Breakdown cover

Skempy

Free Member
Sep 10, 2014
1
0
Funster No
33,291
MH
Coachbuilt
Exp
I'm a newbie
We have just bought our first motorhome and am wanting some breakdown cover. Can anyone recommend a company to go with? Will just be travelling in the UK. Thanks in advance
 
Feb 24, 2013
10,601
30,502
Bolsover, Derbyshire
Funster No
24,833
MH
Hymer S800
Exp
not long enough
we really like the cover offered by RAC and we got the best deal by joining C + CC which we were going to do anyway

our MH is 5 tons and some will not cover this weight, but this option covers us fully with European cover

sorry cant recall what we paid
 

Martin OSullivan

Free Member
Sep 7, 2013
66
11
Hornchurch Essex
Funster No
27,960
MH
Transit LWB Self Built
Exp
2012
would be good of you added what motorhome you have bpught so peope
le can advise better.
my biggest advice is dont do without it
 
Apr 29, 2012
303
272
Holmfirth
Funster No
20,777
MH
1990 Gulfstream RV
Exp
30yrs
best bit about the rac/CCC recovery is that it will take you on to have your holiday, and then recover you home. My mate needed it last year, and it all worked out fine. Plus, it is you that is covered, in any vehicle you travel in, up to any weight or length. How could it be better. £42 CCC charge, which you get a £25 voucher back[which you can even use for next years subs], and then £82 for the the recovery part.
 

FULL TIMER

Free Member
May 31, 2012
796
714
NORWICH
Funster No
21,259
MH
SELF BUILT IVECO 75E17
Exp
BEEN BUILDING THEM FOR 32 years
but with the "free" cover that comes with safeguard insurance are there any weight / length age of vehicle restrictions. I use Green Flag / Mayday via the caravan club , no weight or size restrictions cost this year for me is £68 for roadside assistance and recovery plus duel recovery for booked holidays etc
 
Jul 5, 2013
7,222
5,272
Tunbridge Wells
Funster No
26,797
MH
A class
Exp
Since 2013
Yes mine covers any weight and length. Cover abroad slightly different above 3500kg and/or more than 7m long, but still covered. Don't know about age - I suspect the only way you will find out is if you try to get a quote from them.
 
Aug 18, 2011
6,341
6,094
derbys
Funster No
17,808
MH
AUTOSLEEPER SYMBOL
Exp
since 2007.Tugger before since 1970
I think Safeguard FREE breakdown only covers UK...they asked me well over £100 for overseas BREAKDOWN......ADAC for Europe and N Africa...excellent service....BUSBY:):)
 
Jul 5, 2013
7,222
5,272
Tunbridge Wells
Funster No
26,797
MH
A class
Exp
Since 2013
Mine included UK and European breakdown in the base price from memory. Does not cover North Africa though
 
Jul 26, 2014
3,628
5,259
Le Repaire,Thiviers,France
Funster No
32,561
MH
Autocriuse stargazer
Exp
since 2002
busbyiI have post: 1110671 said:
I think Safeguard FREE breakdown only covers UK...they asked me well over £100 for overseas BREAKDOWN......ADAC for Europe and N Africa...excellent service....BUSBY:):)
No the cover I have from safeguard is inc european breakdown upto 7mtr and 3.5t. I have their comprehensive cover which also covers homestart etc.
 
Aug 18, 2011
6,341
6,094
derbys
Funster No
17,808
MH
AUTOSLEEPER SYMBOL
Exp
since 2007.Tugger before since 1970
I think you must have payed extra for your European Breakdown...just checked my policy...only covers uk for Breakdown. If i remember correctly when i took policy out European Breakdown was an extra £160 odd so i declined.. My premium is £305 per annum...it was a bit cheaper until i removed my very faulty alarm and immobiliser ....BUSBY:):)
 
Jul 26, 2014
3,628
5,259
Le Repaire,Thiviers,France
Funster No
32,561
MH
Autocriuse stargazer
Exp
since 2002
I thi paid k you must have payed extra for your European Breakdown...just checked my policy...only covers uk for Breakdown. If i remember correctly when i took policy out European Breakdown was an extra £160 odd so i declined.. My premium is £305 per annum...it was a bit cheaper until i removed my very faulty alarm and immobiliser ....BUSBY:):)
My premium was £401 fully comp. So yes looks like I paid a bit more for it .
 

Bertie Bassett

Free Member
Jul 25, 2014
2,743
8,717
Funster No
32,543
MH
C Class
Exp
since 1988
No the cover I have from safeguard is inc european breakdown upto 7mtr and 3.5t. I have their comprehensive cover which also covers homestart etc.
All true Roy. My total premium this year was £228.71 but I've only got a Rhythm PVC and I live in the wilds of Wales! So I think the add on cover is very good value for money!
 
Jul 5, 2013
7,222
5,272
Tunbridge Wells
Funster No
26,797
MH
A class
Exp
Since 2013
Busby, I have a 7.23m long x 3.5t Coachbuilt and my premium from Safeguard, including the European cover, was £312. It is underwritten by Allianz. As far as I can remember they did not have an option to not have the European breakdown; they certainly did not quote me for it.

Comfort (and AIB) quoted me £346 for the same cover (RAC breakdown rather than AA), although they were willing to quote cheaper (about £60 less from memory) for UK only breakdown. Their's was underwritten by Aviva.

I saved a fortune by shopping around - Saga who I used for the first year of insurance, wanted £700 for the same cover in the second year (and I had made no claims) and would not budge when I told them they were too expensive.

Of course it is very difficult to compare what I pay with what anybody else would pay because so much depends on your postcode, where you keep the motorhome, and what motorhome it is. To help though I told them that I kept it on my drive, had an alarm (but did not know what category it was) and had reversing camera and sensors.
 
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