Breakdown cover over 90 days, vehicle 7.5 tonnes - recommendations please

Discussion in 'Motorhome Insurance General Discussion' started by Southdowners, Jul 2, 2018.

  1. Southdowners

    Southdowners Funster

    Joined:
    May 7, 2015
    Messages:
    1,610
    Location:
    West Sussex
    Ratings:
    +5,614
    We have one year to go on our manufacturer's breakdown warranty but we don't think it covers recovery in the case of an accident and so are looking for other cover.

    I got a quote from RAC yesterday but their policy restricts to 90 days per trip. We need roadside assist and (if necessary) recovery in the event of accident or breakdown for longer than 90 days on 7.5 tonne vehicle. I've tried ADAC but don't appear to be able to get a quote from them... I think I read somewhere that they no longer take new customers from the UK but un sure if this is true?

    Can anyone offer advice on where I could try please?
     
  2. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    30,589
    Location:
    .
    Ratings:
    +32,209
    I appreciate you had a quote from the RAC , but RAC Arrival, exclusive to Caravan and Camping Club memebers offer up to 350 Days European travel.. unlimited weight , height or length

    I used them when I had a 36ft 10t RV

    https://www.campingandcaravanningclub.co.uk/insurance/breakdown-and-recovery/arrival-for-motorhomes/

    https://www.rac.co.uk/breakdown-cover/caravanandmotorhome/arrivalcompare

    To answer your other question.. as far as I know ADAC are not accepting any new business unless you have a German address
     
    • Thanks Thanks x 1
  3. Southdowners

    Southdowners Funster

    Joined:
    May 7, 2015
    Messages:
    1,610
    Location:
    West Sussex
    Ratings:
    +5,614
    Thanks Jim... Very useful.

    Did you call the club to arrange your cover or RAC and tell them you're a member?
     
  4. Lenny HB

    Lenny HB Funster

    Joined:
    Oct 18, 2007
    Messages:
    12,722
    Location:
    On the coast in West Sussex
    Ratings:
    +19,981
    Nationwide flex plus account covers up to 7.5 ton you need to check on length of trip. Cost £13 a month but you get ½ of that back in interest if you keep 2.5k in the account.
     
    • Thanks Thanks x 1
  5. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    30,589
    Location:
    .
    Ratings:
    +32,209
    Honestly can't remember.. but I think I joined the club then applied for the breakdown cover through the Club
     
    • Thanks Thanks x 1
  6. GraSue

    GraSue Funster

    Joined:
    Apr 11, 2018
    Messages:
    6
    Ratings:
    +24
    I was just about to reply that RAC Arrivals was a maximum of 90 days per European trip, but checked scotjimlands link, and sure enough Arrivals is now up to 350 days per trip. Excellent news.

    Your only real alternative is to insurance through Safeguard or Comfort, but they both insisted that we had to have a Cat 1 alarm and a Cat 5 tracker.
     
    • Thanks Thanks x 1
  7. GraSue

    GraSue Funster

    Joined:
    Apr 11, 2018
    Messages:
    6
    Ratings:
    +24
    Unfortunately, the last time I looked there was a 8 metre length limit with Nationwide, otherwise I think lots more of us would go with them.
     
    • Thanks Thanks x 1
  8. Lenny HB

    Lenny HB Funster

    Joined:
    Oct 18, 2007
    Messages:
    12,722
    Location:
    On the coast in West Sussex
    Ratings:
    +19,981
    Comfort don't require both, either an alarm or tracker for value under £75k, just a tracker over £75k.
     
    • Thanks Thanks x 1
  9. tacr2man

    tacr2man Funster

    Joined:
    Oct 2, 2008
    Messages:
    1,680
    Location:
    J10 M40
    Ratings:
    +4,291
    I use RAC Arrivals obtained thru the C&MC covers my 12mtr 12tonne + in Europe as @scotjimland
     
    • Thanks Thanks x 1
  10. Speve

    Speve Funster

    Joined:
    Jul 29, 2013
    Messages:
    3,470
    Location:
    Salisbury
    Ratings:
    +4,391
    I’ve just insured our new van with Safeguard and they did not require a tracker fitted we do have a strikeback.
     
    • Like it Like it x 1
    • Thanks Thanks x 1
  11. Southdowners

    Southdowners Funster

    Joined:
    May 7, 2015
    Messages:
    1,610
    Location:
    West Sussex
    Ratings:
    +5,614
    Yes, I was concerned about the 90 day restriction - certainly that's what RAC told me on the phone yesterday. I called again just now and asked specifically about the length of cover - straight away he said 90 days. I told him that the ccc website said 350 days... he knew nothing about it but checked and came back to confirm that it is indeed 350 days. Apparently there's differing limits depending on whether you take cover out over the phone or online through ccc.

    So, thanks again Jim! :D
     
    • Like it Like it x 1
  12. stewartwebr

    stewartwebr Funster Life Member

    Joined:
    Jun 6, 2010
    Messages:
    458
    Location:
    Edinburgh
    Ratings:
    +1,583
    I’m with RAC Arrival like others. Don’t need it for breakdown as still under warranty, but use it as insurance in the event I take ill and cannot drive the van home. My other half cannot drive the Motorhome.
     
    • Thanks Thanks x 1
  13. sweetie

    sweetie Funster

    Joined:
    Apr 14, 2008
    Messages:
    372
    Location:
    Cromer norfolk
    Ratings:
    +684
    Unless the RAC has changed they do not cover a vehicle of that size on there normal breakdown. The only way is through the C&CC and is called RAC Arrival.
     
  14. Southdowners

    Southdowners Funster

    Joined:
    May 7, 2015
    Messages:
    1,610
    Location:
    West Sussex
    Ratings:
    +5,614
    Yes, I found it really confusing.

    I have to say that I found the three call handlers I spoke with at the RAC to be pretty dreadful - even taking down my phone number proved too much for one of them! Really dim on just a basic level, and none knew about the product they were selling. I just hope that the service provided by RAC is better.

    I'm still waiting on a call so that I can see exactly what the extent of the breakdown cover under the manufacturer's warranty is. I know it is two years, so we have a year left, but am not sure whether this includes Europe as someone mentioned the European cover is only a year.... Oh decisions, decisions! :D
     

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
    Dismiss Notice