travel insurance,

Discussion in 'Tech/Mech General' started by Deansford Moll, Jan 16, 2016.

  1. Deansford Moll

    Deansford Moll Funster

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    can anyone tell me of a good travel insurer, for someone over 66 with a few ailments for 90 days
     
  2. mickyc

    mickyc Read Only Funster

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  3. reckless

    reckless Funster

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    I asked a similar question recently and someone aged 69 with medical condition mentioned RIAS with max 180 days per trip. I didn't check it out as we'd already insured with Insure and Go (only being 65!!)
     
  4. Wombles

    Wombles Funster

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    We have used Holidaysafe as good cover at reasonable cost for last few years.
    Here are some results from Which? which may be helpful as a starting point to see what level of cover you should have for your money:
    Best rate cover for pre-existing medical conditions
    Provider
    High blood pressurea Diabetesb Breast cancerc Heart diseased
    Best rates: Single trip (15 day trip to Europe for a 70 year old)
    BIBA
    Protect - - £65 -
    Blue Bear Travel Gold £29 £29 - £62
    Boots Silver - - £83 -
    Covered2Go Gold £28 £28 - £74
    Get Going Travel Premier £35 - £62 £62
    GetSure Premier £28 £33 - £71
    Holidaysafe Premier £24 £24 - £89
    Insurancewith Sapphire - £39 £84 -
    Insuredtotravel Platinum - - £60 -
    Letsgoinsure Travellers Choice £29 - - -
    Saga - - £98 £72
    Travel Insurance Saver Prime - £35 - -
    Best rates: Annual multi trip (worldwide policy for a 50 year old)
    BIBA
    Protect - - £105 £153
    Blue Bear Travel Gold £58 £58 - £126
    Boots Silver £75 £75 £82 -
    Covered2Go Gold £62 £62 - £137
    Insurancewith Sapphire - - £112 -
    Insuredtotravel Platinum - - £210 -
    Leisurecare Multi Traveller £33 £63 - -
    Letsgoinsure Travellers Choice £44 £74 - -
    Nowicantravel Premier - - - £162
    Saga - - - £137
    Topnotchcover Silver £69 £69 - -
    World First - - £156 -
     
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  5. Wombles

    Wombles Funster

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    More Which? info. about travel insurance companies - not the clearest thing to understand but hopefully will give anyone reading this some ideas of which ones might be better than others:
    Table updated in November 2015. Next update due in May 2016.

    Best and worst travel insurance
    Provider
    Customer service Value for money Clarity of policy Dealing with queries Customer score Single trip policy score Annual policy score Total
    Saga
    [​IMG]

    [​IMG] [​IMG] [​IMG] [​IMG] 70% 95% 95% 83%
    Boots - [​IMG] [​IMG] - 65% 95%a 95%a 80%
    LV [​IMG] [​IMG] [​IMG] [​IMG] 66% 93%b 93%b 80%
    50 Plus Travel

    [​IMG]

    - [​IMG] [​IMG] - 71% 84% 84% 78%
    Holidaysafe - [​IMG] [​IMG] - 66% 85%c 85%c 76%
    M&S
    [​IMG]

    [​IMG] [​IMG] [​IMG] - 81% 73% 73% 76%
    Santander [​IMG] [​IMG] [​IMG] [​IMG] 68% 79% 79% 74%
    Lloyds [​IMG] [​IMG] [​IMG] [​IMG] 62% 83% 83% 73%
    Staysure [​IMG] [​IMG] [​IMG] [​IMG] 63% 82% 82% 73%
    First Direct [​IMG] [​IMG] [​IMG] [​IMG] 69% 76% 76% 73%
    Post Office [​IMG] [​IMG] [​IMG] [​IMG] 69% 76%d 76%d 69%
    Natwest [​IMG] [​IMG] [​IMG] [​IMG] 63% 74%e 74%e 72%
    Age UK [​IMG] [​IMG] [​IMG] [​IMG] 65% 79% 79% 72%
    Aviva [​IMG] [​IMG] [​IMG] [​IMG] 67% 76% 76% 72%
    Direct Line [​IMG] [​IMG] [​IMG] [​IMG] 62% 81% 81% 72%
    Churchill [​IMG] [​IMG] [​IMG] [​IMG] 63% 79% 79% 71%
    Halifax [​IMG] [​IMG] [​IMG] [​IMG] 62% 79% 79% 71%
    Admiral [​IMG] [​IMG] [​IMG] [​IMG] 62% 78% 78% 70%
    Axa [​IMG] [​IMG] [​IMG] [​IMG] 58% 81%f 81%f 70%
    Insureandgo [​IMG] [​IMG] [​IMG] [​IMG] 68% 71% 71% 70%
    HSBC [​IMG] [​IMG] [​IMG] [​IMG] 62% 76% 76% 69%
    Royal Bank of Scotland [​IMG] [​IMG] [​IMG] [​IMG] 57% 74%e 74%e 69%
    Columbus Direct [​IMG] [​IMG] [​IMG] [​IMG] 63% 75%g 75%g 69%
    Co-operative - - - - 60% 77%e 77%e 69%
    Virgin Money [​IMG] [​IMG] [​IMG] [​IMG] 68% 69% 69% 69%
    AA [​IMG] [​IMG] [​IMG] [​IMG] 61% 75% 75% 68%
    TSB [​IMG] [​IMG] [​IMG] [​IMG] 52% 83%e 83%e 68%
    Flexicover [​IMG] [​IMG] [​IMG] - 58% 75%h 75%h 67%
    Direct Travel [​IMG] [​IMG] [​IMG] [​IMG] 64% 69%i 69%i 67%
    Tesco Bank [​IMG] [​IMG] [​IMG] [​IMG] 66% 65%j 65%j 66%
    Barclays [​IMG] [​IMG] [​IMG] [​IMG] 62% 67%k 67%k 65%
    Thomas Cook [​IMG] [​IMG] [​IMG] [​IMG] 62% 62%l 62%l 62%
    Debenhams
    - [​IMG] [​IMG] - 68% 55% 55% 62%
    American Express [​IMG] [​IMG] [​IMG] [​IMG] 66% 43% 65% 60%
    Swiftcover
    - [​IMG] [​IMG] - 56% 58% 58% 57%
    Easyjet [​IMG] [​IMG] [​IMG] - 55% 32% 32% 44%
    Average
    64% 73% 73% 68%
     
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  6. Deansford Moll

    Deansford Moll Funster

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    thanks very much for all your help , much appreciated, sorted now thanks ,
     
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