travel Insurance (1 Viewer)

BobT

Free Member
Jun 15, 2010
305
309
Norfolk
Funster No
12,105
MH
Coachbuilt
Exp
15
I am looking for travel insurance which will cover us for one or two extended trips (over 60 days) each year.
Does anybody have any advice? Tesco won't do it and nor will staysure.

many thanks,

BobT
 

JohnM

Free Member
Nov 8, 2008
650
179
Central Scotland
Funster No
4,886
MH
CClass
Exp
Since Feb 2009 and 40yrs c/vaning
I am looking for travel insurance which will cover us for one or two extended trips (over 60 days) each year.
Does anybody have any advice? Tesco won't do it and nor will staysure.

many thanks,

BobT
We took out cover with saga last year.We wanted cover for six weeks and got 12months cover cheaper.So got this years free.:thumb:
 

motorhomer

Free Member
May 17, 2008
680
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South Shropshire
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2,695
MH
Van Conversion
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since 2005 (but 30 years caravanning)
I get travel insurance" free" with the bank (Lloyds). This is for a trip length of up to 30 days, but it is possible to buy extensions, up to 62 days per trip is £70 and up to 93 days is £130. As far as I know there is no limit as to the number of trips taken. The cover is worldwide.

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OP
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BobT

BobT

Free Member
Jun 15, 2010
305
309
Norfolk
Funster No
12,105
MH
Coachbuilt
Exp
15
Saga

Hi JohnM,
I have also just discovered that Saga can offer me what I need. Many thanks for your info.

BobT
 

injebreck99

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Dec 5, 2011
1,706
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norfolk
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19,123
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Low profile C Class
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Since 1997
I get travel insurance" free" with the bank (Lloyds). This is for a trip length of up to 30 days, but it is possible to buy extensions, up to 62 days per trip is £70 and up to 93 days is £130. As far as I know there is no limit as to the number of trips taken. The cover is worldwide.

I had the same cover with my Lloyds Premier cover until they switched underwriters to Axa early last year, we went to the USA for 5 weeks and unknowingly as it turned out, I was not covered at all should anything have happened. Gulp!!.
It was because of a minor heart attack I had 20 years ago,I was covered before with old underwriters, not anymore it seems, I've had to take out separate health cover for our trip in June to Alaska. The moral is. always check that you are still covered for your needs. :Angry:

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RogeTeri

Free Member
Apr 8, 2012
367
165
Abrantes, Portugal
Funster No
20,449
MH
Coachbuilt
Exp
February 2013.
Insurance

Quite a minefield.....be careful!

Saga for example advertise 365 day European use and other insurers mention unlimited European use. BUT if you are out of the country for more than 6 months in the insurance year you could invalidate the insurance because after 6 months away in the insurance year you will lose your UK residency status whether or not you have a home in the UK. As most insurers ask Are you a UK resident? your answer must take into account the time you plan to spend outside the UK in that insurance year. So plan ahead and ensure you remain resident for more than 6 months in UK during the insurance year or you will need to find more specialist, (and expensive), cover. This can be found via a broker such as Adrian Flux. I have just done this and have a policy that gives me the full year in Europe, but at twice the price you might normally pay. This is better than having to re-plate the vehicle overseas which comes with a bigger price tag!
Hope this helps!:winky:
 

Dai

Free Member
May 14, 2008
47
24
West Wales
Funster No
2,652
MH
A Class
Exp
Since 2000
We intend to go for a 6 month period. You guys and gals that actually do this, who do you have travel insurance with. We have no pre-conditions.

It certainly is a minefield. Some annual trips only do 60 90 day periods. More restrictions on many policies I care to write about. What's the simple answer, is there one!!!

Having trouble with this, so any info would be appreciated.

Apologies to BobT for hijacking your thread.
 

oldun

Free Member
Mar 23, 2008
747
162
St Neots
Funster No
1,917
MH
VW Campervan
Exp
Since 2001
I get travel insurance" free" with the bank (Lloyds). This is for a trip length of up to 30 days, but it is possible to buy extensions, up to 62 days per trip is £70 and up to 93 days is £130. As far as I know there is no limit as to the number of trips taken. The cover is worldwide.

I'm 74 and have angina and Lloyds announced this year that they will no longer cover me. I'm now with AgeUK but I can only get an annual policy for 45 days per trip - quite expensive too.

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Welsh girl

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Nov 7, 2009
3,658
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Globecar
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Since 2004
We took out cover with saga last year.We wanted cover for six weeks and got 12months cover cheaper.So got this years free.:thumb:

We just did the same,with Saga BUT £215 for annual which covers up to 120 days as we want 90 days, and another 90 days nearer the winter £315 for a single trip covering up to 90 days daft isnt it so we are going to have to buy 2 single trips for 90 days as we would only have 30 days left on the annual policy.
Dont know where they get their prices,
Thanks Sue, we had a quote from backpackers insure and go only £71 per trip for that.
 
Aug 18, 2011
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derbys
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since 2007.Tugger before since 1970
We dont really need normal travel insurance as motorhomers. We dont really need loss of baggage cover,or cover for delays, there is always another ferry. All we need is medical insurance, mainly repatriation and cover for the 20% of care in France that E111 doesnt cover. A.D.A.C. breakdown offer repatriation. BUSBY.
 

Welsh girl

LIFE MEMBER
Nov 7, 2009
3,658
3,036
Funster No
9,222
MH
Globecar
Exp
Since 2004
We dont really need normal travel insurance as motorhomers. We dont really need loss of baggage cover,or cover for delays, there is always another ferry. All we need is medical insurance, mainly repatriation and cover for the 20% of care in France that E111 doesnt cover. A.D.A.C. breakdown offer repatriation. BUSBY.

Have read about ADAC and dont feel comfortable with all the aggro understanding German and German policies and things like that.
We are insured with comfort and will go with them, they have repatriation included with their breakdown for £58 on top of my policy so will go with them and they know we are fulltiming so that might make a difference with only a c/o address going with ADAC.

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Sundowners

LIFE MEMBER
Oct 30, 2007
3,289
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Suffolk/Central Portugal
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744
MH
A class
Exp
37 years
We used Columbus Direct for our 5 month trip to the States and for Europe last winter - you can buy it for the amount of time you want - fill in the form on-line but don't forget to mention if you have any ongoing medical conditions. It might work out more than you thought but it's better to be covered.

Nigel and Pamala
 

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