus-lopez can I ask what you are paying for a m/h? As I pay €400 just for a car ( Skoda Yeti).

 

[Don Quixote]

Let us hope you don't get gassed..................... The insurance company will want to know of it was British Gas or EU Gas before paying out.

 

[denisejoe]

As said ask your insurance for a quote cheaper when you take out insurance

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