Travel Insurance NIGHTMARE!!!

Discussion in 'Motorhome Chat' started by cydersyd, Oct 19, 2012.

  1. cydersyd

    cydersyd Funster

    Joined:
    Jul 21, 2010
    Messages:
    261
    Likes Received:
    240
    Location:
    Sherborne, Dorset
    I,m trying to get travel insurance to cover a jouney of 99 days.

    Safeguard with whom the van is insured say age limit is now 64. Due to change of underwriters.
    Swinton the parent company say the same.

    Comfort say max trip 90 days, as do many other companies.

    Anyone know of any other company that could oblige.
     
  2. vwalan

    vwalan Funster

    Joined:
    Sep 23, 2008
    Messages:
    7,594
    Likes Received:
    3,853
    Location:
    roche cornwall
    think you will find most dont bother just relie on the ehi card . just make sure if its an emergency they take you to a state hospital in a state ambulance .
    gets silly money sometimes for so called health insurance. most countries clinics are free you only pay for prescriptions . in many countries visit a chemists they can be very helpfull.
    repeat prescriptions you can get in the chemists .
     
    • Like Like x 1
  3. Blondi

    Blondi Funster

    Joined:
    Jul 27, 2007
    Messages:
    165
    Likes Received:
    68
    Location:
    West Yorks occasionally
    Hi

    We used Insureme4.co.uk (renewal in December this year), and they insured us for upto 100 days.

    Cheers Di
     
  4. JohnM

    JohnM Read Only Funster

    Joined:
    Nov 8, 2008
    Messages:
    651
    Likes Received:
    179
    Location:
    Central Scotland
    Try saga thats who we used this year.12 month policy was cheaper than 6 months :thumb:
     
  5. cydersyd

    cydersyd Funster

    Joined:
    Jul 21, 2010
    Messages:
    261
    Likes Received:
    240
    Location:
    Sherborne, Dorset
    Thanks Blondi,

    Have insured through Insure4me at a very reasonable cost despite our ages and the length of time we will be away.

    Great help, thanks.
     
  6. bryandh

    bryandh Funster

    Joined:
    Jan 17, 2011
    Messages:
    1,162
    Likes Received:
    1,390
    Location:
    Malaga, Spain
    • Like Like x 1
  7. cydersyd

    cydersyd Funster

    Joined:
    Jul 21, 2010
    Messages:
    261
    Likes Received:
    240
    Location:
    Sherborne, Dorset
    Thanks Bryandh,

    Staysure is the parent company of Insure4me, mine was 99days comprehensive for £240.

    Happy with that after Saga wanted £768!!!
     
  8. pappajohn

    pappajohn Funster Life Member

    Joined:
    Aug 26, 2007
    Messages:
    29,443
    Likes Received:
    16,872
    Location:
    YO11 2BD
    Saga always put a smile on my face......over 55 ? then you must be a safer risk.

    so why do they cost far more than most ? :Laughing:

    after reading all the promises ,my mistake was asking for a car insurance quote when i turned 55....a shedload more than the next cheapest but they had got me in the system then.

    now I'm inundated with Saga-mail.
     
    Last edited: Oct 19, 2012
  9. busby

    busby Funster

    Joined:
    Aug 18, 2011
    Messages:
    3,309
    Likes Received:
    3,130
    Location:
    derbys
    Try ADAC. If i am reading policy correctly they offer breakdown and medical repat for about 88 euros per year . Think max is 90 days though. Busby.
     
  10. sedge

    sedge Funster

    Joined:
    Jul 7, 2009
    Messages:
    4,499
    Likes Received:
    3,848
    Location:
    Nr Jct 3 M6
    Not so sure of ADAC now since Jock & Rita's experience - it appears yes they'll get the breakdown service to you but they don't pay for it.

    What if the medical's the same? - yes we'll make all the arrangements for you - but you'll get all the bills for it?
     
    • Like Like x 1
  11. motorhomer

    motorhomer Read Only Funster

    Joined:
    May 17, 2008
    Messages:
    578
    Likes Received:
    317
    Location:
    South Shropshire
    Travel Insurance is a nightmare!
    I take pills for hypertension, which has been covered by my travel insurance for years. (which is free through lloyds bank). I rang up about extending my trip length, and in answer to a question about waiting for diagnosis, I - being scrupulously honest (first mistake!) told them about a small blemish on the side of my nose that the doctor has suggested I go to a dermatologist about.

    Result. They will not cover the blemish (fair enough). But they also will no longer cover anything related to hypertension.

    So because I have a small pimple on the side of my nose they will not cover me for heart attack or stroke.

    Wonderful! Going to morocco next year, looks like I will be going without health insurance!

    It would be funny if it were not serious.
     
  12. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    28,934
    Likes Received:
    25,574
    Location:
    .
    Hi

    don't delay in having your spot examined at a hospital.. get your GP to arrange an appointment .. it could be basal cell carcinoma

    I wrote about mine here.. I've had three removed , and touch wood it has not returned..

    http://www.motorhomefun.co.uk/u-shaped-lounge/52012-skin-cancer-non-melanoma.html
     
  13. motorhomer

    motorhomer Read Only Funster

    Joined:
    May 17, 2008
    Messages:
    578
    Likes Received:
    317
    Location:
    South Shropshire
    Thanks. Dr said it was nothing to worry about but did say I should get it dealt with, hence tha appointment at the dematologist (in a hospital).

    My theory - maybe wrong - is that it started as a bite, I was in Borneo a while ago. Where it is, is not particularly exposed to sun.

    Its still not connected in any way with hypertension though!
     
  14. Stephen & Jeannie

    Stephen & Jeannie Read Only Funster

    Joined:
    Aug 27, 2008
    Messages:
    4,198
    Likes Received:
    3,261
    Location:
    Gobowen near Oswestry !!
    Send it all back in their prepaid envelope with a note saying you will repeat this exercise as and when they send you unsolicited mail !! It worked for me !!:thumb::thumb:
     
    • Like Like x 1
  15. MikeandCarolyn

    MikeandCarolyn Read Only Funster

    Joined:
    Mar 18, 2008
    Messages:
    2,171
    Likes Received:
    1,463
    Location:
    Worle,North Somerset
    We have given up on Health Insurance-we have our EHIC cards and that's it.
    So many clauses about 'pre-existing' conditions etc and horrendous premiums since I reached 75.
    Pharmacies in Europe are very good-and seem more knowledgable,or should that be 'approachable' than those in UK

    Mike.
     
    • Like Like x 1
  16. TheBig1

    TheBig1 Funster Life Member

    Joined:
    Nov 27, 2011
    Messages:
    7,205
    Likes Received:
    9,587
    Location:
    Dorset
    not just their own, send ALL your junkmail to the same reply paid envelope. could even wrap up a housebrick and tape the envelope to it. the company then pays to get rid of your junk including postage:Rofl1:
     
    • Like Like x 1
Loading...

Share This Page