Cancel credit cards before death (1 Viewer)

Loujess

Free Member
Jan 10, 2010
3,123
3,086
Leeds UK
Funster No
9,898
MH
none
Exp
4
Be sure and cancel your credit cards before you die!
This is so priceless and so easy to see happening - customer service, being what it is today!
A lady died this past January, and WESTPAC bank billed her for February and
March for their annual service charges on her credit card, and
Then added late fees and interest on the monthly charge. The balance had
Been $0.00, now is somewhere around $60.00.
A family member placed a call to the WESTPAC Bank:
Family Member:
'I am calling to tell you that she died in January.'
WESTPAC:
'The account was never closed and the late fees and charges still apply.'
Family Member:
'Maybe, you should turn it over to collections.'
WESTPAC:
'Since it is two months past due, it already has been..'
Family Member:
So, what will they do when they find out she is dead?'
WESTPAC:
'Either report her account to the frauds division or report her to
The credit bureau, maybe both!'
Family Member:
'Do you think God will be mad at her?'
WESTPAC:
'Excuse me?'
Family Member:
'Did you just get what I was telling you . . . The part about her
Being dead?'
WESTPAC:
'Sir, you'll have to speak to my supervisor.'
Supervisor gets on the phone:
Family Member:
'I'm calling to tell you, she died in January.'
WESTPAC:
'The account was never closed and the late fees and charges still apply.'
Family Member:
'You mean you want to collect from her estate?'
WESTPAC:
(Stammer) 'Are you her lawyer?'
Family Member:
'No, I'm her great nephew.'
(Lawyer info given)
WESTPAC:
'Could you fax us a certificate of death?'
Family Member:
'Sure.'
( fax number is given )
After they get the fax:
WESTPAC:
'Our system just isn't set up for death. I don't know what more I
Can do to help.'
Family Member:
'Well, if you figure it out, great! If not, you could just keep billing
Her. I don't think she will care.'
WESTPAC :
'Well, the late fees and charges do still apply.'
Family Member:
'Would you like her new billing address?'
WESTPAC:
'That might help.'
Family Member:
' Rookwood Memorial Cemetery , 1249 Centenary Rd, Sydney Plot Number
1049.'
WESTPAC:
'Sir, that's a cemetery!'
Family Member:
'Well, what the f**k do you do with dead people on your planet?'.............
 

johnp10

Free Member
Oct 12, 2009
7,774
15,181
North Lincolnshire
Funster No
8,872
MH
C Class
Exp
8 years ish
DONT CANCEL!

The only way to show a profit on your life is to die owing someone money.

Subscribers  do not see these advertisements

 

madbluemad

Banned
Jan 26, 2008
3,327
239
spain
Funster No
1,335
MH
just looking
Exp
since 1980
We have never owned a credit card in our lives and have never needed one.
Jim
::bigsmile:
 

Jaws

LIFE MEMBER
Sep 26, 2008
23,821
71,987
Thetford Norfolk
Funster No
4,189
MH
C class, Chieftain
Exp
since 2006 ( I think ! )
We have never owned a credit card in our lives and have never needed one.
Jim
::bigsmile:

OK Jim.. you have piqued my interest..

How do you buy stuff on line ( or perhaps you don't ?? But then you must have paid for forum sponsorship ?? )
Tell me to sod off and not be nosey if you like, just fascinated by the prospect

I find life SO much easier with a credit card and a debit card

While most people do not consider a debit card as a credit card, in the eyes of the law it is.. Your bank often arranges an overdraft for use in conjunction with a debit card even when we do not know about it or want such a thing
 

madbluemad

Banned
Jan 26, 2008
3,327
239
spain
Funster No
1,335
MH
just looking
Exp
since 1980
OK Jim.. you have piqueand pay everything through thisd my interest..

How do you buy stuff on line ( or perhaps you don't ?? But then you must have paid for forum sponsorship ?? )
Tell me to sod off and not be nosey if you like, just fascinated by the prospect

I find life SO much easier with a credit card and a debit card

While most people do not consider a debit card as a credit card, in the eyes of the law it is.. Your bank often arranges an overdraft for use in conjunction with a debit card even when we do not know about it or want such a thing

I have a Bank Card, in no way is a Bank Card a Credit Card. I did have, until a few months ago an AMEX Debit Card, which in no way is a Credit Card. I got shut of the AMEX Card because I was no longer using it.
Jim
:Smile:
 

Jaws

LIFE MEMBER
Sep 26, 2008
23,821
71,987
Thetford Norfolk
Funster No
4,189
MH
C class, Chieftain
Exp
since 2006 ( I think ! )
Ahhh.. cheers Jim :thumb:

Subscribers  do not see these advertisements

 

sedge

Funster
Jul 7, 2009
5,494
13,035
Nr Jct 3 M6
Funster No
7,396
MH
C class
Exp
Aug 09 to date 9,000 miles!
I adore it (if I am not in the middle of owt) when I get one of those phone calls telling me they can sort out my debts.

Oh really? - which debts would they be?

All your debts.

But I don't have any debts!

Everybody has some debts madam!

I'm not Everybody, I'm Me. You must already know I'm Me, otherwise why would you ring Me?

I don't know what you mean, I am offering you a service to get rid of your debts.

So what's the weather like in Chennai today? I only ask cos it's raining £20 notes here, Goodbye!
 

Wyaye wires

Free Member
Sep 13, 2009
3,333
9,263
Berwickshire
Funster No
8,441
MH
A class Neisman Bischoff
Exp
since July 2009
When my father died in 2003 we had the usual Irish funeral with a wake etc. This included a meal at a local hotel. My mother paid for the meals using my dads credit card and as usual was able to sign his name! :ROFLMAO::ROFLMAO::ROFLMAO::ROFLMAO::ROFLMAO:

Kath & Howie
 

Join us or log in to post a reply.

To join in you must be a member of MotorhomeFun

Join MotorhomeFun

Join us, it quick and easy!

Log in

Already a member? Log in here.

Latest journal entries

Funsters who are viewing this thread

Back
Top