Specialist breakdown insurance or rely on AA cover

Discussion in 'Motorhome Chat' started by golly, Jul 23, 2014.

  1. golly

    golly Funster

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    I recently changed van from coach-built to PVC (Kemerton). My insurance is through Comfort and includes breakdown cover, but as the new van is max 3500kg and is less than 6mt long and 2.2mt wide, it seems to fit in with the AA terms and conditions. As I already have AA cover for the cars, do you think it is worth getting specialist motor-home recovery.

    John
     
  2. Andy

    Andy Funster

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    Hi John,
    I'd say probably not, if the vehicle fits with in the wording on AA recovery/relay policy, I would think they are bound to honour it;

    I could possibly see a rub if, as what happens at times, they get an agent, ie recovery firm working for AA, to attend..........although, even there, with any call out I've had with AA, one of their smaller roadside assistance guys/gals attends first, so following recovery unit would know just what it was they'd be dealing with.

    I use to have a 15cwt wartime british military truck, ......2 ton unladen three and a half gross, the Very odd occasion I needed recovery, once by AA proper, no probs, the other time by sub contractor....who ummed and arr'ed,.......until I contacted AA direct who spoke to him....turned out they hadn't given him all vehicle details, after that all ok.

    Guess it wouldn't hurt contacting them direct and asking, giving them all the weights etc.
     
  3. golly

    golly Funster

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    Thanks for that Andy, Think I will give them a ring, I don't see the point of paying twice for the same service if I don;t need to.
     
  4. DavidG58

    DavidG58 Funster

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    if it is included in your insurance I do not see what saving you will make

    or are you proposing changing insurers as well?
     
  5. 2bob

    2bob Funster

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    hi aa is relay as they say break down scotland and it is relay 100miles thats it change to next one green flag is recovery so all the way home
     
  6. RS_rob

    RS_rob Funster

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    I have both all in with the insurance company Safeguard & my own separate personal cover for me & the mrs
     
  7. golly

    golly Funster

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    Thanks for the replies guys, the reason I asked was insurance is due and as usual I will be phoning for quotes. Breakdown cover can be included in most policies, but at extra cost. I phoned AA today and they confirm my van will be covered by my AA cover, so I can now get quotes without breakdown cover and see how they compare.
     
  8. RS_rob

    RS_rob Funster

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    i didnt get a choice with mine it just came all in hence why im covered twice however I can park my MH @ home on the road which is the only place i have to park it & drive it to work,
     
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