Driving in Turkey on 3rd part only (1 Viewer)

Sep 19, 2021
58
43
Epsom, UK
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84,298
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Burstner Nexxo T685
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Hi all,
We're traveling through the Baltic's with the aim of spending most of winter in Turkey. The situation seems to be you can no longer obtain insurance from a British insurer. This leaves the only option of buying 3rd party only insurance at the Turkish border.

We're now unsure whether to visit Turkey, given this scenario.

I'd be interested to hear how many of you fellow motorhomer's out there would be willing to drive on Turkish roads with just 3rd party cover? Should we just throw caution to the wind and do it?

Cheers all and thanks
 
Jan 6, 2017
621
2,652
East Devon
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46,775
MH
Murvi Morocco XL
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since 2014
I'd be interested to hear how many of you fellow motorhomer's out there would be willing to drive on Turkish roads with just 3rd party cover? Should we just throw caution to the wind and do it?
Having spent 8 weeks there in the summer Id want to have my fully comp cover (but our van is only 2 years old). No way would we have gone with 3rd party only. Saga covered us no problem.
 
Aug 2, 2022
350
1,723
Funster No
90,304
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Sun Living S70 SC
I regularly drive to Turkey, i always get a Green Card through LV.
Driving in Turkey is interesting!
It seems the Turkish people have no spatial awareness, indicators obviously waste fuel, and if they want to stop, they do.
My biggest tip, expect the unexpected.
I have to say whilst it looks chaotic, I haven’t seen that many accidents but I think at public holidays the death toll on the roads is horrendous. There doesn’t seem much road rage.
I get the impression if they see your UK plate, national pride dictates they must overtake even if their car is really ropey!
We own a house in Southern Turkey so it might be a bit different to Istanbul or other large towns.
I wouldn’t drive anywhere without fully comp.
Get a dash cam!
We were over there in March to June this year and noticed fewer vehicles on the road and the speed had noticeably dropped. Whilst fuel prices are “cheap” for us because of the exchange rate the Turkish people are suffering, lovely people.
I always thought you could only get insurance from a UK based insurance company whilst you were in the UK but I might be totally wrong on that point.
 
Last edited:
Oct 29, 2016
4,529
53,540
Surrey
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45,842
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Carthago C Tourer
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Motor Homing 5 years, caravan previously
Watching The You Tube Van Lifers, a few got cover via LV Fully Comp.
They even managed to get an extension to stay in Turkey longer than the permitted period, they simply found one of the recognised places where this is done, presented their passports & paperwork, paid a small fee and got an extension for a further 90 days. (Check out "Overlanding Sophia") on you tube, for the finer detail if interested.
LES

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Aug 18, 2014
23,948
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I drove regularly with 3rd party or tpf&t here to the UK as once over 10 years old you cannot get full comp. Anyway in the event of an accident i'd be claiming off of them.
 
Apr 17, 2016
6,055
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Drove my new van back from Germany on German 3rd party when I bought it and also went to Croatia this year for a few weeks also 3rd party😬😬
Just have to drive very careful and it makes you more alert😁😁
 

Northernraider

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Jul 30, 2017
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I did it in Albania and id do it in Turkey.

I know loads which have done various countries on 3rd party . If there's no choice there's no choice
 
Apr 12, 2010
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Bury St Edmunds, West Suffolk
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since 2007
We’re off to Turkey in November, not in the van though, on a coach trip to the unusual parts, Cappadocia, Goreme, area. looking forward to seeing the scenery without having to concentrate. Love Turkey and pomegranate juice, mmmm.
Phil
 

Basildog

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Feb 21, 2018
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Hi all,
We're traveling through the Baltic's with the aim of spending most of winter in Turkey. The situation seems to be you can no longer obtain insurance from a British insurer. This leaves the only option of buying 3rd party only insurance at the Turkish border.

We're now unsure whether to visit Turkey, given this scenario.

I'd be interested to hear how many of you fellow motorhomer's out there would be willing to drive on Turkish roads with just 3rd party cover? Should we just throw caution to the wind and do it?

Cheers all and thanks
Definitely depends on your personality and possibly financial position,
I personally would just do it but know I couldn’t tell the wife 😂
Better to ask forgiveness than permission .

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OP
OP
S
Sep 19, 2021
58
43
Epsom, UK
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Burstner Nexxo T685
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Since 2022
Morning all,

Thanks for sharing your thoughts, much appreciated.

I think it's either fully comp then or an alternative destination. Can't afford to take a hit on the motorhome without adequate cover, it's just too valuable. Sounds like a call to LV is needed.

Cheers and have a great Sunday
 
Jun 22, 2012
3,851
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Sherborne Dorset
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Apparently NFU, Sage and Adrian Flux cover Turkey as well although I believe a few funsters have had less than good things to say about Adrian Flux. You have to request the Green card from Saga and LV but NFU send it automatically. We are going next year and to Northern Cyprus .
 
Jun 10, 2010
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Shrewsbury (sometimes)
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N&B Clou Liner MAN
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2006
Morning all,

Thanks for sharing your thoughts, much appreciated.

I think it's either fully comp then or an alternative destination. Can't afford to take a hit on the motorhome without adequate cover, it's just too valuable. Sounds like a call to LV is needed.

Cheers and have a great Sunday
my NFU policy covers Turkey comp. Sadly it only offers 3rd party for most of the Balkans and Morocco, but you just have to drive carefully- One life - go live it etc.
 
Feb 19, 2017
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It’s really down to how you view risk, our van and bike are paid for, so a total loss would be really bad news, but we would still be fine. We have been through Albania and Montenegro on third party insurance, I’ve also riden my bike through north Western Africa on the same basis. I think we can all drive much more carefully if we have to, but more importantly we have seen the places we wanted to.
 

missmollie

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Jul 30, 2008
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What you also need to remember is that if you have finance on your van you are required to have fully comprehensive insurance.

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Apr 17, 2016
6,055
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my NFU policy covers Turkey comp. Sadly it only offers 3rd party for most of the Balkans and Morocco, but you just have to drive carefully- One life - go live it etc.
Funny they cover Turkey but not Croatia!
Hopefully they will cover Croatia once they join the EU next year and NFU will cover full comp then….
 
Jun 10, 2010
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Funny they cover Turkey but not Croatia!
Hopefully they will cover Croatia once they join the EU next year and NFU will cover full comp then….
Yes but then Croatia becomes that little bit less attractive to visit because of the 90/180 situation. and the steadily rising prices that have even got the locals complaining.
 
Apr 17, 2016
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Yes but then Croatia becomes that little bit less attractive to visit because of the 90/180 situation. and the steadily rising prices that have even got the locals complaining.
Yes wouldn’t say I see any bargains when there, no doubt they will get a big chunk of cash off the EU and spend on infrastructure, probably then take twice as long to get around🙁🙁
 

Ian789

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Oct 18, 2013
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Funny they cover Turkey but not Croatia!
Hopefully they will cover Croatia once they join the EU next year and NFU will cover full comp then….
We're thinking of Croatia next year and I just spotted this in my policy. NFU cover Slovenia fully comp but not Croatia so maybe it is an EU thing. I wouldn't go just 3rd party and like NFU so far. Hope it changes. Or it will be Italy and Slovenia only. Or LV.
 
Mar 23, 2012
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sleights
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c class
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1
Yes but then Croatia becomes that little bit less attractive to visit because of the 90/180 situation. and the steadily rising prices that have even got the locals complaining.
Their inflation rate is pretty similar to ours and " even the locals" are complaining here!. We went this summer sailing and since we were there 10 years ago I think the country has developed quite a lot. It's a great place to visit.

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Jun 10, 2010
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Their inflation rate is pretty similar to ours and " even the locals" are complaining here!. We went this summer sailing and since we were there 10 years ago I think the country has developed quite a lot. It's a great place to visit.
We ve been there several times (5?) last time in 2018 and noticed big increases in prices, especially campsites that used to be good value are now as expensive as UK and with expensive restaurants etc - hence the comment. Yes I agree it has developed, especially the road network but its no longer a cheap option.
 

Northernraider

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Controversial I know but I felt the only positive for Croatia was the fact it wasn't in shengen otherwise I wasn't very keen. My insurance covered me for Croatia no probs it was montenegro I couldn't get any cover for neither from my insurers or at the border so I spent 4 days with no insurance. But montenegro and Albania much nicer than Croatia. Bar dubrovnik which is beautiful and expensive
 
Apr 3, 2019
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Burstner Travel Van
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We’re off to Turkey in November, not in the van though, on a coach trip to the unusual parts, Cappadocia, Goreme, area. looking forward to seeing the scenery without having to concentrate. Love Turkey and pomegranate juice, mmmm.
Phil
What sort of temperatures do you get in November Phil?
 

Lenny HB

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Oct 18, 2007
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I think it's either fully comp then or an alternative destination. Can't afford to take a hit on the motorhome without adequate cover, it's just too valuable. Sounds like a call to LV is needed.
Sensible I think, the way I would look at it is - If I wrote off the van can I afford the loss, if you can't don't go.
 
Jun 10, 2010
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Controversial I know but I felt the only positive for Croatia was the fact it wasn't in shengen otherwise I wasn't very keen. My insurance covered me for Croatia no probs it was montenegro I couldn't get any cover for neither from my insurers or at the border so I spent 4 days with no insurance. But montenegro and Albania much nicer than Croatia. Bar dubrovnik which is beautiful and expensive
Each to their own but we prefered Croatia, tbf ,time of year probably didnt help Montenegro (late August/Early Sept) as it was rammed, with every beach mostly covered in sunbeds and earsplittingly loud house music from lots of bars. Still want to try Albania.
 

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