Travel Money

Discussion in 'Motorhome Chat' started by Lord Mac, Apr 6, 2014.

  1. Lord Mac

    Lord Mac Funster

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    When you travel a lot in Europe how do you manage your money? I am thinking of getting a travel card from the Post Office and topping it up online when required.
     
  2. chaser

    chaser Funster

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    Good idea , but there are better cards about, google euro cash cards:thumb:
     
  3. Brisey

    Brisey Funster Life Member

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    We use a Caxton Card. It has worked well for us in France, Italy, Belgium and Spain.:thumb:

    Brisey.
     
  4. scotjimland

    scotjimland Funster Life Member

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    I've only ever used my bank debit card abroad for buying stuff and lifting cash..

    what's the benefit(s) of a third party card like Caxton ?
     
  5. Soozywoozy

    Soozywoozy Funster

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    Caxton here also and has much better exchange rates than the high street ones.
    Word of caution, all of them will 9/10 be problematic/ rejected at automated fuel stations in Europe and sometimes tolls, so have a back up plan of cash or decent credit card
     
  6. chaser

    chaser Funster

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    We use Mytravelcash not the best conversion rate but you get cash back and no charges at all, but you can take your pick , not much in them really apart from the post office who always have the worst rates, but you don't have to carry cash on you or even your credit or debit card, if you lose your cash card you only stand to lose what you have on it , no one can get into your bank from it, and as you can top them up through web or phone , you never need have more than a couple of hundred on them:thumb:
     
  7. cruiser

    cruiser Funster Life Member

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    :thumb:can you use these cards in the card only petrol stations.if not do you know one that can.thanks.:thumb:
     
  8. chaser

    chaser Funster

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    We have never had ours rejected anywhere, apart from car hire firms, who always demand a credit card, even if you are paying in cash.
     
  9. chaser

    chaser Funster

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    Thinking about it car hire want your credit card for anything in the future so you could empty your cash card and they wouldn't be able to get your money:Doh:
     
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  10. PHD

    PHD Read Only Funster

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    FairFx

    We have used a FairFX currency card for two years. Pre-load it with sterling on-line and it gives good exchange rates. The only warning I would offer is that some businesses process a pre authorisation and this can lock up part of the balance for a period, which can be irritating but it sorts itself out soon enough. We were getting €1.19 to the £ on a recent trip to Europe. There is a small transaction charge each time but even when that is taken into account it was still competitive. We used it in lots of automated fuel stop with no problems.

    Link https://www.fairfx.com/wizard/start/card?justlanded=1

    "We welcome new voucher code referred users with a FREE* FairFX Currency Card! (Normally £9.95)
    *Subject to a minimum load of £50, €60 or $75."
     
    Last edited: Apr 6, 2014
  11. davidbaldam

    davidbaldam Funster

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    We use the Halifax Clarity card which give very good exchange rates and no penalty to use at home or abroad. :thumb:
     
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  12. Yorick

    Yorick Funster

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    I usually just use my debit card for cash and payments. Always get a favourable exchange rate :Smile:
     
  13. Addie

    Addie Trader - Motorhome Wifi

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  14. chaser

    chaser Funster

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    Quite agree we used to do the same but we use the cash card for the other benefits, like looseing your debit card or getting it nicked, like you we always seemed to get a good rate, but another benefit of the cash card you can load it when the rates are up, not at the prevailing rate when you are there.:thumb:
     
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  15. iandsm

    iandsm Funster

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    Casg

    Have an N&P current account. No chafes whatsoever for transactions or ATM withdrawals. The exchange rate is always the daily Visa exchange rate, better than any bank.
     
  16. WynandJean

    WynandJean Funster

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    Caxton again for us. As it's topped up in Euros there are no charges for conversion, none for purchases and none for cash withdrawls from ATMs. Top up online - even when abroad. No unexpected charges. No probs. :thumb:


    Wyn
     
  17. carolyn

    carolyn Funster

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    Post Office credit card for as much as possible as its free and the exchange rate is good plus a Caxton card for drawing out cash as there is no charge for cash or purchases. Had a Fairfx card which was fine but there was a small charge for drawing out cash.
     
  18. Reallyretired

    Reallyretired Funster

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    Caxton, can put euros on it when the rate is good. Still need other cards for unattended fuel stations.
     
  19. moonman

    moonman Read Only Funster

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    For the last few years we've used our Saga card while traveling plus a small amount of euros which we buy before we go. The Saga card offers greater protection than some of the currency cards.
     
  20. SMB

    SMB Funster

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    This site might help:

    http://www.moneysavingexpert.com/travel/cheap-travel-money

    Personally I have a cashpassportglobe card which works worldwide but it still charges for cash withdrawals. I have since ordered a Halifax Clarity credit card for purchases and a CaxtonFX pre-pay card for 0% cash withdrawals abroad.

    More money for :drink:
     
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