Short term insurance to cover another driver?

Discussion in 'Motorhome Insurance General Discussion' started by meanders, Jan 8, 2011.

  1. meanders

    meanders Funster - Life Member Life Member

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    My brother is planning to come from down under for 2-3 weeks in the summer and would like to borrow our van so he can 'tour' the relatives and friends. He quite keen on having a separate policy so that any incident does not affect our no claims.

    Are such policies available, and if so, does it matter that he does not 'own' the vehicle he is insuring?

    Any thoughts or comments welcome please?
     
  2. philw111

    philw111 Funster

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    I'm not an expert on insurance but I'm sure this would pose the same problem as if you were renting your motorhome through an agency. You would in effect have two insurance policies on the vehicle at the same time and most insurers don't like this:Doh:

    Phil
     
  3. pappajohn

    pappajohn Funster Life Member

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    you generally find if you dont legally own the vehicle the insurers wont quote.

    you may have to take a chance and put him on yours.
     
  4. sedge

    sedge Funster

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    Correct pappajohn, unless you own it or are the registered keeper, then you can't insure it.

    You do need to add him to yours - the only way!
     
  5. slobadoberbob

    slobadoberbob Read Only Funster

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    I read an advert in mmm that would do short term

    There was an advert not so long ago inthe MMM advertising insurance cover to those who wanted to test a motor home. So there is short term cover out there just a case of hunting for it.. May be worth looking back at some old MMM issues.

    Bob:thumb:
     
    Last edited: Jan 8, 2011
  6. Mags52

    Mags52 Funster

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    We used one of the short term insurers so that we could drive my son's car for a couple of days. It was easy - filled in online and got instant cover. I think they insured me not the car but not certain about that. The reason we did that was because his policy has a three person limit on it so he did in fact have another policy running at the same time. Can't comment on any claims because nothing went wrong.
     
  7. estcres

    estcres Read Only Funster

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    One of the problems with short term vehicle insurance is that the Insurance Companies require the driver to have a full or provisional UK licence.

    See the following site:

    www.tempcover.com

    I have used these before for short term insurance requirements but I have a UK licence so there was no problems.

    They have a telephone No, so at least you can discuss the problem with someone.
     
  8. mikebeaches

    mikebeaches Funster

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    Why not investigate some temp insurance cover through a friendly motorhome hire company?

    The couple that run this firm are fairly helpful: http://www.southwestmotorhomes.co.uk/

    I've no idea if they would be interested in assisting with cover, but it would certainly be worth having a word with them. They act as an agency for privately-owned motorhomes that go out on rental. Or, you could try any other hire company.
     
  9. Loujess

    Loujess Read Only Funster

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    Why not just give your insurer a call?

    Ivy
     
  10. imprint

    imprint Read Only Funster

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    Another likely problem is 3rd party insurance may be possible, to get him on the road, but you need fully comp.
     
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