Are you Insured while SORN'd

[LaughingPlumber]

Due to a clerical error, the insurance on our Auto Sleeper Devon has expired. Not a problem, as it's been parked on the drive since travelling to my mothers' funeral in mid-November. Contacted CMC (Devitts)for a quote, who said that they can't insure it as it is SORN'd, and we'll have to get Off-Road insurance to cover it while it's SORN'd. When asked how to get it taxed without insurance, ie to un-SORN it, we were told that it has to be taxed using the Off-Road insurance, but that doesn't seem logical, as it has to be insured for use on the road. CMC also said that whenever an MH is SORN'd, they need to be informed, so that they can consider whether to continue or cancel any existing insurance. Am I missing something here, or are they just having a laugh at our expense?

 

[Lenny HB]

Never heard of that how many other companies have you tried as its probably just their policy.

 

[34127]

GoCompare will give you a quote for a vehicle that is on SORN

Pardon Our Interruption

www.gocompare.com

 

[The Wino]

Sounds like a right pain. I find that hard to believe I think I've just taken insurance out first before.

 

[Janine]

I am insured with Advance and they are happy to insure my van whilst it is sorned but I already had a policy with them.
Give them a ring?
01249 461665

^{_{Subscribers  do not see these advertisements}}

 

[LaughingPlumber]

Haven't tried any others yet. Trying to find out if this is a common problem, so don't want to go through the rigmarole of applying only to get the same reply. As we don't have an up to date crystal ball, we don't know when we'll be using the MH again. Have had the unpleasant of having had one MH liberated from our driveway 12 years ago so would like to have it insured anyway, and ready to tax at short notice if the opportunity arises.

 

[LaughingPlumber]

Thanks Janine, will try them

 

[Tombola]

Sounds like complete opposite to me. Most insurnace companies surely would be happy to insure a vehicle when sorn as its ulikely to have to entertain a pay out claim just sat on a drive ?

 

[LaughingPlumber]

That's what I thought.
Advance have sorted it out via L+V, acceptable price, covered immediately, but they still want to be advised of SORN "For Their Records".
Quick tip:- check that your auto-renewal advice hasn't gone into Spam.

 

[Janine]

That's what I thought.
Advance have sorted it out via L+V, acceptable price, covered immediately, but they still want to be advised of SORN "For Their Records".
Quick tip:- check that your auto-renewal advice hasn't gone into Spam.

Thanks for the heads-up. I hadn't told them that my van was sorned this time round so I have dropped them an email.
Asked for a discount for all the new business I am getting them, too

^{_{Subscribers  do not see these advertisements}}

 

[Janine]

I just had a phone call from Advance in reply to my email. They will be happy to renew my insurance next month despite the van being sorned.
10/10 for customer service

 

[SomeoneElse]

Our MH is SORNed and insured.

Coronavirus - Do I Need Insurance If I SORN My Motorhome Or Campervan?

Coronavirus - Do I Need Insurance If I SORN My Motorhome Or Campervan? - Read the latest news from Comfort Insurance®

www.comfort-insurance.co.uk

 

[Scotch mist]

You can’t tax a vehicle when it’s not insured , your insurance says it can’t insure if not taxed

that sounds like , what comes first the chicken or the egg

 

[LaughingPlumber]

That was my thinking.

 

[RandallC]

Good News

Have queried with AIB if there are issues with cover MH whilst SORN'd.

They have confirmed by telephone and email that the MH is the same as if it was taxed.

^{_{Subscribers  do not see these advertisements}}