Breakdown cover for France - or not????

Sep 26, 2007
1,895
894
Rotherham South Yorkshire
Funster No
428
MH
Carthago Malibu PVC
Exp
Since 2005
Hi we are heading to France in three weeks and were quite surprised at the cost of breakdown cover for our 07 motorhome, which came in at £160+ for 66 days. We already have Mayday for the Uk but think that this additional cost is crazy.

Advice wanted - is breakdown cover really necessary???

Do we need/should inform our insurance company that we are going to France - is there likely to be an additional charge by the insurers as well?

Are there any other 'hidden' extras we might not have considered?

Any advice to make this trip as enjoyable and less stressful would be gratefully appreciated.

Oh - is it true that we should have the gross weight, height, width and length of the motorhome clearly visible on a card of some sort in the motorhome?

Ginny and Mike
 
Oct 14, 2007
2,303
562
Rochester
Funster No
619
MH
Coachbuilt
Exp
12
It's insurance, If you were to break down you would need it. It cost me £70 for a year with caravan Guard.
You need to inform your Insurers that you are going over seas
 

highwayman

LIFE MEMBER
Jul 31, 2007
898
521
Herne Bay
Funster No
47
MH
Low profile Rapido
Exp
Since 2005 ish
Hi teasy
If you've got foriegn cover you've got peace of mind, ours is built-in to our insurance cover. various companys offer this so bear it in mind when it's time to renew. Personally i think you should have-it, the cost of getting recovered from a motorway will exceed the cost of cover. Mind you once you've got it, you'll probably never need-it. But with my luck if i didn't have it i'd need-it. (sods-law)
Check your policy, you'll probably have european cover already. Normaly 90days
Keep a card on the dash with your height etc, when you're closing on a low bridge it's better to be safe than sorry. "i can't remember" plays hell with the blood pressure. so i'm told :Blush:
As for stress etc, Chill-out you're on holiday ::bigsmile: ::bigsmile:

regards...nige
 
N

N Luyetund

Deleted User
We use the Red Pennant motoring and personal cover... annual multi trip up to 31 days at a time... peace of mind:winky:

The van insurance, again with the CC, has eurocover (green card equivalent)... printed on the back of the Ins cert.

Enjoy!!
 
OP
Teasy2007
Sep 26, 2007
1,895
894
Rotherham South Yorkshire
Funster No
428
MH
Carthago Malibu PVC
Exp
Since 2005
Saga Rules - OK

I read the posts and contacted my insurer Saga - total cost to add Breakdown cover to my existing policy until June is only £18! Excellent.
 
Dec 4, 2007
270
6
worcestershire
Funster No
967
MH
Winnebago
Exp
20 years
Hi Teasy
If your motorhome is based on a french or italian van and less than three years old you may be covered check the books which came with the base van if you are in a smash your insurance should cover you, if you are not covered dont leave home, I broke down in germany in a 7ton Rv and the recovery costs ran into 1000s, a tow off the motorway can cost 300 euro,s
Paul
 
M

michaelc

Deleted User
In answer

Hi, breakdown cover is build into all transport insurrance in france as the costs are so high to get removed from motorways etc if anything goes wrong. I would travel within france without some sort of cover,
Two years we broke down in our 2 year landrover, the rear axle went and we had no drive. I would of hated to thing what the cost of the transport off the motorway, trailer parking for two weeks until landrover sorted and hire car, taxes etc would of worked out at. But it was all sorted by the AA
shop around and better deal, but don,t leave home without it.
terry
 
Dec 29, 2007
236
123
Somerset
Funster No
1,087
MH
Coachbuilt
Exp
Since 1996
I read the posts and contacted my insurer Saga - total cost to add Breakdown cover to my existing policy until June is only £18! Excellent.

Looks like you are sorted now ::bigsmile:

When you renew check out Safeguard motorhome Insurance which includes breakdown cover and all year cover for european touring and you do not need to contact them before travel.

Mine is through Comfort Insurance (used to have Safeguard) changed because:

1. Better price (breakdown cover included).
2. I added home and travel insurance (could get 90 days for being away from house, can get up to 180 days).

It is worth checking around at renewal. I did get a quote from Saga but not as competative I thought because I would have had to phone up to extend time away from home and I don't want that hassle, especially if I forget to do so.
 

Bulletguy

Free Member
Feb 7, 2008
2,051
6
Cheshire/Staffs
Funster No
1,441
Hi we are heading to France in three weeks and were quite surprised at the cost of breakdown cover for our 07 motorhome, which came in at £160+ for 66 days. We already have Mayday for the Uk but think that this additional cost is crazy.

Advice wanted - is breakdown cover really necessary???

Do we need/should inform our insurance company that we are going to France - is there likely to be an additional charge by the insurers as well?
£160 for 66 days??????? :whatthe:

You are being totally ripped off!

My Breakdown recovery is with Europ Assistance through this link here

Breakdown cover - cheap European & UK car breakdown insurance

£59 with full cover throughout UK and Europe including Home breakdown as well. And thats for an entire year!!
Also Europ Assist Breakdown will cover any Campervan or Motorhome up to 20 years old. There are not many breakdown services who would even dream of taking on 20 year old vehicles. Most want to charge you a whacking fee for a brand new motorhome that might only leave a driveway two or three times a year......as you have found out to your cost.

Yes Breakdown cover is necessary and yes it's also a good idea to check with your insurance company that you are covered. Dont forget to take your documents with you as well.....it's a legal requirement.
 

nahnotme

Free Member
Sep 23, 2007
239
0
Funster No
336
Im pulling my hair out trying to get cover for longer than 90 days per single trip in europe, I have a 33 ft RV and wouldnt find it easy to change vehicle insures due to my proffesion.
anyone any ideas ?
 
Dec 4, 2007
270
6
worcestershire
Funster No
967
MH
Winnebago
Exp
20 years
Im pulling my hair out trying to get cover for longer than 90 days per single trip in europe, I have a 33 ft RV and wouldnt find it easy to change vehicle insures due to my proffesion.
anyone any ideas ?
Have you tried Safeguard l have a combined policy with them and had my Rv recovered from germany Paul
 

nahnotme

Free Member
Sep 23, 2007
239
0
Funster No
336
Have you tried Safeguard l have a combined policy with them and had my Rv recovered from germany Paul
Apparently I need a commercial policy as I go to gigs in my winni and carry equipment. Safeguard like most dont offer that type of cover.
 

bigCol

Free Member
Oct 23, 2008
6
0
North Wales
Funster No
4,593
MH
C class lo-pro
Exp
10
I've toured Europe on a motorbike, in a 2CV, and a campervan. For many years I never bothered with breakdown cover (it's like cycle helmets: only to be used if you're going to take full advantage of them, by crashing). Then, three years ago, I had a feeling something might happen to the van this time, so for the first time ever I took out breakdown cover. Sure enough, we eventually ground to a halt with back axle problems on a Sunday on a German motorway.
We had to have the van taken to a garage, get a taxi to a hotel, another to the car hire place, make our way back to the ferry port, stay in hotels, get the train home from Dover, and wait a couple of weeks for the van to be transported back from Germany. Just imagine how much all that would have cost if we hadn't got breakdown cover:Eeek:.
(I still don't wear a cycle helmet though!)
 

nahnotme

Free Member
Sep 23, 2007
239
0
Funster No
336
I wouldnt go far without it, so it looks like I can only go for 90 days unless someone comes up trumps. Me nerves are bad enough as it is. Probably made worse by my previous MH breaking down LOADS. Luckilly this ones behaving but spain is a long way from home.
Someone did say make friends with someone with a spanish address and after the 90 days start a new policy with someone like ADAC who are more international. Would it not matter that it was a different address to where the vehichle is registered and insured ?
Not that I condone such behaviour !!
 

staging lady

Free Member
Nov 12, 2007
1,133
55
North Wales in the Hills
Funster No
826
MH
A Class
Exp
6 years but caravan owner in past
Like big col we broke down in the pyrenees last November . The clutch needed replacing. Europe assistance sent a low loader to take us to the garage. (400 euros we were told would havve been the cost,sent a taxi to take us to Tarbes to hire a car, sorted out accommodation.
Without cover it would have cost a fortune.
 

vwalan

Funster
Sep 23, 2008
8,650
5,084
roche cornwall
Funster No
4,148
MH
lynton5th wheel
Exp
since a child
the way forward is to have your vehicle looked at by a good compitant mecanic before you set off. cause regular servicing etc helps keep an eye on things. we all do get problems sometimes that cant show easily. mine suffered gear box failure in spain, 700km in 4th gear not nice but i made it home. most problems can n will be fixed anywhere . i like to fix my own so i risked it as some tools wernt with me. if you cant fix it yourself then it could be fixed anywhere you still have to pay someone else so does it matter.
 

Geo

Trader - Funster
Jul 29, 2007
10,926
7,579
Mansfield,Notts
Funster No
35
MH
A class RV and Autotrail
Exp
35 +years with breaks
What Paul is saying is carrying goods ie your gig equipment is taking you out of PHGV into the land of a REAL HGV and you are not licensed to drive the RV in those circumstances
There is only one company that I am aware of that allows you to use the RV in connection with your business and that is RH Specialist Insurance, however they do not cover recovery over 3.5 tons (despite there web site saying they do) There opening question is, are you licenced to drive the vehicle for which you are reqesting a quote, even if they dont ask they will resume you are
Geo
 

vwalan

Funster
Sep 23, 2008
8,650
5,084
roche cornwall
Funster No
4,148
MH
lynton5th wheel
Exp
since a child
the truth seems to be a phgv used for business . is not phgv. as for recovery its just a business expense . all costs are tax deductable. as i have said in the other thread .when the wheel barrows of profit come rolling in will the complaints keep coming. i used to run my own garage so payed lots of insurance for everything glad i packed it in. now i just go to spain etc on holiday . cant claim expenses like ferry, diesel,even my camper. ifyou want to be self employed then pay the self employed costs if not get a proper job n just have holidays .
 

nahnotme

Free Member
Sep 23, 2007
239
0
Funster No
336
What Paul is saying is carrying goods ie your gig equipment is taking you out of PHGV into the land of a REAL HGV and you are not licensed to drive the RV in those circumstances
There is only one company that I am aware of that allows you to use the RV in connection with your business and that is RH Specialist Insurance, however they do not cover recovery over 3.5 tons (despite there web site saying they do) There opening question is, are you licenced to drive the vehicle for which you are reqesting a quote, even if they dont ask they will resume you are
Geo
Ive just spoken to Nick at NFU LOUTH who my poicy is with and he said "I have nothing to worry about, my policy and licence are all correct and I DO NOT need to take a HGV test".
Thanks f**k for that, back to square one, european recovery for more than 90 days .
 

pappajohn

LIFE MEMBER
Aug 26, 2007
36,341
24,711
Dark side of the moon
Funster No
172
Exp
Since 2005
Oh - is it true that we should have the gross weight, height, width and length of the motorhome clearly visible on a card of some sort in the motorhome?

Ginny and Mike
as far as i know you must have a card/sticker in the cab with the max height if its over 3.5mtrs high....(maybe 3mtrs not sure)
 
Dec 4, 2007
270
6
worcestershire
Funster No
967
MH
Winnebago
Exp
20 years
Ive just spoken to Nick at NFU LOUTH who my poicy is with and he said "I have nothing to worry about, my policy and licence are all correct and I DO NOT need to take a HGV test".
Thanks f**k for that, back to square one, european recovery for more than 90 days .
Ok then try looking outside the box and find a recovery company in europe and join them, l broke down in germany in a RV and it was recovered to the uk by the AA who operate all over europe but its there HGV section not the car one as that only goes up two 3.5t Paul
 

ImaHeadaU

Free Member
Jul 13, 2008
5
0
Vancouver, Canada
Funster No
3,288
MH
C Class
Exp
1 year
Like big col we broke down in the pyrenees last November . The clutch needed replacing. Europe assistance sent a low loader to take us to the garage. (400 euros we were told would havve been the cost,sent a taxi to take us to Tarbes to hire a car, sorted out accommodation.
Without cover it would have cost a fortune.
Hi staging lady,

I'm considering buying a '95 Frankia I620. The only breakdown insurance, that I've looked at so far, will only cover a motorhome up to 14 years of age. I believe that yours is older than that. Do mind sharing your breakdown insurance company information?

Assuming the '95 is in good shape, do you recommend a Frankia of that vintage?

Thanks.

ImaHeadaU
 

sedge

Funster
Jul 7, 2009
4,779
4,726
Nr Jct 3 M6
Funster No
7,396
MH
C class
Exp
Aug 09 to date 9,000 miles!
Don't click on the link in SamDriscolls post - it's Spam - I have reported it!
 
SMC Motorhomes Newark
RoadPro
Johns Cross
Safeguard Motorhome Insurance
Rhino Installs
Friendly professional service from qualified technicians
Free Club Stickers
Dave Newell Leisure Vehicle Services
Top