My 21 year-old daughter passed her driving test 4 years ago and has driven every day since. She is a very capable and responsible driver and (touch wood) has not had any accidents. I was very surprised to learn that I cannot put her on my insurance as a named driver until she is 25. She has driven my motorhome, regularly on a nearby airfield and quite frankly, I think she would be an excellent driver, why is it that no insurance company wants to take her money?? Any ideas on resolving this situation or does she have to wait 4 more years?