PENSIONER BOND (1 Viewer)

Sep 16, 2010
2,994
2,849
Bungay Suffolk
Funster No
13,734
MH
Autotrail TrackerEKS
Exp
Since 2010
The site has crashed and and phone lines are fully engaged..NSandI say they envisage the bonds being on sale for months, rather than weeks.... Lets hope they are right !!!
 
Nov 9, 2012
80
31
Paignton
Funster No
23,620
MH
Coachbuilt
Exp
Since 1995
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Hope this helps this is a copy of an email we recieved this morning.........John

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Dear

We’re proud to introduce our new 65+ Guaranteed Growth Bonds for people aged 65 and over. They’re on sale right now, offering guaranteed returns at market leading rates.
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We have two investment terms on offer:

1-year Bond paying 2.80% gross/AER*

3-year Bond paying 4.00% gross/AER*


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If you're aged 65 or over and want to take advantage of this exclusive opportunity, the quickest ways to apply are at nsandi.com/65plus or by calling
0500 500 000. We’re open 24 hours a day. If you're already registered for our online and phone service, please have your NS&I number and password ready.

For full details of our new Bonds, including terms and conditions, please visitnsandi.com/65plus

Subscribers  do not see these advertisements

 
Nov 30, 2009
6,543
148,327
Pickering
Funster No
9,521
MH
PVC the PUG
Exp
Since 2009 with motorhomes several caravans then tents before that.
So why do you have to be over 65 to benefit ?
I'm 51 fed up getting rubbish interest on my savings.
 
Last edited:
Aug 18, 2011
12,091
17,895
derbys
Funster No
17,808
MH
AUTOSLEEPER SYMBOL
Exp
since 2007.Tugger before since 1970
Will keep mine under the matress...BUSBY.

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StefAndDi

Free Member
Nov 3, 2014
408
931
Near St. Austell, Cornwall
Funster No
34,107
MH
Ceased motorhoming 1/3/16
Exp
2010 to 2016
No doubt these have been introduced with one eye on the forthcoming General Election.

Is that really so wrong? Since the economy went t*ts up those with mortgages have enjoyed very low interest rates yet those of us who no longer have a mortgage have had to sit back and watch our savings evaporate.

The Telegraph has an interesting piece (sorry I cannot put up the link), suggesting that £10,000 invested in a Pensioner Bond for 3 years will return £991 net. The same investment with Virgin Money will return £659 in a 3-year fixed rate ISA.

Not wishing to start any fights between the old farts on here and the spring chickens of course.
 
Dec 24, 2009
1,065
15,677
bedworth warks
Funster No
9,712
MH
c class
Exp
2009 previously a tugger for thirty years
Won't be applying myself! I will be better off in the long term with my Santander 123 account. It pays 3% on balances upto twenty thousand with no lock in periods and also give cash back if you pay your utility bills Rates TV licence ect IMHO a much better deal all round.
 

StefAndDi

Free Member
Nov 3, 2014
408
931
Near St. Austell, Cornwall
Funster No
34,107
MH
Ceased motorhoming 1/3/16
Exp
2010 to 2016
Won't be applying myself! I will be better off in the long term with my Santander 123 account. It pays 3% on balances upto twenty thousand with no lock in periods and also give cash back if you pay your utility bills Rates TV licence ect IMHO a much better deal all round.

And I won't be applying for exactly the same reason.

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wingman

Free Member
Feb 10, 2013
1,217
3,333
Romford, Essex
Funster No
24,645
MH
Coachbuilt Lo-Profile
Exp
Since 2012
Yep, obviously an attempt to grab the 'grey' vote now there's millions of over 65's. Quite a powerful group. I could apply for bonds, but I'm much better overall with my Santander 123 account thanks.

I'd also like to see some plan for younger families.
 

Bailey58

LIFE MEMBER
Jun 23, 2010
8,785
29,130
Norfolk and Toftir.
Funster No
12,267
MH
Sold
Exp
July 2010 (ex tugger)
Any spare cash I've got is already in ISA's, earning half that but tax free so not worth the hassle of moving it.
 
Feb 16, 2013
19,505
51,186
uttoxeter
Funster No
24,713
MH
ambulance conversion
Exp
50 years
And I won't be applying for exactly the same reason.
Same again here I get 4% on my current account at lloyds up to £5000 you have to put in £1500 a month but you can have two accounts and just have two direct debits from one to the other, bingo. Why tie it up for three years:doh:

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Feb 16, 2013
19,505
51,186
uttoxeter
Funster No
24,713
MH
ambulance conversion
Exp
50 years
Must admit there are a couple more things that you have to do like ,I think have two dds going out, but believe me , I get about 12 quid a month on each for doing nowt that I wouldn't do anyway
 
May 23, 2008
2,480
3,481
Near Durham City
Funster No
2,787
MH
Carthago
Exp
Since 1984
Definitely busy. My friends wife was overseeing this mad panic. By 3pm they had sold £230,000,000 worth.
I went online at 9am and eventually finished of at 2pm . Got what we wanted though.
 

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