Which MH Insurance ????

Discussion in 'The Beginner' started by RS SPIKE, May 3, 2016.

  1. RS SPIKE

    RS SPIKE Funster

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    My renewal as arrived today and the premium as got up £50.00 !!!
    i'm with comfort at the moment
    Can anybody recommend a good insurance company,or am i best staying with comfort ??
     
  2. Minxy Girl

    Minxy Girl Funster Life Member

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    All you can do is ring round - I've just done this as our Safeguard insurance had gone up by £29 (from £348 to £377). I spent ages doing comparisons, ringing up etc, including Comfort who could've done it for £355, but in the end we stayed with Safeguard who brought their price down to £362 but has the advantage that there is no mileage limit and no number of days away limit either so for the extra £7 it means we don't have to worry if we do more miles than we anticipate. This is especially important since we're hoping to go down to Spain/Portugal in the spring in addition to our 2 x 6 week holidays this year and other bits and bobs too, if I upped the mileage a little bit it made the price go up to more than Safeguard.
     
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  3. Buzzy-Beans

    Buzzy-Beans Read Only Funster

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    As Minxy suggests phone around.
    I have got the same situation coming up this month, we are at the moment with Adrian Flux, but then I will be phoning SAGA, The Camping & Caravan Club and Scenic.
    I did the same a couple of months ago when one of my motoring policies came up for renewal and SAGA stuffed all the other quotes.
     
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  4. Langtoftlad

    Langtoftlad Funster Life Member

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    Trouble is - how much do you value your time?
    £29 vs spending "ages" ringing around.
    There's shopping around & shopping around - I know, I do it every year, hunting the 'best' price but I do question, what is my time worth...
     
  5. ceejayt

    ceejayt Funster Life Member

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    Cannot recommend NFU highly enough
     
  6. Buzzy-Beans

    Buzzy-Beans Read Only Funster

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    The NFU are brilliant, but as my local office says, we are only one agent and so our prices can't even begin to compete with those who phone around!
    I have a close friend who has every single one of his policies with the NFU and they work for him superbly, but even he has to admit, he could save himself upwards of 50% by hunting around, and speaking personally, I don't have the luxury of having money to burn!!
     
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  7. Minxy Girl

    Minxy Girl Funster Life Member

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    Agree, but if I hadn't rung around I wouldn't have known that the renewal price was a good one anyway ... it might have been a lot less with another insurer - it certainly was when I did the exercise for our main car in February and I saved us £80 for about an hours work overall. (y)
     
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  8. ceejayt

    ceejayt Funster Life Member

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    I pay £330 per year with NFU for a vehicle value well over 6 figures - which office do you deal with? I can give you contact details.
     
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  9. Langtoftlad

    Langtoftlad Funster Life Member

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    I know - it has to be done, I just resent doing it year after year, insurance after insurance - when you know your existing insurer is 'trying it on' and will immediately better their own renewal quote as soon as you challenge it.
    Just once I'd like to be offered the 'best price' without all the chasing - just once.
    [/rant off :mad:]
     
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  10. JJ

    JJ Funster

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    Wasn't there a new Funster Trader who just joined and was offering insurance with a personal touch and a discount for Funsters?

    JJ :cool:
     
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  11. Buzzy-Beans

    Buzzy-Beans Read Only Funster

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    What gets my goat are companies such as Adrian Flux who send out a renewal quote (that's if you have told them not to automatically renew the policy) and with the new quote is a piece of paper saying words to the effect.............. If you get another quote that is cheaper, then let us know and we will beat that figure.
    So why the hell don't they do what they should be doing so as to encourage loyal customers and quote their best possible figure first time around? !!!!!!!!!!!!!!!!!!!!!!!! :mad:

    All the best

    Phil
     
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  12. PaulB

    PaulB Funster

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    Not got a MH yet but every year on the car insurance when we get our quote we phone and say is that really the best you can do and every year they lower the price saying "as your such loyal customers and we don't want to loose your business"
     
  13. MH 55 FUN

    MH 55 FUN Funster

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    Adrian Flux worked out best value for our circumstances
     
  14. sdc77

    sdc77 Funster

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    We ended up with AIB this year as they were the cheapest ... no problems.
     
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  15. JJ

    JJ Funster

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    2Gether Insurance?

    JJ :cool:
     
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  16. clanjones

    clanjones Funster

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    Price is clearly important but just make sure the policy suits your needs. Some of the 'cheaper' policies may have restrictions on how long you can keep you pride and joy un atttended etc. Reading the small print is a pain but at least you will know what you are insured for and won't have false expectations.
     
  17. 2bob

    2bob Funster

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    have you nc dicount ? check your paper as abi show nil on paper
     
  18. DanielFord

    DanielFord Funster

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    This little trick is worth a try, and doesn't take too long. Firstly, get onto a comparison website, and get lots of quotes. Locate one that is cheaper than your renewal price, then phone up your current insurer and tell them you have a better price elsewhere.
    Every time I have done this, the renewal price has been reduced for me!
     
  19. Lenny HB

    Lenny HB Funster

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    Agree NFU are a good company but at twice the price of Comfort it was a no brainer.
     
  20. Dave K

    Dave K Funster

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    I'm with Caravanguard, tried Safeguard this year but they were £60 dearer, usual rubbish when they can suddenly knock off £45 but still £15 dearer and it's the principal of trying to rip you off to start with that grates with me so I've stuck with Caravanguard
     
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