What is a Full-Timer? - Page 3

artona · 06-08-2008, 05:12 PM

Hi

Are you absolutely sure about this?

If this is a fact then all the 'over 60's' may as well sell up, cash in, grab a council flat or house, and go swanning off around the world on the proceeds. Somehow i don't think it's quite that easy....and if something sounds too good to be true, then it's generally because it is!

I cannot see any Council agreeing to house someone who is sitting on £100k stuffed in some bank account, and who has effectively made themselves homeless by selling up.

The couple I am refering to certainly did go this route but the chap had a heart attack and had to give up work so they could not afford their mortgage payments. I guess different councils operate differently and they might have been lucky

stew
(A fulltimer

)

Bulletguy · 06-08-2008, 11:39 PM

Quote:

Originally Posted by Bulletguy

Are you absolutely sure about this?

If this is a fact then all the 'over 60's' may as well sell up, cash in, grab a council flat or house, and go swanning off around the world on the proceeds. Somehow i don't think it's quite that easy....and if something sounds too good to be true, then it's generally because it is!

I cannot see any Council agreeing to house someone who is sitting on £100k stuffed in some bank account, and who has effectively made themselves homeless by selling up.

Quote:

Originally Posted by artona

Hi
The couple I am refering to certainly did go this route but the chap had a heart attack and had to give up work so they could not afford their mortgage payments. I guess different councils operate differently and they might have been lucky

stew
(A fulltimer

)

Lucky? I'd say they've hit the jackpot.

Being unable to afford to pay off your mortgage because of illness is no excuse.....it's a dodge! This is precisely what people pay a mortgage protection policy for to take care of an event such as this if they are likely to have insufficient funding available from a works pension or lump sum etc.

People who decide not to pay a protection policy are taking a gamble that they will be able to pay the entire mortgage with interest. When they don't, or can't.....why should anyone come along and bail 'em out?

How he has managed to hang on to the £100 grand proceeds from selling up...and then walk into the local council and be given a council house simply beggars belief.

pappajohn · 07-08-2008, 09:39 PM

Quote:

Originally Posted by Bulletguy

Lucky? I'd say they've hit the jackpot.

Being unable to afford to pay off your mortgage because of illness is no excuse.....it's a dodge! This is precisely what people pay a mortgage protection policy for to take care of an event such as this if they are likely to have insufficient funding available from a works pension or lump sum etc.

People who decide not to pay a protection policy are taking a gamble that they will be able to pay the entire mortgage with interest. When they don't, or can't.....why should anyone come along and bail 'em out?

How he has managed to hang on to the £100 grand proceeds from selling up...and then walk into the local council and be given a council house simply beggars belief.

wouldnt happen in scarborough.....you have to be a single mother living in a bus shelter to get into a DSS hostel in this town let alone a house.

Tony Santara · 07-08-2008, 09:42 PM

Even Papajohn does't want a house in Scarborough

artona · 08-08-2008, 05:54 AM

Hi

wouldnt happen in scarborough.....you have to be a single mother living in a bus shelter to get into a DSS hostel in this town let alone a house.

have you tried? have you seen any single mums living in bus shelters - make a great news article if you have.

Another chap we met (fulltiming is great, you meet all sorts) was just about to move into a one bedroomed flat. He was struggling to make ends meet and found the campsite fees too much so got permission from a mate with a pub to park in the car park. The mate then "evicted" him. This meant the council had a reason to house him as he was being evicted. He was over 60 as well so it meant he was vulnerable.

I get the idea it works like this - if you are a round peg and the council have round holes then you slip through but if you are a square one and turn up demanding a house because you are British and have paid your taxes all your life and you faught in the war and why are you giving all these illegal immigrants a house then they just can't find a hole for that one other than the big one you have just dug for yourself

stew

tonycliff · 08-08-2008, 10:07 AM

Might as well throw my cap in the ring here. Joan and I have been in the van since November 2004 and have loved pretty much all of it. A couple of thefts along the way, both in Spain took the shine off things for a while but we got over it and continued our travels. We rented out our house because Joan was keen to keep a base in the UK and it gives us a bit of income as well. I have an army pension and when in the UK, June to December ish, I do a couple of days a week HGV driving through an agency. This enables us to do lots of travelling on both sides of the water with the safety net of a home to return to if the wanderlust ever leaves us, four years into this adventure we are still as enthusiastic as ever. Does our lifestyle make us any less of a fulltimer than Smee? I don't think so. As has already been said, fulltiming has to suit the pocket of the individual and as long as it does not impinge on the pleasure of anybody else, what is the harm? Don't be so sniffy Smee, live and let live.
Happy fulltimers Tony and Joan

fordy · 09-08-2008, 08:53 PM

Glad to hear someone from our own country can get away with it after paying all their taxes for 45 years,,,,

good on them .....

FORDY

fulltimer

Baldy · 29-09-2008, 09:54 AM

Oh Smee.

I live in a caravan,

I am the warden of a campsite,

I live in my caravan, full time, in what is technically a field, I AM NOT A PIKEY OR GYPSY, WE DO NOT ALLOW GYPSY'S ON SITE, WE DO NOT ALLOW PIKEY'S ON SITE. Are you calling me a Gypsy/pikey.

If I have read your posts correctly, you are saying that people who live in their motorhome all year are not full timers, eh?, People who holiday in their Motorhomes for a few months are full timers, Wha.......? And people who live all year in their caravans are pikeys.

Dude, get a life.

Blondie and i have been full timing, in one form or another since 2002. We pay our taxes, NI contributions we pay VAT. The only difference is we sold the noose made of bricks and mortar, went into a boat for a few years, then a caravan. We have both always worked, and our careers can take us anywhere in the country, we do not have to worry ourselves with the ramifications of renting or buying, we hitch up and move on. In the sring next year we shall be purchasing an RV, The same will apply.

Full timers are not pikeys/gypseys, Full timers are full timers, there is a world of difference, but this is a fun site, not a fact site. If it is the letter of the law and militant behaviour you want, then I can help you find another site that will help you out, if you want.

People here have a laugh together, good times.

madbluemad · 29-09-2008, 11:37 AM

Quote:

Originally Posted by Bulletguy

Are you absolutely sure about this?

If this is a fact then all the 'over 60's' may as well sell up, cash in, grab a council flat or house, and go swanning off around the world on the proceeds. Somehow i don't think it's quite that easy....and if something sounds too good to be true, then it's generally because it is!

I cannot see any Council agreeing to house someone who is sitting on £100k stuffed in some bank account, and who has effectively made themselves homeless by selling up.

Bit off topic but

Yes it does sound too good and its not that easy, however I know two married couples who are not skint who have sold their homes and are know comfortabley housed in council accomodation.

How its done when there are young kids who have no chance of buying or renting a private house goodnes knows

Jim

smee · 29-09-2008, 11:43 AM

Baldy. Thank you for emailing me and asking me to respond to your response. I hope won't disappoint you.

IMO there is no real difference between a Pikey and someone who lives in a field and works full time. I full time in a "Holiday" vehicle. I am a full time holiday maker. Like I said earlier if the cap fits.

I have a life, full time holiday maker, you are a cleaner of toilets on a campsite if i wanted to be as rude as you I would ask you to get a life.