Contradictory wording (1 Viewer)

[Carolina]

I've been ringing around and looking on the Internet for insurance for our first motorhome which we pick up soon.
Of course I have asked about cover for travel in the, EU and the quotes say either 180,days or whole year cover included. However when I look at the policy details all say

• Your policy will automatically provide the minimum cover throughout most EU countries, this is the amout of cover the insurer will provide at full policy cover.
• You may be required to obtain a green card to drive abroad so check with us before your travel.,

• Or similar wording meaning they provide only 3rd party abroad which is not what I want. When I check by phone, different brokers, different insurers, they seem surprised I've read the small print and say, no its wrong you are covered fully comprehensive abroad too. They say they must have sent wrong papers to me or is wrong on website.

I obviously want to know before I commit to policy.
I'm really confused now. Has anyone else noticed this?

 

[Figaro]

Which company or brokers ? Are you using a search tool, compare the meerkat etc or specialist moho broker like AIB/ Comfort ?

 

[Carolina]

Direct quotes for caravan guard, motorhome protect, and then It's motorhome insurance comparison site which gave Motorhome Protect, (£20cheaper than direct), Peter Best, and Grove and Dean. All had the paragraph quoted.
AIB gave a good quote but wouldn't put anything in writing, only price in text.

^{_{Subscribers  do not see these advertisements}}

 

[Figaro]

They have all changed their T&C's after brexit, maybe someone has included incorrect wording by mistake ?
I've always had fully comp insurance through AIB in Eu but a green card is needed as well now.
I'd try speaking to a broker and get them to clarify

 

[Bessy765]

I have taken this from my certificate of insurance as it serves as a green card, I have emailed the to check I will fully comp when awa y but I am pretty certain it does. This is with Motorhome protect.

 

[Bessy765]

MOTOR VEHICLE INSURANCE EUROPEAN COVER
This Certificate of Motor Insurance takes the place of an International Motor Insurance Card (Green Card) and is evidence that the insurance extends to include the compulsory Motor Insurance requirements of:
A. Any member country of the European Union
B. Gibraltar, Iceland, Liechtenstein, Monaco, Norway, San Marino, Serbia and Switzerland
Cette attestation d assurance automobile remplace la carte d assurance automobile internationale ("carte verte") et est la preuve que l assurance couvre egalement les exigences d assurance automobile obligatoires:
A. De n importe quel pays membre de l Union europeenne
B. Gibraltar, d Islande, le Liechtenstein, Monaco, la Norvege, San Marino, Serbie et la Suisse
El certificado del seguro de automoviles que le fue presentado reemplaza a la Tarjete Internacional del seguro de automoviles (la "Tarjete Verde") y demuestra que en dicho seguro estan incluidos los requisitos obligatorios del seguro de automoviles de:-
A. Cualquier pais miembro de la Union Europea
B. Gibraltar, Islandia, Liechtenstein, Monaco, Noruega, San Marino, Serbia Suiza
Si su vehiculo es embargado tras un accidente, debe presentarse el siguiente texto a las autoridades
Die Ihnen ausgehändigte KFZ-Versicherungsbestatigung tritt an die Stelle des internationalen Versicherungsscheins (der grunen Karte) und bildet den Nachweis dafur, daß sich der Versicherungsschutz ebenfalls auf die gesetzlich vorgeschriebenen Versicherungserfordernisse der folgenden Länder erstreckt:
A. B.
Samtliche Mitgliedstaaten der Europaischen Union
Gilbraltar, Island, Liechtenstein, Monaco, Norwegen, San Marino, Serbien und der Schweiz

^{_{Subscribers  do not see these advertisements}}

 

[The Lord Squid]

AIB gave a good quote but wouldn't put anything in writing, only price in text.

That is not at all helpful.
The last time I went abroad, before the end of the Brexit transition period, I had full cover with NFU Mutual. As far as I'm aware, they issue a green card for European continental travel (comprehensive cover) on request, without charge. I've read on here that they don't cover Croatia.
NFU are really easy to deal with - in fact I've been in touch with them this week about extending car cover for my 24 year old. Got a quick reply with details of increased premium for different vehicles. I deal with the same person I first spoke to when I went to the local office 4 years ago asking about buildings and contents cover.
There is no reluctance to provide written details and no nonsense about limited mileage or not being permitted to park the van on occasions in the road rather than on the drive.
They might not be the cheapest.

 

[Carolina]

include the compulsory Motor Insurance requirements of:

I think this is the problem, as ''compulsory insurance'' is only third party.

 

[Crazylegs]

As suggested above go with a specialist motorhome insurer like Comfort or one of the caravan clubs as they are usually more in tune with likely issues. As an example an A class windscreen can cost thousands to replace but these insurers provide sufficient cover, others may not.

^{_{Subscribers  do not see these advertisements}}