Aged early 40’s / £50,000 value, what are you paying ?

Discussion in 'Motorhome Insurance General Discussion' started by Paul J, Apr 25, 2018.

  1. Paul J

    Paul J Funster

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    when I had my previous van, I was in my mid 20’s and I had no shocks whatsoever with the insurance of a 6.1m coachbuilt Bessacarr, as I remember, it was similar to the cost of insuring a typical family car. Insuring my 1.9tdi Skoda “family car” is currently in the region of £275 (there’s little value in it however) should I expect quotes of close to twice that for my Motorhome ?

    I understand that insurance is very specific to each individual, and varies by vehicle and the area you live. Just wondered if there is anyone in their early to mid 40’s who can give me an example of what you pay and who you’re insured with ?

    Clearly, I’ll get some more quotes, just curious
     
  2. Blue Knight

    Blue Knight Funster

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    I'm 45, NE located, proffesional occupation albeit retired now, with a MY17 Pilote P740GJ Sensation valued at £61,000 and our insurance premium with Comfort is about £265 (excl European breakdown cover).

    All the best,

    Andrew
     
  3. Janine

    Janine Funster Life Member

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    I'm curious to know how many Funsters are in their early 40's!
     
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  4. Blue Knight

    Blue Knight Funster

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    I'm the only one:rolleyes::D
     
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  5. PP Bear

    PP Bear Funster Life Member

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    Me of course:pinocchio::wasntme:
     
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  6. Silver-Fox

    Silver-Fox Funster

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    I wish :(
     
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  7. Blue Knight

    Blue Knight Funster

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    I forgot my 41-year old @PP Bear mate(y)
     
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  8. kaasbroodje

    kaasbroodje Funster

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    I’m a mere 44, paying just over £300 inc breakdown cover, that’s with Comfort.
    Two ‘high risk’ cars are around £200 each for some perspective....
     
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  9. Blue Knight

    Blue Knight Funster

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    .......A van type and related value would help the OP;)
     
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  10. Chris

    Chris Funster Life Member

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    I was a few years back.
     
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  11. RowleyBirkinQC

    RowleyBirkinQC Funster

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    I’m thirty eighteen, Cindy is, ahem, considerably older, we pay Comfort about £300 to insure us and our Burstner A class.

    Don’t tell her I said that though... :cautious:
     
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  12. IanF

    IanF Funster

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    I'm 40-32 paying £416 via A.I.B. for 2013 Autotrail Savannah(45k)
     
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  13. Paul J

    Paul J Funster

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    I've just got off the phone to CaravanGuard, who have insisted I have either a Tracker or Cat 1 Alarm (or 2-1 upgrade to the immobiliser) ..... as far as I'm aware the Rollerteam T-Line 590 doesn't have an alarm. I've full NCD and experience of driving LWB Ducato high-top vans (I drive one for work)

    I was initially surprised at being asked for an alarm, but I suppose I'd be p*ssed if my new motorhome went missing

    quotes are coming in at £400 - £500 for just me as the driver, no euro cover, but does have breakdown and legal, that's through Royal Sun Alliance
     
  14. kaasbroodje

    kaasbroodje Funster

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    Does value make a difference to the cost of cover? I don’t recall ever giving Comfort a valuation to base a quote on, only mileage (6,000pa)
    I honestly have no idea what it’s worth, 25-35k???
    2005 A Class Hymer (as shown in my avatar)
     
  15. Blue Knight

    Blue Knight Funster

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    Yeh right Chris, in the old days when Hitler was just a Corporal.:rolleyes:
     
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  16. Paul J

    Paul J Funster

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    you guys are a blast, really funny

    this is a really great forum :)
    you've helped me out a lot, so thanks very much for your time, and all the amusement :)
     
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  17. Paul J

    Paul J Funster

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    I just had a check on Comforts Website, it lists about 15 different Motorhomes, mine wasn't included, so I could only choose Fiat as the base vehicle and the value, and remarkably quickly it fired out a quote of £369 ..... and was happy with the factory fitted immobiliser. Are Comfort a decent company, I think they use Aviva ?
     
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  18. Blue Knight

    Blue Knight Funster

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    Paul, you should be aiming for a bit less than that good-mate. Try Comfort tomorrow and see what they say.

    If you're young and still have use of your hips and knees then don't bother with the likes of NFU insurance etc.

    All the best,

    Andrew
     
  19. Blue Knight

    Blue Knight Funster

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    Cos we've all been on the red wine since 4 this afternoon.

    It helps:D honest
     
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  20. Paul J

    Paul J Funster

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    Comfort are looking quite good, unless the keen price online is the bait to make you ring up.

    got Euro cover, got breakdown, ok with factory security. price is the best yet at £369, and when adding the girlfriend on, who has been driving in Malaysia for years, only moved here and passed a UK test 3 years ago, adding her put exactly £0 on the quote

    little bit strange, bit lax somehow, is this company good, they use Aviva by the looks of things ?
     

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