Just had my renewal through. There was an increase of around £25 this year. The risk is exactly the same as last year, the only difference is that insurance premium tax has gone up by 2%. Not happy, I phoned for an explanation and was told that this was the best price the insurer would offer (same company as last year). I protested that This was hardly acceptable given no change in circumstances and only a small rise in tax and the Club agreed waive the £10 renewal fee thus making my total cost £215. So happy with that i will renew with them. My windscreen claim did not make any difference and everyone i spoke to was polite and helpful as far as they could be.