Shown as not insured on Askmid

Discussion in 'Motorhome Insurance General Discussion' started by grumps147, Jul 10, 2014.

  1. grumps147

    grumps147 Funster

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    Our insurance renewal date was 8 July.

    We renewed on 26 June after a ring around with our provider the C&CC.

    Just checked a few minutes ago and we are shown as not insured on Askmid, so we will be showing as not insured on police databases.

    We will be contacting C&CC after 9 am to find out what is happening, and to ensure there has not been a payment problem we were not aware about, there should not be.

    If everything is ok it would then appear to be the timeliness of Askmid updates.

    We will in any case be carrying our documentation with us.

    Are you ok on Askmid?
    http://ownvehicle.askmid.com/askmid.aspx
     
  2. champers

    champers Funster Life Member

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    Weird , just checked to see if we were on it.. Came up as a no?.. renewed our insurance of the van with Aib sometime in April or May ..
    Paperwork is onboard , but will have to check later as on way to a meet at the mo

    Just checked out our car and that is verified ok
     
  3. champers

    champers Funster Life Member

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    Just tried again on the ask mid site , now says yes insured... Waited until 9am..opening hours :LOL::rofl::rofl:
     
  4. TerryL

    TerryL Funster

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    Can take a little while for the database to be updated, they probably do it in batches.

    I play it safe and always carry documentation with me if I'm away for a more than a few days - a police "producer" gives you 7 days.
     
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  5. pappajohn

    pappajohn Funster Life Member

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    I was under the impression a 7 day wonder is no longer issued for insurance checks.

    If you cant prove you have insurance at the roadside then the vehicle is impounded.

    If you arent on the MID database, but have documentation, the police will ring your insurer or broker to confirm.
    If all is ok you are on your way....if not, you are walking.

    Police WILL NOT let you go without insurance.
     
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  6. grumps147

    grumps147 Funster

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    That's why I was checking. I also had it confirmed by C&CC that we are definitely insured and it's the lag between the renewal date and the upload that is the problem.

    Docs in with us for Sandy tomorrow.
     
  7. sb8263

    sb8263 Funster

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    CHECKED,,,we are on it,,,,,(y)
     
  8. davejen

    davejen Funster

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    Both vehicles on it.
    Cheers, Dave(y)
     
  9. Geo

    Geo Trader - Funster

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    Take from the Motor Insurers Bureau

    When I get a new policy or update my cover, how long does it take to get on MID?

    The MID can be updated 24/7. So, depending on the insurance provider and the organisation loading your data to the MID, it can be updated within a few hours. For some insurers the process is a little longer and may take a few days.

    The insurance companies have a target of 7 days to get your data onto the MID (unless your policy is a commercial, fleet or motor trade policy, in which case the target is 14 days) but the vast majority of the data is on the MID within a couple of days.
     
  10. Tootles

    Tootles Funster

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    Yes, BUT they will phone your stated insurer just to make sure before they slap you and van in irons. AND, they will give you the chance to insure it there and then, (you will get prosecuted, but they wont nick your wheels).
     
  11. grumps147

    grumps147 Funster

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    Ours is on today, phew .
     
  12. jonandshell

    jonandshell Funster

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    Our insurance is with Allianz via Safeguard. At the point our van was 1 yr old, we attempted to tax it online.
    It failed, the MID was not updated. We taxed at our local Post Office anyway using the paper certificate of insurance.
    The MID was not updated for a further week!
    To stop this problem reoccurring, we taxed the van for 6 months in that instance. The insurance renewal and tax renewal are now staggered by 6 months.
    This was 3 yrs ago. One hopes the insurance company and broker have sorted their lives out by now!
     
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  13. barrywi

    barrywi Read Only Funster

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    We went for six months not on the database before the dvla got in touch to say we were not insured. Some plonker in the insurance brokers office got the paperwork mixed up and the databank was not informed. After several attempts to sort it and being told they had fixed things ( not!) I ended up having to email the insurance company in Gibraltar for help. A very nice lady there put her boot up the backside of the brokers to get them to sort it. Needless to say I cancelled my policy with them and got a full refund plus a bit of compo and started a new policy elsewhere. A bit scary when the letter came though the post though!
     
  14. Theonlysue

    Theonlysue Funster Life Member

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    Mines insured, but says private car.
     
  15. pappajohn

    pappajohn Funster Life Member

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    Because thats what its classed as.

    It may be registered as a motorhome but its classed as a car....even if its over 3.5t and taxed as a heavy goods vehicle.

    Are you confused yet. :rolleyes: :D
     
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  16. Hymie

    Hymie Funster

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    Back in May 2011 my wife, daughter and grandson were trapped in Valencia, being quoted 10 days by easy jet for their return flight, so I decided to drive down and collect them.
    As it was a Saturday morning and we had not been sent the latest insurance certificate my boss went in to the office at 5am to send me digital copy which I printed out and took with me.

    3 weeks after this a woman ran in to the back of my car so I rang the insurers only to be told that I was not insured.

    It turned out that the registration number of the new car I had taken delivery of had not been given to the broker, and myself and 17 other guys were driving around in uninsured cars for up to 17 weeks.

    One of my colleagues had even been pulled over a few days before and after a discussion because his car was showing as uninsured the cop let him go because his sergeant told him they would not find his registration as it was a group policy?
     
  17. tonyidle

    tonyidle Funster

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    The real problem with MID is if you have bought a vehicle privately and wish to drive it home. After October it will have no RFL so you arrive at the sellers, examine the vehicle, agree to buy it, then wish to insure & tax it. Insurance no problem - a phone call will sort that. When you pop into the local PO or go online to purchase RFL your application will be refused if your insurance isn't on MID. I assume other Funsters have bought a vehicle in this way in the past (not necessarily a MH)? So I am I correct or is there a solution?
     
  18. ourcampersbeentrashed

    ourcampersbeentrashed Funster

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    Going back quite a few years now, shortly after the computerised system for insurance was first used by police my husband was stopped in our car on his way to collect me from work by Traffic Police.

    They told him they had heard all the stories before and were going to seize the car. Apparently one of the local bobbies was walking by and a conversation between the police officers ensued.

    Hubby was then allowed to use his mobile to phone me.

    I got a work colleague to run me down - I had the insurance documents on me - as when we renewed insurance I had to take it to work as my car was used for work purposes too on occasions.

    Much as all my documents were correct and the payment had cleared (all of which I could prove) it transpired that someone somewhere had transposed the numbers on the registration when entering it into the database.

    The traffic cops were great - gave hubby an apology and every time we saw them after that we got a wave.

    and.......... even better I got of work half an hour earlier


    It doesnt work out like that for the majority though
     
  19. sdc77

    sdc77 Funster

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    Of its not shown as insured and checks reveal it isn't... It will be seized... And you will have to pay a recovery and storage fee. Rarely if ever will you be allowed to continue on your way by taking out a policy
     
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  20. denisejoe

    denisejoe Funster Life Member

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    our's came up as "Dump Code Company Use". Should we contact our insurance company to check this out? It's definitely private use not company.

    Joe
     
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