How is it affecting you? - Page 3

Johns_Cross_Motorhomes · 05-10-2008, 10:55 AM

Quote:

Originally Posted by pappajohn

wont make a ha'perth of difference to me.
cant afford to sell/trade mine anyway due to being roped into 10 year finance i never wanted and cant afford the lump sum to pay it off(until she sells some property )
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Hi,

I remember this from way back, I think that the rules have changed, suggest you check with Trading Standards or Citizens Advice as it may now be construed as unfait contracts!

Peter

Bulletguy · 05-10-2008, 02:42 PM

Quote:

Originally Posted by haganap

..a competetive interest rate and sensible borrowing and all will be good again.

Its a carrot and stick job for donkey's 'hag'. Most peoples idea of competetive interest rates would be 0% and unlimited borrowing...the ultimate utopian dream for the 'have it now pay later' lot. The only 'sensible borrowing' is not to borrow in the first place. As for borrowing to buy any vehicle, other than the odd 'classic' car, that has to be absolute financial lunacy.

The only 'borrowing' i've ever done in my life is a mortgage and the sooner thats rid of the better.
OK my house isn't filled with the latest 'must have' gadgets and gizzmo's, and i've never driven around in expensive cars.....but everything i have i own.
Mortgage apart, no Bank or Finance companies own what i have.......i do.

Last year a Bank actually gave me £100.....just to open an account with them.

pappajohn · 05-10-2008, 05:15 PM

Quote:

Originally Posted by Johns_Cross_Motorhomes

Hi,

I remember this from way back, I think that the rules have changed, suggest you check with Trading Standards or Citizens Advice as it may now be construed as unfait contracts!

Peter

cheers peter.......i forgot the rules were being changed.
i'll look into it again.

JockandRita · 05-10-2008, 06:26 PM

Quote:

Originally Posted by Bulletguy

The only 'borrowing' i've ever done in my life is a mortgage and the sooner thats rid of the better.
OK my house isn't filled with the latest 'must have' gadgets and gizzmo's, and i've never driven around in expensive cars.....but everything i have i own.
Mortgage apart, no Bank or Finance companies own what i have.......i do.

Last year a Bank actually gave me £100.....just to open an account with them.

Hi Bulletguy,

Glad to see that they still haven't broken the mould yet.

That is us too, that you have described above.

We have just under 3 years until the mortgage term is up, and then our problem will be, whether or not the endowments are enough to cover the outstanding amount, unless we pool in our resources and pay it off early. We're still not sure on that one.

Jock.