Camping and Caravan Club insurance quote?? (1 Viewer)

[nickw22000]

It’s strange how quotes from one insurer vary so much. The quote we had for ours from the Caravan Club for our first year of ownership was the most competitive we found. The other insurers recommended by many were more costly, mainly it seems because good car driving record doesn’t count for no claims bonus on a motorhome policy. Ours is worth about £20k less than the OP’s vehicle, 6 months older, in storage, premium £500.

 

[Conniedriving]

Had an e mail this morning inviting me to obtain a quote for our motorhome, from a club that is for its members??

17/09/2019, value around 77000, Cat 1 Alarm, Cat 1, immobiliser, Cat 7 tracker (monitored) kept in a locked alarmed. Garage at bottom of garden. Mileage 6000 per annum, (hopefully) both retired clean licences full max no claims, no accidents or convictions.

£1265 and an extra £100 if I want to pay over twelve months. Obviously being a member really helps?? Or am I missing something.
Paid £422 last year with LV like for like or better cover.

£189.00 fully com

 

[M-J]

CAMC insurance couldn’t get anywhere near our quote last year let alone beat it by £25.

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[Tony50]

Had an e mail this morning inviting me to obtain a quote for our motorhome, from a club that is for its members??

17/09/2019, value around 77000, Cat 1 Alarm, Cat 1, immobiliser, Cat 7 tracker (monitored) kept in a locked alarmed. Garage at bottom of garden. Mileage 6000 per annum, (hopefully) both retired clean licences full max no claims, no accidents or convictions.

£1265 and an extra £100 if I want to pay over twelve months. Obviously being a member really helps?? Or am I missing something.
Paid £422 last year with LV like for like or better cover.

I tried them and the C&cc , they seem out of touch site charges too , I have a Static caravan on a big Company site in Felixstowe Suffolk whilst trying to finalize a bungalow Purchase Ok we pay separate for Electric, hooked up to main sewer, works out , it's for 50 weeks works out £95 a week , can't see me getting c&cc or M/H & cc doing that for £95 aweek

 

[Keep Right On]

Had an e mail this morning inviting me to obtain a quote for our motorhome, from a club that is for its members??

17/09/2019, value around 77000, Cat 1 Alarm, Cat 1, immobiliser, Cat 7 tracker (monitored) kept in a locked alarmed. Garage at bottom of garden. Mileage 6000 per annum, (hopefully) both retired clean licences full max no claims, no accidents or convictions.

£1265 and an extra £100 if I want to pay over twelve months. Obviously being a member really helps?? Or am I missing something.
Paid £422 last year with LV like for like or better cover.

When we bought our new Accordo last July, CAMC quoted me £3299 - went to Comfort for £285!
CAMC are offering a guaranteed £25 saving on any renewal quote in this months mag

 

[deemac]

I was with the Camping and Caravan Club Insurance for 7+ years and the price was good at around £250 for my Burstner Solano. When changing to the current Carthago just over 3 years ago they quoted me £5500 for the same cover. I tried a few alternatives and am paying just over £500 with Farmers Union for better cover.

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[Wightman]

Well I've tried the Caravan Guard and Comfort but because we have to park on a side street (cul-de-sac actually) that is fully covered with security camera's - they won't insure me!!!!???
So how are you all getting covered as I'm sure not all of you must have off road parking - or do you!!? ;-)

 

[Bessy765]

Just got a quote from C&MC £339 365 days European use no breakdown cover?? That’s for a non member, C&CC are missing something. Whilst I appreciate you get what you pay for and cheapest is not always the best, you find that out when you have a claim,

£1265 to £339 is a bit wide of the mark. Been a member for 17 years most disappointed renewal may well be in doubt this year.

 

[Wightman]

Well we've sorted it through 2Gether - very many thanks for info. ? Got it for £549.42 incl NCB protection - well chuffed
What a great community this is - so thanks all for help and advice - just need to get to use the little beauty now

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[gpat]

Well we've sorted it through 2Gether - very many thanks for info. ? Got it for £549.42 incl NCB protection - well chuffed
What a great community this is - so thanks all for help and advice - just need to get to use the little beauty now

Nice One. Hope it goes OK for you. I have been with them for 10 years now.

Sometimes it can take a while to get through on the phone (although even that was not too bad last time I rang) but they have consistently been the best value. I get quotes each year and sometimes its touch and go on price. If I ring them and tell them someone has undercut them, they have reduced my quote after a basic check on the cover.

The cover is quite basic but then that's what I want. No bells and whistles.

 

[robert groves]

Had an e mail this morning inviting me to obtain a quote for our motorhome, from a club that is for its members??

17/09/2019, value around 77000, Cat 1 Alarm, Cat 1, immobiliser, Cat 7 tracker (monitored) kept in a locked alarmed. Garage at bottom of garden. Mileage 6000 per annum, (hopefully) both retired clean licences full max no claims, no accidents or convictions.

£1265 and an extra £100 if I want to pay over twelve months. Obviously being a member really helps?? Or am I missing something.
Paid £422 last year with LV like for like or better cover.

Tore my club card up in disgust at their 'rip-off' chages on just about everything !

 

[stmls]

I got a quote from c&mhc when we got first motorhome 2018 £2,885 didn't, include European cover so we had cat 1 alarm fitted £1000 and then got quote from comfort ins £546 and it included European breakdown etc, bearing in mind alarm was one off payment great offer for being member of this club I think not!

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[IanFraser]

When we joined C&CC after buying first MH, gave them a call thinking they'd at least be competitive but sadly found their grip on reality was far removed from ours. Needless to say have found it far cheaper elsewhere every year. Having said that if we and every other member were having the same experience and fed this back to the club - which we certainly have never done - maybe things would change?

 

[Sapper520]

Me too. When we bought our new MH from the Newark MH company, we were offered CaravanGuard, but the quote included Recovery/breakdown. As it was a new Fiat based MH we were covered with breakdown for free, for the 3 tear warranty period, with the warranty, as are all UK purchased Fiat Motorhomes, so why would any one want an additional breakdown policy, at an additional cost with no added value or purpose?

I'm sure loads of new MH buyers fall for this one. It's the same with our Nissan Note (OK have a laugh, but it's OK for us), we take it for MOT & service annually with the local (ish) Nissan dealer and we get complimentary Nissan recovery AND a free £125 annual SATNAV map update. The two together make the service free of charge. Look around and go to the companies that specialise in MotorHome insurance, not the one's that specialise in running campsites (or not, according to your personal experience).

Fiat only give a 2 year warranty on the MH base vehicle (unless you purchase their 3 year extension).

 

[rosalan]

I checked out Martin Lewis and he advised giving 'MoneySupermarket.com' a look.
They gave me several quotes with none much over £300 and most below that figure. Now insured again with a subsidiary of LV.

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[Bessy765]

Dear Mr. L*****
Case Reference: 00324858
Re: Fiat Ducato Motorhome **69***
Thank you for contacting Fiat Professional,
Further to your recent email received, we confirm that your motorhome has been supplied with a 2 year Fiat warranty, if the vehicle was first registered in the UK, you a further 3 years Camper Assist ( road side assistance) warranty and the contact number for Camper Assist:
- 00800 3428 1111 option 1

 

[Bessy765]

C&CC rang me today after I had queried their rather expensive premium The best they could do was £529,
no breakdown cover no protected no claims, no legal protection. 180 foreign use. I again pointed out this was supposed to be a club for its members, yet the C&MC which I am not a member £339 with no Euro cover but could add that for £59.

 

[Marshall Blair]

Fiat only give a 2 year warranty on the MH base vehicle (unless you purchase their 3 year extension).

You have good point with regards to the purchese of new MH

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[M-J]

I filled in a motorhome insurance comparison form last night, 2 calls so far this morning, 1 quoted over £200 more and the second confirmed my details and then put me on hold with the sales team, needless to say they won’t be getting a look in.

 

[steveh57]

I don't get offended by 'silly' insurance quotes. My impression is that if they don't really want to take on the risk for whatever reasons they quote a figure well above the average. It would be easier I guess if they refused to quote but perhaps some individuals do indeed pay these inflated premiums.

 

[M-J]

I filled in a motorhome insurance comparison form last night, 2 calls so far this morning, 1 quoted over £200 more and the second confirmed my details and then put me on hold with the sales team, needless to say they won’t be getting a look in.

Had another call earlier, £100 more than current with comfort plus an extra £100 excess.

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[busbuddy]

I meant to state that CaravanGuard would not take off the recovery, to reduce the price. This was in 2003. I've leaned a lot about insurance and warranty in the interim.

I found that as well, and when I pointed out that their recovery did not cover my van 4t and 7m the lady had no answer ‍♂
They have changed their recovery policy now though

 

[Rds559]

But who's that with please? Just had our renewal quote for 2018 van £63000K, 5000 mileage NO NCB protection (want another £100+ for that) with Adrian Flux for £572 ish!!!! Must be better around surely!!?
Take care and stay safe

. Safeguard

 

[63720]

Slightly off topic but C&MC were ridiculously expensive for van insurance so ended up at Safeguard, however the house is insured with them for longer unoccupancy if we're lucky enough to go abroad.

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[Lynne Roy]

Didn’t quote well for Motorhome but my house insurance is excellent, 120 consecutive days away from home for no extra cost, electric bikes incled also