Anywhere beat Safeguard prices ? (1 Viewer)

Feb 19, 2015
1,776
1,249
Norfolk
Funster No
35,161
MH
Globecar Campscout 2013
Exp
Since 2016
We claimed a £800 bumper repair from our Safeguard moho insurance and our new premium has just shot up from under £500 to over £2000! Is this normal? Are we likely to find any cheaper if we shop around? Shocked
 

Lenny HB

LIFE MEMBER
Oct 18, 2007
53,290
149,431
On the coast in West Sussex
Funster No
658
MH
Hymer B678 DL
Exp
Since 2008 & many years tugging
Try Comfort they don't normally worry about small claims like that, we had a claim for about a £1000 a few years ago premium didn't go up the following year. Also Comfort for us are around £200 less than Safeguard.
 

EX51SSS

LIFE MEMBER
Jul 18, 2015
6,073
28,561
North Manchester
Funster No
37,198
MH
Hymer Exsis A Class
Exp
since 2007
It's always worth checking around. At that renewal price, it'd have been cheaper to have had the repair done yourself but nobody knows that at the time.
Personally, I've always thought them expensive

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May 7, 2011
4,807
46,296
Cornwall Gorran Haven
Funster No
16,300
MH
T Line 785
Exp
motorhoming since 1979
Saga ins, just gave me a quote £80cheaper than the competition.

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May 28, 2016
118
99
stoke on trent
Funster No
43,346
MH
Hi top
Exp
since 2000
we had the same problem we had a winny rv got hit by severe storm roof badly damaged insurance wright off the next premium jumped to over 1500 pounds from 300 managed to get it for just under 1000 not amused having a clean record bl...dy rip of merchants good luck.........ian
 

mikebeaches

LIFE MEMBER
Feb 22, 2010
5,392
8,592
Bristol
Funster No
10,377
MH
Rapido V68 Van Conversion
Exp
Since 2009
We claimed a £800 bumper repair from our Safeguard moho insurance and our new premium has just shot up from under £500 to over £2000! Is this normal? Are we likely to find any cheaper if we shop around? Shocked
Sorry to hear about your insurance woes.

Comfort for us too - in fact for the last 8 years, but that might change at renewal in the summer.

We want to leave the van garaged near the airport in Spain for a few months next winter and fly down to use it periodically, but Comfort is not happy about that at the moment; even though it's a professional storage site with manned 24/7 security and video surveillance. Have found an alternative insurer if Comfort won't come good at renewal.

PS I couldn't get either of your links to work - the blog and Youtube channel?
 
OP
OP
Jac Sprat
Feb 19, 2015
1,776
1,249
Norfolk
Funster No
35,161
MH
Globecar Campscout 2013
Exp
Since 2016
PS I couldn't get either of your links to work - the blog and Youtube channel?[/QUOTE]

I moved from.blog to you tube 18 months ago but it should still be there. Here is the most popular one on YouTube

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haganap

LIFE MEMBER
Dec 5, 2007
12,754
26,411
planet earth
Funster No
974
MH
Niesman+Bischoff 79e
Exp
I'm an oldbie MH number 10
wow, some incresase.... we just moved to caravanguard but were with Safeguard for years,, sounds like they just don't want you to be honest..
#
 

dshague

Free Member
Aug 22, 2007
996
302
Funster No
150
MH
VAN CONVERSION
Exp
20 years
been with safeguard for years but there increase in price this year £100 . making me think its time to move, comfort quote £87 cheaper but comfort dont do protected .comfort better excess .
 

Janine

LIFE MEMBER
Aug 22, 2007
14,330
43,133
A little bit left of Middle England
Funster No
142
MH
2006 A/S Nuevo
Exp
since 1988
It's all a bit of a lottery, I've found.

With Saga, my car insurance shot up so I changed to Direct Line. Now I've changed moho, they charged me £3.50 for 10 days cover til the end of the current policy but then want £305 for the next year whereas AIB have quoted £184 for the same cover. (Saga's online quote came out at £188 but they wouldn't honour it)

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TheBig1

LIFE MEMBER
Nov 27, 2011
17,591
42,992
Dorset
Funster No
19,048
MH
A class
Exp
many many years! since I was a kid
NFU are cheaper for good cover
 

TheBig1

LIFE MEMBER
Nov 27, 2011
17,591
42,992
Dorset
Funster No
19,048
MH
A class
Exp
many many years! since I was a kid
an insurance company! the National Farmers Union which is a mutual and therefore not run to make a big profit for the shareholders. A very good company, been doing business for many years and fast payers when anything goes wrong
 

magicsurfbus

Free Member
Oct 11, 2010
4,673
10,127
NW England
Funster No
14,057
MH
Bessacarr Coachbuilt
Exp
Since 1997
In defence of Safeguard they offered to insure our new MH (which was twice the market value of the old one) for a lower premium than the old one, just to keep our business.

Maybe try telling them you're leaving for someone else?

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Jan 13, 2014
3,581
11,542
Leeds - Yorkshire
Funster No
29,678
MH
Coachbuilt
Exp
40+
Don’t t break down! Safeguards recovery didn’t respond to our breakdown in Spain,left us stranded for over 24hrs they never attended.

Didn’t want to know when I complained.
 
Apr 14, 2008
860
3,706
Cromer norfolk
Funster No
2,154
MH
Bailey approach 745
Exp
since 2002
Whats NFU?
They have office in Holt. While we where working covered our motorhome for business use, very friendly people to deal with. I think it is Appleyard where the office is situated.
Steve

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Jim

Ringleader
Jul 19, 2007
36,315
130,209
Sutton on Sea, UK
Funster No
1
MH
Adria Panel Van.
Exp
Since 1988
They have office in Holt. While we where working covered our motorhome for business use, very friendly people to deal with. I think it is Appleyard where the office is situated.
Steve

Hi Steve, any chance . you could leave them a quick review? It will only take a minute . Cheers (y)
 

Jim

Ringleader
Jul 19, 2007
36,315
130,209
Sutton on Sea, UK
Funster No
1
MH
Adria Panel Van.
Exp
Since 1988
Don’t t break down! Safeguards recovery didn’t respond to our breakdown in Spain,left us stranded for over 24hrs they never attended.

Didn’t want to know when I complained.

Can you . Many thanks . (y)

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Jan 2, 2017
592
607
Norfolk
Funster No
46,709
MH
Autocruise Starspirit
Exp
7 years
We've just renewed our Camping and Caravan Club insurance policy. Full European and UK breakdown cover, mileage 8-10,000 miles, trailer and awning and contents. We claimed last year after breaking down in The Netherlands caused by hitting an unseen speed bump. [£500] The Ins Co looked after us superbly , we were rescued within an hour, the van repaired over 4 days and hotel expenses paid which included a disability room for my wife. Premium £373.
We are very pleased with this quote. Comfort were over £500.
 

lee kelf

Free Member
Jan 7, 2018
16
10
Norwich
Funster No
51,885
MH
N+B Flair 7100i A Class
Exp
i,m a newbie
We received quotes of £200-£250 when we bought our first MH, trouble was they could not cover the screen, we called safeguard who were £450 but this included unlimited screen cover ( £100 ) access for each screen claim also included AA European cover.
 

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