Breakdown cover

Discussion in 'Motorhome Insurance General Discussion' started by Skempy, Sep 11, 2014.

  1. Skempy

    Skempy

    Joined:
    Sep 10, 2014
    Messages:
    1
    Ratings:
    +0
    We have just bought our first motorhome and am wanting some breakdown cover. Can anyone recommend a company to go with? Will just be travelling in the UK. Thanks in advance
     
  2. DavidG58

    DavidG58 Funster

    Joined:
    Feb 24, 2013
    Messages:
    8,565
    Location:
    Bolsover, Derbyshire
    Ratings:
    +27,088
    we really like the cover offered by RAC and we got the best deal by joining C + CC which we were going to do anyway

    our MH is 5 tons and some will not cover this weight, but this option covers us fully with European cover

    sorry cant recall what we paid
     
  3. Martin OSullivan

    Martin OSullivan

    Joined:
    Sep 7, 2013
    Messages:
    66
    Location:
    Hornchurch Essex
    Ratings:
    +11
    would be good of you added what motorhome you have bpught so peope
    le can advise better.
    my biggest advice is dont do without it
     
  4. steevie

    steevie Funster

    Joined:
    Apr 29, 2012
    Messages:
    299
    Location:
    Holmfirth
    Ratings:
    +271
    best bit about the rac/CCC recovery is that it will take you on to have your holiday, and then recover you home. My mate needed it last year, and it all worked out fine. Plus, it is you that is covered, in any vehicle you travel in, up to any weight or length. How could it be better. £42 CCC charge, which you get a £25 voucher back[which you can even use for next years subs], and then £82 for the the recovery part.
     
  5. Bertie Bassett

    Bertie Bassett

    Joined:
    Jul 25, 2014
    Messages:
    2,743
    Ratings:
    +8,851
    It comes 'free' with Safeguard insurance
     
    • Like it Like it x 1
  6. Khizzie

    Khizzie Funster

    Joined:
    Jul 26, 2014
    Messages:
    3,155
    Location:
    Le Repaire,Thiviers,France
    Ratings:
    +7,097
    Safeguard insurance offers it free ...oopps sorry b.b. notice you have already said that.
     
    • Like it Like it x 1
  7. Bertie Bassett

    Bertie Bassett

    Joined:
    Jul 25, 2014
    Messages:
    2,743
    Ratings:
    +8,851

    Nothing wrong with 'stereo' postings Roy!(y)
     
  8. kcy

    kcy Funster

    Joined:
    Nov 7, 2013
    Messages:
    755
    Location:
    east yorkshire
    Ratings:
    +1,347
    What about abroad?
     
  9. Bertie Bassett

    Bertie Bassett

    Joined:
    Jul 25, 2014
    Messages:
    2,743
    Ratings:
    +8,851
    If that's a question about Safeguard souix, cover is Europe wide. If not I'll hush my mouth!:censored:
     
    • Like it Like it x 1
  10. Khizzie

    Khizzie Funster

    Joined:
    Jul 26, 2014
    Messages:
    3,155
    Location:
    Le Repaire,Thiviers,France
    Ratings:
    +7,097
    I concur ,Europe wide according to my policy.
     
    • Like it Like it x 1
  11. peterc10

    peterc10 Funster

    Joined:
    Jul 5, 2013
    Messages:
    4,826
    Location:
    Tunbridge Wells
    Ratings:
    +5,527
    I too have it with my Safeguard insurance. It is actually organised by the AA.
     
  12. FULL TIMER

    FULL TIMER

    Joined:
    May 31, 2012
    Messages:
    796
    Location:
    NORWICH
    Ratings:
    +715
    but with the "free" cover that comes with safeguard insurance are there any weight / length age of vehicle restrictions. I use Green Flag / Mayday via the caravan club , no weight or size restrictions cost this year for me is £68 for roadside assistance and recovery plus duel recovery for booked holidays etc
     
  13. peterc10

    peterc10 Funster

    Joined:
    Jul 5, 2013
    Messages:
    4,826
    Location:
    Tunbridge Wells
    Ratings:
    +5,527
    Yes mine covers any weight and length. Cover abroad slightly different above 3500kg and/or more than 7m long, but still covered. Don't know about age - I suspect the only way you will find out is if you try to get a quote from them.
     
  14. busby

    busby Funster

    Joined:
    Aug 18, 2011
    Messages:
    4,134
    Location:
    derbys
    Ratings:
    +4,488
    I think Safeguard FREE breakdown only covers UK...they asked me well over £100 for overseas BREAKDOWN......ADAC for Europe and N Africa...excellent service....BUSBY:):)
     
  15. peterc10

    peterc10 Funster

    Joined:
    Jul 5, 2013
    Messages:
    4,826
    Location:
    Tunbridge Wells
    Ratings:
    +5,527
    Mine included UK and European breakdown in the base price from memory. Does not cover North Africa though
     
  16. Khizzie

    Khizzie Funster

    Joined:
    Jul 26, 2014
    Messages:
    3,155
    Location:
    Le Repaire,Thiviers,France
    Ratings:
    +7,097
    No the cover I have from safeguard is inc european breakdown upto 7mtr and 3.5t. I have their comprehensive cover which also covers homestart etc.
     
    • Like it Like it x 1
  17. busby

    busby Funster

    Joined:
    Aug 18, 2011
    Messages:
    4,134
    Location:
    derbys
    Ratings:
    +4,488
    I think you must have payed extra for your European Breakdown...just checked my policy...only covers uk for Breakdown. If i remember correctly when i took policy out European Breakdown was an extra £160 odd so i declined.. My premium is £305 per annum...it was a bit cheaper until i removed my very faulty alarm and immobiliser ....BUSBY:):)
     
  18. Khizzie

    Khizzie Funster

    Joined:
    Jul 26, 2014
    Messages:
    3,155
    Location:
    Le Repaire,Thiviers,France
    Ratings:
    +7,097
    My premium was £401 fully comp. So yes looks like I paid a bit more for it .
     
  19. Bertie Bassett

    Bertie Bassett

    Joined:
    Jul 25, 2014
    Messages:
    2,743
    Ratings:
    +8,851
    All true Roy. My total premium this year was £228.71 but I've only got a Rhythm PVC and I live in the wilds of Wales! So I think the add on cover is very good value for money!
     
    • Like it Like it x 1
  20. peterc10

    peterc10 Funster

    Joined:
    Jul 5, 2013
    Messages:
    4,826
    Location:
    Tunbridge Wells
    Ratings:
    +5,527
    Busby, I have a 7.23m long x 3.5t Coachbuilt and my premium from Safeguard, including the European cover, was £312. It is underwritten by Allianz. As far as I can remember they did not have an option to not have the European breakdown; they certainly did not quote me for it.

    Comfort (and AIB) quoted me £346 for the same cover (RAC breakdown rather than AA), although they were willing to quote cheaper (about £60 less from memory) for UK only breakdown. Their's was underwritten by Aviva.

    I saved a fortune by shopping around - Saga who I used for the first year of insurance, wanted £700 for the same cover in the second year (and I had made no claims) and would not budge when I told them they were too expensive.

    Of course it is very difficult to compare what I pay with what anybody else would pay because so much depends on your postcode, where you keep the motorhome, and what motorhome it is. To help though I told them that I kept it on my drive, had an alarm (but did not know what category it was) and had reversing camera and sensors.
     
    • Like it Like it x 1
Loading...

Share This Page