DIY solar panel, gasit and insurance

Discussion in 'Motorhome Insurance General Discussion' started by campa cola, Jun 1, 2018.

  1. campa cola

    campa cola Funster

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    Just updated Safeguard on my Replacement DIY solar panel fitting.....not keen to accept my DIY job but did in the end. But will not be covered for any damage, leaks from fitting etc. DIY gas It fit out of the question, only covered if fitted by a registered autogas dealer.
     
  2. Geo

    Geo Trader - Funster

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    You just can't win with Insurance They only know tick boxes, they dont even know why they have tick boxes,
    In my RV owning days my insurer threw a wobbly when i told them i had installed a UK tv
    they asked why?
    I said I didn't like The Jimmy Carson Show, seriously they could not work it out.
    When I pointed out 99% of RV will have done the same and why they had, they excepted it
    I hadn't the heart to mention the 110v to 240v conversion
    To be fair if you dont mention any accessories / improvements dont be surprised if they wont pay for them if lost or damaged.
    How do you value a DIY install? Parts only or do you want a payout for professional replacement?
    If your Gas work is the cause of a total loss who do they (The Insurers) go after for their losses
    Bloody annoying I know but to be 100% bomb (Excuse Pun) proof all DIY installs of any kind should be certified
    But by who? I aint going to certify anything a DIYer has done
    Its a right mixed up world we live in init:doh::doh:
     
  3. campa cola

    campa cola Funster

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    I am not to bothered about the gas It, but glad they accepted the solar panel and agree with your points. I used the correct same brand controller for the German control system and even put and extra in line fuse in the +ve output from the panel. Used heavy duty wiring throughout, so hopefully any electrical problems won't be my doing (y) As for the valuation......my time is precious :)

    I just heard from my van storage guy, one of his customers van has blown up....I mean a detonation of the gas cylinder blown up....apparently caused by the fridge whilst on gas. Luckily they got out of the van just in time. So I hope for his sake there was no undeclared DIY gaswork there.
     
    Last edited: Jun 1, 2018
  4. Neckender

    Neckender Funster

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    I recently fitted VB air suspension myself and Safeguard wouldn’t accept diy fitting, I told them that VB we’re selling on EBay as a diy kit. They still wouldn’t accept installation and said that if any claims were made that were the cause of the VB kit they won’t pay up.
    John.
     
  5. sallylillian

    sallylillian Funster Life Member

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    Whilst the insurers argument has some merit, I would contend limited at best. What's the difference of connecting 2 ordinary gas bottles to the two tails compared to gasit, about 4 extra connections all similar so if they trust you to do 2 connecting the bottles what's the difference in skill. I never considered it so did not declare it, but I have had 2 factory annual checks which because of German requirements include certifying my gas system, passed both times!
     
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  6. Neckender

    Neckender Funster

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    I’m in the same mind as sallylillian on the gas front and I was also a gas safe plumber and heating engineer before retirement so I haven’t disclosed my Gaslow install with Safegaurd.

    John.
     
  7. Geo

    Geo Trader - Funster

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    I agree but you have to except that they will not be paying out for repair or replacement
    on anything not standard and not declared.
    If you are happy with that then fair doo's so be it
    Some kit can add up to a good few £1000s of pounds if not covered
    leaving you seriously short on payout, even more so if the damage can be attributed to an undeclared DIY install
     
  8. Minxy Girl

    Minxy Girl Funster Life Member

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    Interesting thread, I'm with Safeguard and when getting quotes and taking out the cover with them I told them that I had put my Gaslow in and was putting on solar and an awning and they didn't make any comment whatsoever of any issues with my doing it. I know I've done it properly so I'm not concerned about any future implications that they 'may' throw if something happens to our camper but at least I did tell them.
     

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