Comfort v NFU £££££££
- Thread starter Nigel Crompton
- Start date
500Kg 2015 'low profile' 
NFU on 2015 A Class less than £300. NFU can be very postcode sensitive.
Theonlysue
LIFE MEMBER
Did you try aib southampton?
Same underlying aviva policy.
Same underlying aviva policy.
Comfort were very good for us
NFU wouldn’t quote or postcode, apparently they favour rural and farming areas, we are in Peterborough and although not rural our surrounding areas are mostly farming!
NFU wouldn’t quote or postcode, apparently they favour rural and farming areas, we are in Peterborough and although not rural our surrounding areas are mostly farming!
The NFU insurance offices are franchised and some of them do not seem to want to be bothered with motorhomes. The Brockenhurst office were very helpful and came up with the cheapest price.
Subscribers do not see these advertisements
BreweryDave
LIFE MEMBER
SAGA for me this year ( after 8 years with Comfort), 365 eu cover, no time limits, no single trip limits, full U.K./eu breakdown and recovery............£319 
( on a 2012 PVC)
( on a 2012 PVC)
Saga best quot e every time for us. And reasonable green card cost.
Jon
Jon
Neckender
Free Member
- Oct 15, 2007
- 3,221
- 5,925
- Funster No
- 635
- MH
- VW T6.1Kombi day Van
- Exp
- Since 2004
Renewal for our 2017 Globecar Campscout £539 with Safeguard, quote off Comfort £339 so I’ve gone with Comfort this time.
John.
John.
Last edited:
Just gone through this process today, 1996 Hymer, comprehensive cover, full ncd, no accidents or fines.
NFU £513 inc uk breakdown
Comfort £335 no breakdown
C and CC £288 no breakdown
NFU £513 inc uk breakdown
Comfort £335 no breakdown
C and CC £288 no breakdown
Subscribers do not see these advertisements
MichaelT
LIFE MEMBER
When we first got hte MH we shopped around and Safegaurd was 2nd cheapest, Comforst Cheapest (both around £350) but NFU wanted 800-900!!. Didn't bother looking at them 2nd year.
We took Safeguard because A. They were not NU/Aviva & B. Safegurd had better cover for us with a new van with no mileage restrictions.
We took Safeguard because A. They were not NU/Aviva & B. Safegurd had better cover for us with a new van with no mileage restrictions.
Just tried safeguard, they offered me insurance via highway for over £550
A plan quoted me earlier this week also via highway for £355
Comfort offering the same cover via aviva for £320
All of the quotes include breakdown
Any feedback Highway vs Aviva?
A plan quoted me earlier this week also via highway for £355
Comfort offering the same cover via aviva for £320
All of the quotes include breakdown
Any feedback Highway vs Aviva?
When I was looking I noticed the Aviva policy had a clause about the insurance not covering incidents when the driver was over the legal alchohol limit for the Country. Obviously none of us should drink and drive but it made me wonder how keen they were to find loopholes to avoid paying out.
Been with Safeguard for 5 years. Renewal this year had increased from £380 to £467 for ncd protection and UK / EU breakdown. Went with ABI for £359 for same cover except only 6000 miles. Safeguard would not reduce the price.
Subscribers do not see these advertisements
If you’re over the limit you are driving illegally thus invalidating your insurance.
Not heard that one before or seen anything about it in my policy. So everyone who drives at over 70 on the motorway, which is illegal but very common, has invalidated their insurance. The Police often prosecute after accidents but I have never heard that because of this the insurance was invalid. Oh, and why would Aviva put in a clause about drink limits if it was covered anyway.
The 3rd party bit would still pay out but insurers are likely to try and recover it from you.
You have a duty of care and yes, if you recklessly cause a forseeable accident they might start looking for loopholes on the non third party bit. However I don’t agree with you that driving illegally invalidates your insurance.
Subscribers do not see these advertisements
Have an accident + convicted of an offence (drink driving, dangerous driving etc) this is likely to be the case.
The insurer would pay and then recover costs from the driver and/or employer.
The employer could do the same with the driver.
The employer could do the same with the driver.
I am surprised all this is not more widely reported.
Just had my renewal from NFU £80 more expensive than Comfort and Comfort offer brakedown cover. All the reviews I’ve read about Comfort have been good so I’m giving them a try this year
Subscribers do not see these advertisements
Hardly a loophole
Yes, loophole was probably the wrong word.
Theonlysue
LIFE MEMBER
It's the morning after the night before.
Who really knows if their alcohol blood level is ok, unless you dont drink at all??
I know someone who lost their licence for a year, caused by 500ml of belgium beer on an empty stomach.
Who really knows if their alcohol blood level is ok, unless you dont drink at all??
I know someone who lost their licence for a year, caused by 500ml of belgium beer on an empty stomach.
- Aug 18, 2014
- 25,627
- 152,363
- Funster No
- 32,898
- MH
- Transit PVC
- Exp
- 16 years since restarting
- Apr 30, 2018
- 2,270
- 5,755
- Funster No
- 53,655
- MH
- Adria Matrix 670DC
- Exp
- Motorhoming since 2018.
Highway are part of Liverpool Victoria. C&MHC use Highway for their policies.
Subscribers do not see these advertisements
Join us or log in to post a reply.
To join in you must be a member of MotorhomeFun
Join MotorhomeFun
Join us, it quick and easy!
Log in
Already a member? Log in here.
Latest journal entries
-
1 year USA road trip - Late Gap Year
- Jez1966
- Entries: 10
Latest entry: Month 12 of Late Gap Year USA road trip,