Comfort or AIB insurance

Jun 14, 2014
345
313
Coventry
Funster No
31,965
MH
Auto-Sleeper Warwick XL
Exp
Since2014
Sept 1st is closing in fast and thoughts are turning to insurance for the new motorhome. The 2 best quotes are from Comfort and AIB. Thanks to the forum I contacted Nigel at AIB and the quote is slightly better than comfort. Unsure on how many miles we will cover going for 9000 to cover first year excitement:inlove:. both have good euro and breakdown so I suppose it's down to customer service. Any more advice would be helpful:)
 

tonka

LIFE MEMBER
Jul 2, 2008
7,708
10,333
Cannock, Staffs or Benidorm, spain
Funster No
3,141
MH
A class Burstner
Exp
Since 2000
AIB as far as I know are brokers, so may well be placing you with Aviva, who also cover comfort..
Might be worth asking the question if it is the same..

Mine not due till end of year and currently with MH Facts, again who use Aviva.. I will get AIB to quote me before renewal.
 
Feb 3, 2012
40
21
west midlands
Funster No
19,675
MH
A Class
Exp
May 2012
I had a quote from AIB, they will not send you details of the policy till you buy it, I bought a policy from them which was cheaper than MH Facts but when it arrived the breakdown cover was not as good as MH facts so I returned it and got a fully refund. I am now with back with MH Facts :)
 
OP
Fragle
Jun 14, 2014
345
313
Coventry
Funster No
31,965
MH
Auto-Sleeper Warwick XL
Exp
Since2014
AIB as far as I know are brokers, so may well be placing you with Aviva, who also cover comfort..
Might be worth asking the question if it is the same..

Mine not due till end of year and currently with MH Facts, again who use Aviva.. I will get AIB to quote me before renewal.
Think your right because both are very similar. Except for funster discount(y)
 
OP
Fragle
Jun 14, 2014
345
313
Coventry
Funster No
31,965
MH
Auto-Sleeper Warwick XL
Exp
Since2014
I had a quote from AIB, they will not send you details of the policy till you buy it, I bought a policy from them which was cheaper than MH Facts but when it arrived the breakdown cover was not as good as MH facts so I returned it and got a fully refund. I am now with back with MH Facts :)
Think I'll get quote from them as well before we decide. They do seem quite popular. I'm amazed at the different prices so far. Caravan club the most expensive almost double(n) Always used them for the caravan so time to change I think:)
 
D

Deleted member 29692

Deleted User
I keep hearing that AIB won't send you any details when they quote unless you buy the policy. This sounds like a dodgy pressure selling technique to me - a percentage of people won't bother to cancel if/when they find out things aren't what they expected. Apologies to AIB if this isn't the case but I can't think of any other reason for doing this when every other insurance company or broker I've ever dealt with sends you everything as a matter of course when they quote.
Unless someone can come up with a reasonable answer or they change their practice I don't think I will ever even ask them to quote for me.
 
OP
Fragle
Jun 14, 2014
345
313
Coventry
Funster No
31,965
MH
Auto-Sleeper Warwick XL
Exp
Since2014
I keep hearing that AIB won't send you any details when they quote unless you buy the policy. This sounds like a dodgy pressure selling technique to me - a percentage of people won't bother to cancel if/when they find out things aren't what they expected. Apologies to AIB if this isn't the case but I can't think of any other reason for doing this when every other insurance company or broker I've ever dealt with sends you everything as a matter of course when they quote.
Unless someone can come up with a reasonable answer or they change their practice I don't think I will ever even ask them to quote for me.
They said its to do with price matching I think. You then find it more difficult to compare(n)
 
OP
Fragle
Jun 14, 2014
345
313
Coventry
Funster No
31,965
MH
Auto-Sleeper Warwick XL
Exp
Since2014
So a dodgy pressure selling technique then. Thought so.
Seems like it. Just been looking through e mail from comfort with full details of policy ( horizon advantage ) through aviva. Think I've answered my own question:happy:
 

Eyeinthesky

Free Member
Sep 9, 2012
40
44
Dorset
Funster No
22,824
MH
Coachbuilt
Exp
since 2000
We are with Comfort...fair price and good service. No complaints at all. I like the way they send everything through immediately on .pdf files so you can print off your own certificate prior to them coming through the post.

We have never claimed though, I guess that's what it's all about.
 

CJB

Free Member
Feb 26, 2013
140
60
Kent
Funster No
24,857
MH
C Class
Exp
1 year
I am currently with Staveley Head last year they beat everyone on price for me, they use Enterprise Motorhome Insurance.
 

makems

LIFE MEMBER
Sep 23, 2011
3,149
13,087
Ingleby Barwick,,Teesside
Funster No
18,264
MH
A Class
Exp
since 2010
Just renewed with AIB.
Comfort £827 excl legal protection
AIB. £577 incl legal protection.
Wasn't a difficult decision.
Safe term were around the same price as AIB but had a stupid restriction whereby I could not keep the van at home for more than 36 hours (normally it is in a storage compound). It takes me usually 3 or 4 days to load or unload for our winter trip so that ruled them out.
 
Apr 1, 2012
56
20
Sarratt, Hertfordshire
Funster No
20,352
MH
Coachbuilt 2 berth
Exp
1year
I moved from Comfort to Aib this year. My only concern is the recovery offered by Aib compared to AA Safeguard from Comfort. Hopefully i'll never have to test it!
 
OP
Fragle
Jun 14, 2014
345
313
Coventry
Funster No
31,965
MH
Auto-Sleeper Warwick XL
Exp
Since2014
I moved from Comfort to Aib this year. My only concern is the recovery offered by Aib compared to AA Safeguard from Comfort. Hopefully i'll never have to test it!
So far I have all the details of comfort but Aib have not returned call. Disappointed really(n)
 

Judge Mental

Funster
Deceased RIP
Sep 2, 2009
6,761
6,026
Sarth London
Funster No
8,272
MH
Possl 636 FR panel van
Exp
1994 and beyond...
just got a quote from comfort as supposed to be well priced! a staggering 200 quid more than Safeguard. price of a london postcode I guess :cautious:
 
Dec 6, 2011
4,711
5,015
South Wales
Funster No
19,136
MH
Coach built Adria
Exp
Since 2007
just got a quote from comfort as supposed to be well priced! a staggering 200 quid more than Safeguard. price of a london postcode I guess :cautious:
wow thats interesting it was reverse for me Safeguard were over £200 more.

i think they make it up as they go along!
 

Judge Mental

Funster
Deceased RIP
Sep 2, 2009
6,761
6,026
Sarth London
Funster No
8,272
MH
Possl 636 FR panel van
Exp
1994 and beyond...
wow thats interesting it was reverse for me Safeguard were over £200 more.

i think they make it up as they go along!
I keep seeing post with how good they are :) Sooner my wife retires and we move to south coast the better!lol

anyway safeguard better for those who import as they offer 30 days insurance on vin plate, other don't at all, a few only offer 14 days. not enough time for that bunch of know hopers at the dvla!:cautious:
 
May 5, 2014
492
121
Leicestershire
Funster No
31,328
MH
C Class
Exp
Beginners, got Doggy the van - March 2014
We are with Comfort this first year with our MH, on Aviva (Horizon Advantage) 6000 miles, will expire 28/3.
The renewal offer for 6000 miles £340, 8000 £375, 10000 £400, unlimited £490. + to add to all £58 RAC UK& EU.
Got quote from AIB for same milages £397, £423, £472, £558. + £58 RAC.
SAFEGUARD QUOTE FOR 365 days unlimited £857 included Rac/AA. UNACCEPTABLY EXPENSIVE.

When spoke with Comfort & AIB, the problem arose that each broker explained in different way the meaning of the 8 months restriction.
COMFORT - 8 months Maximum usage of the MH, UK & EU in total during the insured year. (while keeping the house and not letting)
AIB - 8 months maximum travel to EU in one journey or multiples journeys, with 365 days usage of the MH (While keeping the house and not letting).

Both policies are with Aviva and both have the same wording

Long term Touring and Full Timing
Use of Your Motor Caravan for eight months or more (whether as a single trip or a series of trips) in any one year will be treated (and rated) as long-term touring. If, in addition, you sell or let your UK property you will be treated (and rated) as full-timing.

Does anybody know which version (Comfort or AIB) is the correct one?
 
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