travel Insurance

Discussion in 'Motorhome Chat' started by BobT, Feb 20, 2013.

  1. BobT

    BobT Trader - Tour Operator

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    I am looking for travel insurance which will cover us for one or two extended trips (over 60 days) each year.
    Does anybody have any advice? Tesco won't do it and nor will staysure.

    many thanks,

    BobT
     
  2. JohnM

    JohnM Read Only Funster

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    We took out cover with saga last year.We wanted cover for six weeks and got 12months cover cheaper.So got this years free.:thumb:
     
  3. motorhomer

    motorhomer Read Only Funster

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    I get travel insurance" free" with the bank (Lloyds). This is for a trip length of up to 30 days, but it is possible to buy extensions, up to 62 days per trip is £70 and up to 93 days is £130. As far as I know there is no limit as to the number of trips taken. The cover is worldwide.
     
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  4. BobT

    BobT Trader - Tour Operator

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    Saga

    Hi JohnM,
    I have also just discovered that Saga can offer me what I need. Many thanks for your info.

    BobT
     
  5. Cyclewalkbob

    Cyclewalkbob Funster

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    Try post office, that's what we use
     
  6. injebreck99

    injebreck99 Funster

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    I had the same cover with my Lloyds Premier cover until they switched underwriters to Axa early last year, we went to the USA for 5 weeks and unknowingly as it turned out, I was not covered at all should anything have happened. Gulp!!.
    It was because of a minor heart attack I had 20 years ago,I was covered before with old underwriters, not anymore it seems, I've had to take out separate health cover for our trip in June to Alaska. The moral is. always check that you are still covered for your needs. :Angry:
     
  7. RogeTeri

    RogeTeri Read Only Funster

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    Insurance

    Quite a minefield.....be careful!

    Saga for example advertise 365 day European use and other insurers mention unlimited European use. BUT if you are out of the country for more than 6 months in the insurance year you could invalidate the insurance because after 6 months away in the insurance year you will lose your UK residency status whether or not you have a home in the UK. As most insurers ask Are you a UK resident? your answer must take into account the time you plan to spend outside the UK in that insurance year. So plan ahead and ensure you remain resident for more than 6 months in UK during the insurance year or you will need to find more specialist, (and expensive), cover. This can be found via a broker such as Adrian Flux. I have just done this and have a policy that gives me the full year in Europe, but at twice the price you might normally pay. This is better than having to re-plate the vehicle overseas which comes with a bigger price tag!
    Hope this helps!:Wink:
     
  8. Dai

    Dai Read Only Funster

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    We intend to go for a 6 month period. You guys and gals that actually do this, who do you have travel insurance with. We have no pre-conditions.

    It certainly is a minefield. Some annual trips only do 60 90 day periods. More restrictions on many policies I care to write about. What's the simple answer, is there one!!!

    Having trouble with this, so any info would be appreciated.

    Apologies to BobT for hijacking your thread.
     
  9. oldun

    oldun Read Only Funster

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    I'm 74 and have angina and Lloyds announced this year that they will no longer cover me. I'm now with AgeUK but I can only get an annual policy for 45 days per trip - quite expensive too.
     
  10. Welsh girl

    Welsh girl Funster Life Member

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    We just did the same,with Saga BUT £215 for annual which covers up to 120 days as we want 90 days, and another 90 days nearer the winter £315 for a single trip covering up to 90 days daft isnt it so we are going to have to buy 2 single trips for 90 days as we would only have 30 days left on the annual policy.
    Dont know where they get their prices,
    Thanks Sue, we had a quote from backpackers insure and go only £71 per trip for that.
     
  11. busby

    busby Funster

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    We dont really need normal travel insurance as motorhomers. We dont really need loss of baggage cover,or cover for delays, there is always another ferry. All we need is medical insurance, mainly repatriation and cover for the 20% of care in France that E111 doesnt cover. A.D.A.C. breakdown offer repatriation. BUSBY.
     
  12. Welsh girl

    Welsh girl Funster Life Member

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    Have read about ADAC and dont feel comfortable with all the aggro understanding German and German policies and things like that.
    We are insured with comfort and will go with them, they have repatriation included with their breakdown for £58 on top of my policy so will go with them and they know we are fulltiming so that might make a difference with only a c/o address going with ADAC.
     
  13. Sundowners

    Sundowners Funster Life Member

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    We used Columbus Direct for our 5 month trip to the States and for Europe last winter - you can buy it for the amount of time you want - fill in the form on-line but don't forget to mention if you have any ongoing medical conditions. It might work out more than you thought but it's better to be covered.

    Nigel and Pamala
     
  14. Petros

    Petros Funster

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    Try "The Halifax" or Aanti :BigGrin:
     
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