To lend or not?

Discussion in 'Motorhome Chat' started by Vlad The Impaler, Jan 5, 2013.

  1. Vlad The Impaler

    Vlad The Impaler Funster

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    Whilst at my sisters on New Year's Eve,after being plied with alcohol ,my brother in law done the expected and asked if he could borrow the Motorhome .He's been hinting for a while but never actually came out with it.
    Just wondering what the rest of you do when this crops up,do you lend or not ,if you do lend who to family or friends also.
    Being a newbee it's still very much my baby and the thought of anyone else using it,never mind poss breaking it or something in it,or worse!!!( feeling uneasy now)doesn't sit too well with me.
    Wouldn't have minded as much if he wanted to borrow mrs Vlad,although an easy and immediate no would have followed.As it is its up in the air and adding to the dilemma is the fact that if they had one and I didn't they would prob lend it to me.
    Vlad the unsure!
     
  2. hilldweller

    hilldweller Funster Life Member

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    Insurance is your problem and maybe saviour.

    Tell him he'd have to find his own full cover insurance.

    But it's a seriously good way of falling out - "I didn't do that" "Yes you did" "No I didn't".
     
  3. aba

    aba

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    if you do speak to your insurance and see where you stand.

    stipulate that anything broken has to be put right at their expense.
    personally i wouldn't do it but as mine is over 3.5 tons there is only me that can drive it as everyone else has licences for up to 3.5 ton.
     
  4. JJ

    JJ Funster

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    I would not lend it if I did not feel comfortable doing so.

    I sense you do not want to so, if I were you, I wouldn't.

    JJ :Cool:
     
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  5. Vlad The Impaler

    Vlad The Impaler Funster

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    That was the first thing I thought of Brian but for me and mrs Vlad fully comp only comes in at 230 per year.So he thinks if he paid to go on ours for a short time it wouldn't cost much.Has anyone done this and if so what was the cost?
     
  6. aba

    aba

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    i personally wouldn't put him on yours because in the event of a claim you get hit with the loss of no claims bonus.
     
  7. teddybard

    teddybard Read Only Funster

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    Have you Ever Fallen out with your Brother before
    if so
    Do not do it
    . better a small argument with your insurers as back up
    than a full scale family punch up.:Sad:

    Don't wish to see your next post as
    Vlad the Impaled

    Roger
     
    Last edited: Jan 5, 2013
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  8. Vlad The Impaler

    Vlad The Impaler Funster

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    Roger......
    He's my brother inlaw.
    He's 4 food 10
    IM THE IMPALER......
     
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  9. hilldweller

    hilldweller Funster Life Member

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    I know Safeguard will do it, not that cheap but possible.

    You really are stuck between the rock and the hard place, if you know what means, I don't but it sounds good.

    "They" don't realise just how person these vehicles become, do they.
     
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  10. sedge

    sedge Funster

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    Well if I were you - honestly - I'd ring your insurers with his full driving details - dates, claims, convictions, everything. And see what they say.

    Some insurers won't do it anyway on even normal cars or if they do - charge prohibitive amounts.

    Hilldweller - it's virtually impossible for YOU to insure driving a vehicle that isn't in YOUR name.

    But Vlad, your own insurers refusal would let you straight off the hook as Brian said !
     
  11. teddybard

    teddybard Read Only Funster

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    Dangerous though with your sister as back up:Rofl1:
     
  12. chatter

    chatter Read Only Funster

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    If you get on well together would it not be possible for you to take them away for a weekend somewhere they fancy going - could that be a possible compromise
     
  13. Billy23

    Billy23 Funster

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    Would I .......simples NO!!!!!!!!

    Families who would ave em! :BigGrin:
     
  14. Barclaybasher

    Barclaybasher Funster

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    Personally, I wouldn't even if you could get insured - too easy to fall out with all the family if something goes wrong.

    Another point - If you lend it once will they expect to be able to borrow it more often ?



     
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  15. peter marshall

    peter marshall

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    In a word NO, end of, let him buy one. Pete
     
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  16. Carol

    Carol Funster Life Member

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    I have just read Scousebirds thread oh dear, its all to easy for these things to happen,
    I know from when I foolishly put a pan in a cupboard above a work surface, result a big dint in top, at least it seems big to me.

    You bought the van for your enjoyment, once you set a precedent, then how can you say no to any one else.

    Make your excuses/reasons but I would say no.

    Some people buy there vans to share with there children but this is a complete different situation.
     
  17. autoswan

    autoswan Funster

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    I would give him the number of a mh hire firm and they could follow you on a short trip maybe ?
    Or a white lie could be that you have been asked by others and refused so you cant make an exception !
    Or just be honest and tell him you would be uncomfortable lending it to anyone and it would make your nerves play up so much youd need medication for the stress and would he want to put you through all that !!!:Eeek::Wink:
     
  18. Viennese

    Viennese Funster

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    My niece has asked me if she can borrow my van

    I said, sorry no, because to someone who hasn't used one before, they are complex systems and she would need lots of instructions, and even then she might make a mistake with something because she doesn't understand how it works! My new(ish) van is still a mystery to ME in some areas. She understood and was quite happy with the explanation - perhaps your brother in law would be?

    I should let him hire one...


    Catherine
     
  19. Wildman

    Wildman Read Only Funster

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    A van is personal space, its your personal space, if he wants some let him buy, or even get a caravan that you can tow behind the motorhome. As to insurance why put your NC discount at risk. simple answer no sorry its not on and really unfair of you to ask.
    Why not let him see this thread.
     
  20. lesleyjean

    lesleyjean Funster

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    I keep mine fully loaded on the drive, except for food of course............

    I have no room in my wardrobes at home for all the stuff in the motorhome.

    I really don't know where all these clothes come from, because when I am on holiday, I usually wear swimwear or shorts, but motorhome is full to the brim with (well you just would not believe it) loads of clothes. I use the wardrobe and most of the cupboards and hardly ever wear any of it.

    Alan luckily just packs what he needs.

    So unfortunately I would have to say .....NO.... To anyone that may ask:BigGrin:

    :BigGrin:





     
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