eBike Insurance in Spain. I have just received an email from an Hymer Club member regarding Police checks for insurance on eBikes. Worryingly the Spanish Police have started to fine people if they do not have insurance or identity documents for their electric bikes. The fine for no insurance is €1500 and €500 for no identity document. Whilst they did have insurance cover he had no identity documents. He subsequently obtained a Certificate of Conformity from the bike supplier which he understands is sufficient for the police. Apparently new bikes have the necessary details on a sticker/plate on the frame.