Stickers could invalidate Insurance ????

Discussion in 'Motorhome Insurance General Discussion' started by gozomike, Feb 1, 2015.

  1. gozomike

    gozomike Funster Life Member Life Member

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  2. Badknee

    Badknee Funster

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    Every white van in the country that has stick on signs advertising their companies should not be covered then, total nonsense IMO.
     
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  3. Bailey58

    Bailey58 Funster Life Member

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    Quickly edited:

    As Badknee has just said I suppose these could be construed as advertising in a loose sense and likened to Joe Bloggs Builders making the car a commercial vehicle, can't see picture graphics would have any problem.
     
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  4. Badknee

    Badknee Funster

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    Well in actual fact saying God is the saviour on your car isn't actually an advert but low down on the door is a web address that could be but pleeeeeeeze, just what is going on? Our MoHo has stickers on it, I better get out there now and scrape them off just in case!!!
     
  5. Daifuse

    Daifuse

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    I can't help but wonder if this would have happened if she had been a Moslem or a Sikh or a Jew with a religous quote on the car?
     
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  6. Trikeman

    Trikeman Read Only Funster

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    Could you imagine the scenario if it said 'Mohamed the greatest' - the insurance company wouldn't risk being liable for a then potential racist invalidation - then the do-gooders would jump on it and the insurance company would pay out willingly - what is this country coming to?
    These insurance companies will try anything to get out of paying, I have heard similar with regards to wheel trims, apparently 'a modification that could enhance desirability'.

    Oh no,,,,, The smiley face of a Funster sticker....... "I'm sorry but the driver behind saw your yellow smiley funster sticker and it made him feel very happy, which led him not to brake, thus hitting you from behind, so my happy moho driving funster it's your fault" says the 'loss adjuster'.......

    What a load of cobblers, aye?

    Grrrrrrrrrr.:mad:

    Trikeman. ;)
     
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  7. Trikeman

    Trikeman Read Only Funster

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    Did I write Shoemakers??????

    :LOL:
     
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  8. DiggerJon

    DiggerJon Funster

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    Makes you wonder if it's worthwhile having insurance? Oh. I forgot! It's a legal requirement and so the bastards can screw you for the premiums and then wriggle out of paying claims.
     
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  9. Trikeman

    Trikeman Read Only Funster

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    And - actually and actively encouraged by this bunch of tits we have in government. George (the parasite) Osbourn came out with an absolute bramer recently, "I have abolished the requirement for pensioners to purchase annuities so they can do what they think right with their pension payouts".... What he was really saying was - 'Coz you is living longer there is a fair chance you will be claiming more money back from my insurance buddies than you put in which means we (sorry, they) will be losing money'. 'Nope sorry, your on your own whilst we profit from the poor souls who died early and we still have their money'.......

    Another insurance Grrrrrr....:mad:

    Trikeman. ;)
     
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  10. pappajohn

    pappajohn Funster Life Member

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    So, if you take off the nice shiney alloys and fit a set of rusty steel rims with just legal tyres, would the see that as making the vehicle undesirable and giving you a reduction in premium....

    Would they hell.....

    Nit-picking in the finest degree.
     
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  11. Larby

    Larby Funster

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    Could this be the brother of the lady featured in the report?
    Seen spreading the word at Calais sea-front

    jesus.JPG
     
  12. Badknee

    Badknee Funster

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    Arrest him immediately! Stickers all over his car and obviously a religious zealot 'cos he's bought that number plate too ................... Unless he stole it to clone his car? ;) :whistle:
     
  13. joncris

    joncris Read Only Funster

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    Some insurance companies really are the pits and stupid with it trying to claim the ciggy lighter in the back could void your insurance. Utter nonsense its probably a standard factory fitted item and when they were given the vehicle details they should have known that. As for the stickers again utter nonsense. They may like to claim it could invalidate the insurance but if ever she should be in an collision I'd like to see the idiots trying to avoid liability using this argument in court. The judge would probably go mental and could possibly award indemnity court costs to their insured
     
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  14. joncris

    joncris Read Only Funster

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    Also what about the gadgets we do buy are they saying we are expected to tell them if we have fitted heated seats, a sat nav, a dash cam etc etc. The list is endless so the answer must be no we don't but then common sense it not much of a known quantity amongst the present empoyees of insurance companies WHY? cos over the years they've got rid of the experienced staff and replaced them kids some of whom are barely out of nappies
     
  15. Shovelheadrob

    Shovelheadrob Read Only Funster

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    My commercial vehicle insurers ask if my van is sign written, I asked "what difference does it make?" they said it could reduce the premium as easier to identify if stolen. It's all a game of statistics, I argued that having my van sign written would indicate my trade & the likely value of the van contents, I did suggest that I had it signed as an undertaker (it is a black van) as I didn't think that even the lowest lowlife scumbag would be likely to want to steal a corpse!
     
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  16. Badknee

    Badknee Funster

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    I have a sports car that is highly modified and I use a specialist insurer. They want to know what's fitted and is it performance enhancing or purely cosmetic. Fag lighters weren't mentioned.
     
  17. MHVirgins

    MHVirgins

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    Our Funsters stickers will be staying on(y)
     
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  18. TheBig1

    TheBig1 Funster Life Member

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    i very much doubt that the insurers are worried that god bothering stickers make a car more likely to be stolen or in an accident. more likely they expect it to be a target for vandalism though
     
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  19. Glandwr

    Glandwr Funster

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    Reading until the end of the article suggests that as soon as someone with a brain got hold of it back at the office they throw a bucket of cold water on the story. Still I suppose it was too good a story not to run. I suppose these days the BBC has to compete with the Mail online LOL if they are to get a standstill budget.
    Dick
     
  20. vectian

    vectian Funster

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    When you buy a car second hand how do you know whats a modification and whats standard fittings.
    There are so many different versions of vehicles you must be an expert to know if a cig lighter in the boot is standard for that model or an enhancement. Yet alone what wheels are fitted or wheel trims.
     
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