caravan guard insurance

Discussion in 'Motorhome Insurance General Discussion' started by Marvic, Jun 12, 2016.

  1. Marvic

    Marvic Funster

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    HI ANY ONE HAVE ANY THOUGHTS ON THIS INSURANCE OR HAD ANY PROBLEMS(n)
     
  2. Tobym

    Tobym Funster

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    Always works out cheapest for me, and unfortunately can also vouch for claim care being excellent after someone ran into the back of me 4 years ago.
     
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  3. camperlove

    camperlove Funster

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    I took out insurance and breakdown with them while overseas. I haven't much to say other than I asked them to put in an email that the insurance was valid because I was in Portugal when I took it out, and my journey did not start in the uk AT THE TIME the insurance started. They did send me the email the same day.
     
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  4. Lenny HB

    Lenny HB Funster

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    Wouldn't insure me they will only insure new vans brought from British dealers, I would have thought that goes against EU free trade.
     
  5. Rolly

    Rolly Funster

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    No problem insuring my used Burstner at a very competitive price with them.
     
  6. Geo

    Geo Trader - Funster

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    Was this because it was a private import?
    I have seen this cropping up in one or two small print departments
    Nothing in the main bodies or on web sites but the statement that "Private Imports can not be insured" is definitely cropping up more and more
    perhaps those with private imports should ask the question direct with all Insurers, better to be told NO NOW rather than have it pointed out at the time of a claim
    As for the original question
    Yes Caravan Guard are a good insurer with fast proven pay outs, and repair authorisations from personal experience
    Once you get over the confusion of dealing with RSA (Royal Sun Alliance) AKA Caravan Guard :doh:
    G
     
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  7. Scout

    Scout Funster Life Member

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    were the cheapest for me this year, but only because I didnt take europian cover, but at least its optional inlike some insureres who lump it on regardless of whether you want/need it or not.
     
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  8. Dave K

    Dave K Funster

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    I've always found them the cheapest insurer for both caravans and motor home, £60 cheaper than Safeguard on my current motor home (y)
     
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  9. Lenny HB

    Lenny HB Funster

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    Yep.
     
  10. Marvic

    Marvic Funster

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    Thank you all for your response :clap:
     
  11. Imbiber

    Imbiber Funster Life Member

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    Been with Caravan Guard several years now having swapped over from Safeguard and find them to be very competitive price wise. Not had to put them to the test yet with any sort of claim......and would like to keep it that way too!

    This years annual premium for our bus was £395 including full European & UK Breakdown, Tax & Motor Legal Expenses.
     
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  12. Jagtazman

    Jagtazman Funster

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    I was going to go comfort advantage however we've just decided prob won't go abroad this next August. So caravan guard will be £50 Cheaper. However they only provide windscreen cover upto £2k. Since ours is an A class. This is too tight for my liking.
    So looking like back to Comfort again see if can get price down.
    Got 2 weeks till pick MH up so time to sort.
     
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  13. parknride

    parknride

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    Been with them years, competitive and they answer any queries knowledgeably. Had a claim few years ago they paid promptly were helpful and hardly affected next premium.(y)
     
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  14. Abacist

    Abacist Funster Life Member

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    I would venture to suggest that this is what is called a "Restrictive Trades Practice" which applies to both goods and services. The Office of Fair Trading should be informed where an insurer refuses to insure a European import that has been passed as fit for use in the UK having satisfied DVLA. I am sure that this must be breach of EU laws as well. This might also be a way of putting pressure on UK insurance companies to insure personal imports on a fully comprehensive basis between the dealers premises in Europe and the point of entry into the UK even if on a VIN number rather than registration number basis.
     
  15. Techno

    Techno Funster Life Member

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    I believe Caravan guard have a windscreen limit before it affects no claims
     
  16. Bart

    Bart Funster

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    Just phoned them for a Quote here , asked them if they insure ok for N.Ireland and they said yes :) ,, amazing how many companies still do not provide insurance for people like me who live in N.Ireland .. i think ill proceed with the cover
     
  17. Marvic

    Marvic Funster

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    Just got my quote £450. 1 driver. They asked for £80 for my son on it . Breakdown. Legal cover. 500 0miles year. £2000 windscreen. Over that lose no claims .do not require .EU cover:eek:hobby motorhome 2016 £60.000
     
  18. Lenny HB

    Lenny HB Funster

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    Sounds expensive & windscreen cover low.
     
    Last edited: Jul 1, 2016
  19. runrig

    runrig Funster Life Member

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    Just paid our insurance with caravan guard for this year, when renewal came it was £50 cheaper than last year. Ours is an American RV 27ft 4" long, have taken off European cover & recovery as we are not going abroad in the next 12 months. Had cause to claim for an awning 5 years ago and once they realised it was part of the RV and factory fitted they paid up quickly without a problem. This years premium is now £200 cheaper than last years.
     
  20. robnchris

    robnchris Funster

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    That quote does sound a tad expensive, we pay £350 with two drivers that`s 8000 miles a year.
     
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