75 Years old – Travel insurance advice please

Discussion in 'Motorhome Chat' started by KeithChesterfield, Jun 21, 2016.

  1. KeithChesterfield

    KeithChesterfield

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    My annual Multi-trip Travel insurance has just run out and I now find that as I have just reached the tender age of 75 there are less Insurance companies willing to take a risk with me.

    I have had a declared Heart problem for around the last three years and during that time have had no problems getting Travel insurance.

    But the magic number of '75' seems to move the goalposts despite my health problem not appearing to be any worse.

    If there are some of you aged 75 or over out there could you point me in the direction of an Insurance company or Broker who may be able to give me a reasonably priced quote for travel insurance.

    Any help appreciated
    .

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  2. Tea Bag

    Tea Bag Funster

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    Hi Keith.
    I need just a bit more information,before i can offer any help,so. At 75 are you... Bent/Twisted,like the........." Chesterfield Spire ?"
    Just a thought...........LOL!!!. Like the Spire,you could stand there for another million years,before that certain lady "Walks by",to lift the curse.So get in the m/home and DRIVE!
    Tea Bag (Another doddering old sod)
     
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  3. Madmag

    Madmag Funster

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    Try LV we have multi trip annual health insurance with them. OH is 74yrs.
     
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  4. Downsie

    Downsie Funster

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    Opened a Nationwide Flex Plus account, annual worldwide travel insurance is included in the monthly £10 fee. We are aged 84 and 67 and had to pay extra (£150ish) for being over 70 and having cancer. Amazing value, paid £600 for two weeks to the Caribbean two years before. Another place to try is the Caraven Club's personal Red Pennant which seems to have no age limits, we had that last year (annual European) for about £100. Good luck!
     
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  5. Tincataylor

    Tincataylor Funster

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  6. scotjimland

    scotjimland Funster Life Member

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    This only confirms what I said in another thread about health and travel insurance companies.. (n)

    when you really need them the most, they are not interested..

    if there is any risk of a claim, they don't want to know you ..they only want your money..
     
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  7. sedge

    sedge Funster

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    We have various health conditions - some won't quote at all for just one of them or something - have found a couple that will - but limited to 60 day trips.

    Not found anybody to do longer trips to fit in between the usual - 6 monthly! - hospital appointments that I have been attending now since 1972 LOL - and the other thing that 'handily' - I happened to have diagnosed around the same time as one of my existing clinic dates so it all fits in nicely, LOL Not on the same day or anything but they are both 'fairly together'.

    However insurers still don't want to play. I found one that was OK for me - but they don't touch the big C with a bargepole so won't insure Pete.
     
  8. KeithChesterfield

    KeithChesterfield

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    Many thanks for the helpful replies.

    I trawled through the ones suggested and have found that the C C Red Pennant travel insurance is the best price and cover for my medical condition and I'll be using them when I insure next week.

    Again thanks
     
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  9. beerdrinker1

    beerdrinker1 Funster

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    It's strange . . .I have just filled in the CC Red Pennant form for a quote to cover Europe, for Lynn and myself leaving 18/10/2016 returning 30/03/2017,
    Without any questions regarding pre existing conditions etc, it gave me the ridiculous figure of £819.00 !,
    What have other funsters found ????????????,
    As this seems rather high, and again strange that there was no section to fill in regarding past medical history
     
  10. busby

    busby Funster

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    I now use Nationwide,,,cost me an extra £70 to extend cover to 77 days multi trip,,BUSBY.
     
  11. tonka

    tonka Funster Life Member

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    Come on Ken... !!!!!!!

    You + Lynn + Benidorm all at the same time...... That's one hell of a risk for anyone to take..

    :rofl::rofl:
     
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  12. KeithChesterfield

    KeithChesterfield

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    Just to update you on our Red Pennant Annual Insurance, with age and medical conditions as in first post, we paid £199 to cover both of us in July for the insurance with a maximum of 31 days for each holiday.

    :france::france::france::france:
     
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  13. Lenny HB

    Lenny HB Funster

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    We rely on our Lloyds Bank account, will up to 80 years old.
     
  14. busby

    busby Funster

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    I get 77 days as many times as i like a year for my £10 a month (also covers uk/european breakdown and some other things) plus £70 i paid for the increase from 30 to 77 days wit Natonwide,,BUSBY..
     
  15. beerdrinker1

    beerdrinker1 Funster

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    Nice one Steve :rofl: :rofl: :rofl: . . . you for one would know all about it !!!!!

    :drink: :drink: :drink:
     
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  16. Geo

    Geo Trader - Funster

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    There are a lot that do, and fail to update medical and circumstance changes yearly or as they happen
    EU not such a problem, but I was relying on it for a US trip
    Bank insurance is fraught with small print as I found out before I relied on it thankfully.
    As an example a fall resulting in a broken leg can cost 50K + in the USA
    If the side effects of medicine your taking for an in growing toe nail includes dizziness
    you will have a fight on your hands and no cover
    You declare a condition in good faith, and without notice your cover is restricted to EU only:Eeek:
    Watch em like hawks all of em

    G
     
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  17. Neckender

    Neckender Funster

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    We have just joined the CCC so that we could use their travel insurance.
    Up to the age of 84, 90 days travel for me and Pat with health issues total cost was £224 plus the cost of joining £37.

    John.
     
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