UK Motorhome Information, Motorhome facts, American RV, Forums, Reviews, Sales, Campsites


Register Forums Blogs FAQ Calendar Mark Forums Read

MOTORHOME CHAT Ask questions and engage in general motorhome chat and advice.

Caxton card.. Best choice ?

LinkBack Thread Tools Display Modes
Old 22-02-2013, 08:30   #1 (permalink)
tonka's Avatar
Funster No : 3141
Join Date: Jul 2008
Location: Cannock, Staffs
About Me: Retired (early at 46)... Now just chillin and having some family time.
MH Type: Coachbuilt
MH Model: Autotrail apache 700
Years Motorhoming: Since 2000
Posts: 2,465
Thanks: 25
Thanked 787 Times in 593 Posts
Default Caxton card.. Best choice ?

Never bothered with one of these type of cards before BUT as we seem to be spending a bit more time out there do people recon this is best choice... ?
Any downsides ? I see there is a min 150 loading..
Main use will be to get cash from machines.

Advise and tips appreciated.
dotsontour likes this.
tonka is offline   Reply With Quote
Sponsored Links
Old 22-02-2013, 08:37   #2 (permalink)
teddybard's Avatar
Funster No : 22500
Join Date: Aug 2012
Location: leicestershire
About Me: Happily Retired. Happily Married Just Happy I suppose
Interests: Fun, Fishing, Poet,R.Union, W.H.Utd
MH Type: c
MH Model: autosleeper excelsior
Years Motorhoming: 5 years
Posts: 5,904
Thanks: 561
Thanked 438 Times in 414 Posts

Originally Posted by tonka View Post
Never bothered with one of these type of cards before BUT as we seem to be spending a bit more time out there do people recon this is best choice... ?
Any downsides ? I see there is a min 150 loading..
Main use will be to get cash from machines.

Advise and tips appreciated.
One Internet review says a lot but I did not write it so you pays your money and takes your choice,


Written on: 19/02/2013
Review of Caxton FX Currency Exchange

"Very close to being very good"
I've been a user of the Caxton FX Dollar Card for a few years and all-in-all it's very good with good rates and a good attitude towards customer service. When we got married in the US we recommended the card to all our guests and they loved it. But there are a handful of small problems we've encountered that could have resulted in disaster.

First, if you live at an address that is even slightly out of the ordinary you will have problems registering your debit card as the addresses have to match exactly, even if they're actually wrong. The customer service people must deal with this problem all the time and they're quick to help but if you're registering a new debit card you may find it a hassle you don't need.

Secondly, and this is the big problem that was raised, is that the call centre was only open 9am-5pm UK time Mon-Fri (I understand there are now extended hours but not 24hr service). We faced a real problem a couple of years ago when we arrived in the US (at 7pm local time, so 3am UK time) and found that our card was locked despite sorting things out on the phone with the callcentre. As practically all our money was on the card we faced a night in the car hire centre before finding just enough money on other debit cards to make the payment (and we had to switch primary drivers meaning we paid around 50 more than we would have done had the Caxton card worked). When we got to the hotel we had to leave our passports in a safety deposit box at reception as we had no means to pay for the room. After a rather restless night's sleep (as we were due to pay for our wedding the next day using the Caxton card) we called the call centre on the dot of 9am UK time to be told there had been some problem with transfering funds from the expired Caxton card to the replacement but that it was all now sorted and the card was active (we immediately tested this and to their credit it worked straight away). The callcentre staff were brilliant and we had a great holiday and wedding BUT this has made us extremely apprehensive about relying on our Caxton cards in the future - it was only by luck that we ever left the car hire centre (we genuinely thought at one stage that we were going to have to spend the night there!). It did occur to us that had we arrived on a Friday we would have potentially faced waiting until Monday morning UK time to sort out the problem. It seems very odd that a card designed to be used abroad does not have a 24hr callcentre.

In conclusion, get a Caxton card but harass their callcentre like mad before you go to ensure it's all set up and working and make sure you have a secondary form of card payment just in case (if there are two of you get a Caxton card each and a back-up option each!).

Welsh 2015 World cup Bid
There is enough beauty in the Garden
without believing there are fairies at the bottom of it.


Laughter is part of the World's
Survival Kit

My Poetry.
teddybard is offline   Reply With Quote
Old 22-02-2013, 08:48   #3 (permalink)
Taran_Las's Avatar
Funster No : 6057
Join Date: Mar 2009
Location: Near Mold North Wales
About Me: IT dinosaur.
Interests: Reading, music, people & travelling
MH Type: C class
MH Model: Autocruise Starspirit 2004
Years Motorhoming: Since 2009
Posts: 4,599
Thanks: 1,308
Thanked 1,040 Times in 942 Posts


I have had one for a few years now and it does what it says on the tin. One problem is that they do not have the backing of the FSA compensation scheme. To mitigate this I have also got a FairFx card and load 1/2 the cash on each. This card gives a slightly better exchange rate than Caxton but charges €1.50 for each ATM withdrawal. Therefore, if you withdraw small amounts of cash it works out slightly worse than the Caxton card.

I load the cards over the internet and haven't needed the call centres up to now.

Hope this helps.
To be stupid, selfish, and have good health are three requirements for happiness, though if stupidity is lacking, all is lost. Gustave Flaubert

Last edited by Taran_Las; 22-02-2013 at 08:49.
Taran_Las is offline   Reply With Quote
Old 22-02-2013, 11:58   #4 (permalink)
Bryan's Avatar
Funster No : 6
Join Date: Jul 2007
Posts: 2,101
Thanks: 186
Thanked 521 Times in 301 Posts
Blog Entries: 1

I too have used a caxton card and cab heartily recommend them.

I usually withdraw cash from the machines and spend that rather than use my card at retailers (personal choice).

Never needed the call centre but as I was in Spain the UK only hours wouldn't have bothered me

"We are all heading for the same ultimate destination... so why not take the scenic route?"
Bryan is offline   Reply With Quote
Old 22-02-2013, 11:59   #5 (permalink)
brynric's Avatar
Funster No : 8333
Join Date: Sep 2009
Location: Worcestershire
About Me: Too long in education, now retired!
Interests: The dog, gentle cycling, writing.
MH Type: Low profile
MH Model: Chausson Flash 08
Years Motorhoming: 2012
Posts: 185
Thanks: 38
Thanked 69 Times in 61 Posts

I use Caxton in Europe. My UK cards are locked away and I tend to load my Caxton by text and check my balance the same way. The exchange rate seems pretty good and I haven't had any admin dealings since taking it out. makes some useful points on holiday money.
brynric is offline   Reply With Quote
Old 22-02-2013, 12:52   #6 (permalink)
rikfos's Avatar
Funster No : 15301
Join Date: Feb 2011
Location: hereford
Interests: Rugby,Walking, Biking
MH Type: coachbuilt
MH Model: Ace capri
Years Motorhoming: 20
Posts: 133
Thanks: 17
Thanked 21 Times in 21 Posts

Originally Posted by tonka View Post
Never bothered with one of these type of cards before BUT as we seem to be spending a bit more time out there do people recon this is best choice... ?
Any downsides ? I see there is a min 150 loading..
Main use will be to get cash from machines.

Advise and tips appreciated.
Have only used clarity cards. Withdraw cash from ATM- no charge and you get the bank rate. The card gets paid off from my current account each month with a minimal charge and allows me 3600 per month.
rikfos is offline   Reply With Quote
Old 22-02-2013, 13:53   #7 (permalink)
injebreck99's Avatar
Funster No : 19123
Join Date: Dec 2011
Location: norfolk
About Me: married 39 years ,now retired
Interests: travel, motorcycling birdwatching
MH Type: Low profil
MH Model: Swift Bolero
Years Motorhoming: Since 1997
Posts: 481
Thanks: 33
Thanked 60 Times in 55 Posts

I have used them a lot in the USA and Canada, no problems anywhere so far, off to Spain tomorrow so have loaded euro's on this trip,
injebreck99 is offline   Reply With Quote
Old 22-02-2013, 16:22   #8 (permalink)
makems's Avatar
Funster No : 18264
Join Date: Sep 2011
Location: Hartlepool
About Me: Retired - no longer fit to drive. So I sit and argue with the satnav while SWMBO twirls the wheel
Interests: Playing guitar, Motorhoming
MH Type: A Class
MH Model: Burstner Elegance 890 G Automatic
Years Motorhoming: since 2010
Posts: 942
Thanks: 98
Thanked 210 Times in 167 Posts

Used a Caxton card all over Europe without problems.
It works in Morocco too although there is one local bank which doesn't seem to recognise the card in its ATMs. Most banks are OK though.
Marjane supermarket accepts Caxton cards at the checkouts so you can pay for your booze with plastic!
makems is offline   Reply With Quote

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off

Design by vBSkinworks
MotorhomeFun Shop
Autogas2000 -Refillable LPG solutions for the Motorhome
Get a free giffgaff Sim
Friendly professional service from qualified technicians
Pure Water From Your Tank
Free Fun Stickers
Don't buy a Motorhome before you read this guide
Johns Cross Motorcaravans
Garage run by Geo