Serious SAGA B'down Insurance Problem (1 Viewer)

[Burstnerite]

Hi,

I've just received my insurance and breakdown renewals from SAGA.
I'd always thought there were no size restrictions, but BEWARE - there are now at 7m x 3m x 2.25m.
I queried this on the 'phone as an enclosed sales flyer still quoted no age or dimension restrictions ! (We are 7.5m with the bikes 'on'.) They checked with their Underwriting Dept and I was told I wouldn't be covered as she wouldn't go on the low loader.
I suppose I could take the breakdown insurance (the main insurance is very competitive) and if the worst came to the worst, put the bikes inside and fold up the bike rack. The alternative is another provider, but they all seem either very expensive or have size restrictions. OR, go down the ADAC route, which seems a bit complex.
Any thoughts anyone ?

Jim T

 

[Terry]

try caravan club ins, they promise to beat renewal quote by £25-- RAC Arrival has no restrictions on size and covers you in any vehicle :thumb:
only down side is you have to be a member of C & CC
terry

 

[Burstnerite]

Thanks Terry - do you mean the Caravan Club or the C & C C ?

Jim T

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[Terry]

CC for ins and c&cc for recovery :thumb:
terry

 

[robnchris]

rac cover

We have just took rac family cover homestart and recovery paid for it using our Tesco vouchers, so cost us nothing out of our pockets.:thumb:

 

[Jim]

We use the C&CC/RAC Arrival Scheme, we have been recovered (just recently) at 11ton and 35ft the cost of the scheme is minuscule compared to the recovery costs.

http://www.campingandcaravanningclub.co.uk/arrival

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[SpongeBobsDad]

Re insure through Safeguard breakdown cover is in with the costs :thumb:

 

[markymark]

I recieved a quote today for £275 for insurance including Uk and Europe breakdown from a company called http://www.2getherinsurance.com/ . All the rest were double and some treble this. They didnt believe me! £250 excess and the recovery has no restrictions and it takes you back to uk if anything nasty happens to van when away.

 

[estcres]

Got my Breakdown Insurance through the post this morning.

It is with Lifesure Group Ltd, cost £65 for both UK and European cover. Vehicle Dimensions are up to L8m x H3.5m x W2.5m. Max weigt limit is 4250Kgs.

I took the Level 1 cover which gives us 90 days European Cover in total with any one trip not exceeding 31 days. this level suits our own personnel needs however they do several Levels up to 180 consecutive days out of an annual total of 270 days. Don't know the cost of the higher cover levels though.

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[Burstnerite]

Hi, again,

This is all good stuff.

Many thanks to everyone who has responded so far.

Jim T

 

[JohnM]

Have you tried Comfort insurance full unlimeted b/d cover rac no limet of time abroad and reasonable cost mmm ins co of
year 4yrs out of 5.i'm happy with them.:thumb:

 

[warwick]

I appreciate you can pay too much for insurance but some of those quotes sound a little too low. Search for some of these companies on the net and see what you come up with. I tried one of the companies (low premium) offered by one of the clubs and quite a few had problems when trying to claim

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[Braunston]

Hi, I know you mentioned ADAC, we have gone with them and SAGA just for the insurance, I feel its really good value and well worth the time and trouble to pursue ADAC, as it covers all of your vehicles not just the motorhome so no need for any additional breakdown cover for your other vehicles, it covers a lot more countries than just the EEC and if you take out the plus there are a lot of additional benefits, like repatriation by air ambulance etc for medical conditions, its really worth exploring what is on offer for a very competitive price.

 

[goldwinger]

Give caravan guard a ring based at Halifax West Yorkshire, always good service easy to talk to get your quote, size or weight never a problem

 

[robnchris]

ins

Give caravan guard a ring based at Halifax West Yorkshire, always good service easy to talk to get your quote, size or weight never a problem

The tel. for caravan Guard 01422-396-777

Very nice people to deal with. :thumb:

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[green machine]

Motorhome Insurance.

I recieved a quote today for £275 for insurance including Uk and Europe breakdown from a company called http://www.2getherinsurance.com/ . All the rest were double and some treble this. They didnt believe me! £250 excess and the recovery has no restrictions and it takes you back to uk if anything nasty happens to van when away.

Just contacted Barnie at www.2getherinsurance.com and he has quoted £260 for myself and two named drivers. Breakdown cover is £65 for uk / europe, but only upto 23 feet. My motorhome is 27 feet. He is going to check to see if he can get breakdown cover for my vehicle. (£250 excess) Excellent deal

My motorhome insurance / breakdown cover was double this amount through Safeguard last year.

Has anybody else had any dealing with this company.

Kind Regards

Green Machine

 

[Wildman]

Try Frank Pickles, 01943 850999, just got a quote on 23ft motorhome, £158 plus £79 breakdown cover. £237.60 well chuffed saved over £100 on last year.

 

[Reallyretired]

I had to use breakdown insurance last year, the one provided by Comfort through the RAC and they were excellent.

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[MrJinks]

Just contacted Barnie at www.2getherinsurance.com and he has quoted £260 for myself and two named drivers. Breakdown cover is £65 for uk / europe, but only upto 23 feet. My motorhome is 27 feet. He is going to check to see if he can get breakdown cover for my vehicle. (£250 excess) Excellent deal

My motorhome insurance / breakdown cover was double this amount through Safeguard last year.

Has anybody else had any dealing with this company.

Kind Regards

Green Machine

Hi

I have used this broker for many years for my 4x4 insurance & breakdown cover. Always competetive quote and good guys to talk to. However I have yet to make a claim although that would be down to the actual insurance co.

 

[MrJinks]

Hi,

I've just received my insurance and breakdown renewals from SAGA.
I'd always thought there were no size restrictions, but BEWARE - there are now at 7m x 3m x 2.25m.
I queried this on the 'phone as an enclosed sales flyer still quoted no age or dimension restrictions ! (We are 7.5m with the bikes 'on'.) They checked with their Underwriting Dept and I was told I wouldn't be covered as she wouldn't go on the low loader.
I suppose I could take the breakdown insurance (the main insurance is very competitive) and if the worst came to the worst, put the bikes inside and fold up the bike rack. The alternative is another provider, but they all seem either very expensive or have size restrictions. OR, go down the ADAC route, which seems a bit complex.
Any thoughts anyone ?

Jim T

Hi Jim,

Spurred into action by your post (I am insured with Saga for insurance & breakdown) I rang them today to confirm if there is any limit on length as my M/H is 7.7m long.

They assured me that there was no limit on length for breakdown cover. Even checked with superiors. oh:

I am going to write to them now to get it confirmed (or not) in writing :thumb:

 

[Braunston]

Hi,

Just checked the SAGA web site and found the link below direct to the Motorhome Breakdown Conditions for policies on or after 1st November 2009. Which from a quick scan do not appear to have any restrictions as long as the vehicle is a registered motorhome in the UK, have a read see if you can find any exclusions as I couldn't, hope that helps

Link Removed

Its worth noting that they have different conditions for car breakdown assistance and 2 levels of Breakdown assistance for motorhomes (Assistance Plus)


This is a link to all of the insurance policy documents

Link Removed

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[Burstnerite]

Hi,

Thanks again for alll posts.

MrJinks - Sounds as if SAGA don't quite know what they're doing; the operator checked with her supervisor and then with their Underwriting Dept. and came back with the 7m limit. 'Wouldn't go on the low loader'.
Will talk to them again and request 'in writing' if I get an OK this time.

Jim T

 

[Burstnerite]

Hi,

Have just rung SAGA again - the change re. dimensions is on all breakdown NEW policies. Don't know what 'NEW' means, but the leaflet stating the sizes is dated August 2009.
Anyway, have now rung Comfort who have quoted no dimensions, trip length etc. for £10 more than Saga and £200 excess as opposed to £150 on the ordinary policy. Still, will probably take the whole lot from them and only have to deal with one company.

Incidentally, when I mentioned the Saga change, the Comfort guy said he'd heard that'd hit the forums big-time. Just goes to show the power of 'Motorhomefun.co.uk' !

Thanks, everyone,
Jim T

 

[navman]

Odd to say the least.. I have just has this reply when I asked SAGA about the recovery size



I am writing to confirm we do not have any restrictions regarding the size of the motorhome, as long as the motorhome has been privately registered in the UK.

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[Braunston]

Hi,

That seems to be confirmed in the documents I have linked to above, and from their web site it appears these are the conditions from the 1st Nov 2009 unless there is something I have missed.

Perhaps "Burstnerite" could tell us the name of the person they spoke to as then we could perhaps get the confusion cleared up, as it does seem very strange that their web site has a copy of the 1st Nov 09 onwards conditions which do not appear to have any qualification, and support the answer you have received.

Odd to say the least.. I have just has this reply when I asked SAGA about the recovery size



I am writing to confirm we do not have any restrictions regarding the size of the motorhome, as long as the motorhome has been privately registered in the UK.

 

[Burstnerite]

Hi,

I'm afraid I have no SAGA names. The leaflet indicating sizes was dated August 2009 and the operator intimated this signalled the change. If you have a policy effective prior to this, I assume you're ok.
However, as I said above, they sent me a contradictory FAQ leaflet staing NO size or age restrictions, with the renewal.

Jim T

 

[buttons]

Hi,
I queried this on the 'phone as an enclosed sales flyer still quoted no age or dimension restrictions ! Jim T

Perhaps it was the drivers age or dimensions that were not restricted not the motor home.

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[woodyold]

Hi,

I've just received my insurance and breakdown renewals from SAGA.
I'd always thought there were no size restrictions, but BEWARE - there are now at 7m x 3m x 2.25m.
I queried this on the 'phone as an enclosed sales flyer still quoted no age or dimension restrictions ! (We are 7.5m with the bikes 'on'.) They checked with their Underwriting Dept and I was told I wouldn't be covered as she wouldn't go on the low loader.
Jim T

I found this years ago and now use either safeguard or caravan guard , with these two its all in with the cost , never looked back since , good luck .:Cool:

 

[newboy]

Insurance with Breakdown

Hope I can help. I am new to motorhome fun. We insured our new Burstner Aviano with with Axa insurance through Scenic motorhome & caravan insurance specialists. Found them helpful,efficient and resonable also breakdown cover has no restrictions on 7.5m vehicle. Tel no 08450131624

Stuart

 

[spiritsfree]

Saga

Me too....and i contacted 2getherinsurance and they have a value of the motorhome restriction. I find that odd !!

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