Van insurance + Breakdown + Travel insurance!

Discussion in 'Motorhome Chat' started by Chockswahay, Mar 24, 2015.

  1. Chockswahay

    Chockswahay Funster

    Joined:
    May 29, 2012
    Messages:
    3,096
    Likes Received:
    4,784
    I'm having a morning with this lot! My van is due for renewal in a couple of weeks so I have been ringing around for a few quotes..... what a nightmare!

    Anyway, it occurs to me that if I can get a good price on the van only then ADAC might cover the rest?

    My van will need breakdown cover this time (2 yrs old) and we have also wondered about some form of travel insurance, However as far as I can tell, ADAC would include the basic stuff like repatriation in the event of a medical emergency etc.

    So, do I buy all three? Inclusive van insurance and breakdown cover with separate travel insurance?

    Or maybe just 'wing it' and hope the van doesn't break down or one of us gets taken ill? :eek:

    Confused :confused: and needing help please:eek:
     
  2. denisejoe

    denisejoe Funster Life Member

    Joined:
    Aug 6, 2014
    Messages:
    1,150
    Likes Received:
    836
    Location:
    Isle of Sheppy
    We have insurance with breakdown cover. Have separate travel insurance via our bank account.

    Not sure about repatriation with ADAC but sure there'll be someone along who already uses them.

    Denise
     
  3. Taran_Las

    Taran_Las Funster

    Joined:
    Mar 26, 2009
    Messages:
    6,480
    Likes Received:
    5,523
    Location:
    Near Mold North Wales
    I use Safeguard. They cover the van here and on the continent (365 days European cover they tell me). They also provide within the premium breakdown cover home and abroad. For my van approx £300.00 I take multi-trip travel insurance from Insure&go for approx £80 (includes extra cover for existing medical conditions).

    ps. I was on the receiving end of a thunder/lightning storm and was more than happy with the service of the breakdown cover.
     
  4. StefAndDi

    StefAndDi

    Joined:
    Nov 3, 2014
    Messages:
    414
    Likes Received:
    941
    Location:
    Near St. Austell, Cornwall
    Safeguard +1.
    Another benefit is that they do not apply any weight or length restrictions.

    Stef.
     
  5. homercostello

    homercostello Funster

    Joined:
    Jul 11, 2010
    Messages:
    228
    Likes Received:
    208
    Location:
    kidsgrove staffs
    Hi we have a nationwide flexplus account for ten pounds a month we get European breakdown cover for both our motorhome and car and worldwide travel insurance included as well as 3% interest on balance and other benefits.(y)
     
  6. berni109

    berni109 Funster

    Joined:
    Sep 10, 2012
    Messages:
    293
    Likes Received:
    248
    Location:
    worcester
    Another vote for nationwide
     
  7. Mikeco

    Mikeco Funster

    Joined:
    Sep 26, 2013
    Messages:
    596
    Likes Received:
    400
    Location:
    Market Rasen
    Sounds good but just had a look.
    Travel insurance is for trips of 31 days only unless you pay extra and you only get the 3% on the first £2500.

    Mike
     
  8. jenny and mitch

    jenny and mitch Funster

    Joined:
    Sep 16, 2010
    Messages:
    1,814
    Likes Received:
    1,567
    Location:
    Bungay Suffolk
    ADAC every time.. ADAC PLUS for about £80..
    (Phone numbers etc in a thread yesterday or the day before)
    Mitch.
     
  9. Puddleduck

    Puddleduck Funster

    Joined:
    Jan 15, 2014
    Messages:
    6,464
    Likes Received:
    13,770
    Location:
    Scottish Borders
    Breakdown cover is a now must for me...... always had it and never used it, was thinking maybe not renew, then on Monday disaster, both front tyres on the car at the same time. The car was recovered to our local garage, he wasn't there but I just posted the keys through his letterbox, the recovery driver dropped us off at home, I picked up the motorhome and off we went.

    Our breakdown cover is with QDOS for the car. Top class service considering e live in the sticks. The van is part of the insurance at present.
     
  10. gloworm

    gloworm Funster

    Joined:
    Dec 30, 2008
    Messages:
    885
    Likes Received:
    1,666
    Location:
    Cheshire
    ADAC for us as it covers Sue and myself in any vehicle, even as passengers,

    Eric
     
    • Like Like x 1
  11. Chockswahay

    Chockswahay Funster

    Joined:
    May 29, 2012
    Messages:
    3,096
    Likes Received:
    4,784
    So does ADAC really provide travel insurance?
     
  12. gloworm

    gloworm Funster

    Joined:
    Dec 30, 2008
    Messages:
    885
    Likes Received:
    1,666
    Location:
    Cheshire
    [Qbelieve sTE="chockswahay, post: 1355603, member: 21238"]So does ADAC really provide travel insurance?[/QUOTE]
    I believe so but never checked it out.

    Eric
     
  13. steevie

    steevie Funster

    Joined:
    Apr 29, 2012
    Messages:
    295
    Likes Received:
    269
    Location:
    Holmfirth
    For recovery, myself and a few mates have gone for the RAC arrival policy, which covers you, and your wife if you want, for travelling in any vehicle, driver or passenger, and there are no weight or length restrictions. If you break down on your your way to your holiday, they will take you on to your destination, then recover you afterwards to your home or repair garage etc. You have to join camping and caravan club, for about £40. Then the RAC policy costs just over £80. I think they also do travel insurance as well. Vehicle insurance I have from Lancaster insurance
     
  14. jointerjohn

    jointerjohn Funster

    Joined:
    Dec 3, 2007
    Messages:
    32
    Likes Received:
    10
    Location:
    bristol
    WE are with nationwide, so many benefits for £10 per month, we recently did a carabean cruise the nationwide covers this! we could not find travel insurance to match ie, 12 months x £10 =£120, ( worldwide travel insurance much more.) also european break down for any vehicle, motorhome, car ,motor scooter, mobile phone cover for all in the household, extended warranty when your 12month gaurantee expires on household appliances, no brainer !!!
     
  15. Sundowners

    Sundowners Funster Life Member

    Joined:
    Oct 30, 2007
    Messages:
    2,346
    Likes Received:
    1,404
    Location:
    Suffolk
    AFAIK arrivals does NOT cover vehicles over eleven years old (Europe cover)
     
  16. busby

    busby Funster

    Joined:
    Aug 18, 2011
    Messages:
    3,315
    Likes Received:
    3,139
    Location:
    derbys
    They offered me repatriation a couple of years ago when i landed up in A & E in Spain with my knee. Luckily i recovered ok to be able to drive. BUSBY.
     
  17. busby

    busby Funster

    Joined:
    Aug 18, 2011
    Messages:
    3,315
    Likes Received:
    3,139
    Location:
    derbys
    Does that cover long stays in Europe. BUSBY.
     
  18. Spidey

    Spidey Funster

    Joined:
    Jun 16, 2013
    Messages:
    830
    Likes Received:
    550
    Location:
    Wiltshire
    We use the nationwide one as well :)
     
  19. daveandsan

    daveandsan Funster

    Joined:
    Dec 10, 2013
    Messages:
    1,237
    Likes Received:
    1,772
    Location:
    South Staffs
    We use Saga for Motorhome insurance and Nationwide for Breakdown cover and Travel Insurance.
     
  20. automedon

    automedon Read Only Funster

    Joined:
    Mar 22, 2013
    Messages:
    54
    Likes Received:
    62
    Location:
    Huddersfield West Yorks.
    try Scenic which is part of the SWINTON group, been 3 yrs. with them now, excellent service both in the UK and twice needed them in France (Breakdowns/Cracked Windscreen) cost £300 annually for our old Merc. Conversion.
    Health/Travel Insurance through Halifax Bank Account
     
Loading...

Share This Page