Combined MH and car insurance (1 Viewer)

Jan 16, 2014
1,356
2,513
Surrey
Funster No
29,725
MH
Rapido 854f
Exp
Since 2012
I'd start with the motorhome specialists to lead you to general car insurance
 
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POH

May 29, 2018
1,200
916
Funster No
54,135
MH
Pilote 740c
Exp
5 years
Comfort wanted £545 for Nissan qashqai said nooooo waaaaay.

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Nov 13, 2011
1,493
3,597
Lincolnshire
Funster No
18,889
MH
PVC
Exp
30 years
My Father had a Golden Key policy many years ago. It covered two cars, house, contents and a caravan.
Inevitably he made a couple of claims as it was all bundled. The insurance company wrote to him saying if he made any further claims they would cancel the policy. He wrote back and said don't worry I am cancelling the policy NOW.

Geoff
 
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Jun 13, 2020
241
728
Bradford
Funster No
71,712
MH
Sunlight T68 XV.
Exp
Newbie
We have both family cars and the MoHo on one policy with LV. Only downside claim on one vehicle and been warned it impacts on all other vehicles as one policy.
 
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Minxy

LIFE MEMBER
Aug 22, 2007
32,748
66,868
E Yorks
Funster No
149
MH
Carthago Compactline
Exp
Since 1996, had Elddis/Swift/Rapido/Rimor/Chausson MHs. Autocruise/Globecar PVCs/Compactline i-138
We have both family cars and the MoHo on one policy with LV. Only downside claim on one vehicle and been warned it impacts on all other vehicles as one policy.
Wouldn't that be the case anyway as when you take out insurance you're usually asked if you've made a claim on any vehicle in the last 5 years, not just the one you're insuring?
 
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Jun 13, 2020
241
728
Bradford
Funster No
71,712
MH
Sunlight T68 XV.
Exp
Newbie
Wouldn't that be the case anyway as when you take out insurance you're usually asked if you've made a claim on any vehicle in the last 5 years, not just the one you're insuring?
yes, but there is also potentially the impact on No Claims Bonus, as only one plan to take the hit.

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May 7, 2016
7,377
12,021
West Sussex
Funster No
42,951
MH
Malibu Van 640 LE K
Exp
Since 2003
NFU insures my motorhome and car. On my policy renewal documents the NCD is shown separately for each vehicle, as is the insurance premium. I cant say for sure that in the event of an accident they would be treated separately but why would they show them individually if not. It is described as a multi vehicle discount rather than a joint policy.

Very happy with this years renewal. They seem to have changed the valuation bands they apply and my motorhome now seems to be in a band that has a lower premium than previously. They haven’t dropped the value covered, indeed they seem to have increased it. The price reduction was very significant.
 
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