Serious SAGA B'down Insurance Problem

Discussion in 'Motorhome Insurance General Discussion' started by Burstnerite, Mar 15, 2010.

  1. Burstnerite

    Burstnerite Read Only Funster

    Joined:
    Jul 27, 2009
    Messages:
    10
    Likes Received:
    0
    Location:
    Lincolnshire
    Hi,

    I've just received my insurance and breakdown renewals from SAGA.
    I'd always thought there were no size restrictions, but BEWARE - there are now at 7m x 3m x 2.25m.
    I queried this on the 'phone as an enclosed sales flyer still quoted no age or dimension restrictions ! (We are 7.5m with the bikes 'on'.) They checked with their Underwriting Dept and I was told I wouldn't be covered as she wouldn't go on the low loader.
    I suppose I could take the breakdown insurance (the main insurance is very competitive) and if the worst came to the worst, put the bikes inside and fold up the bike rack. The alternative is another provider, but they all seem either very expensive or have size restrictions. OR, go down the ADAC route, which seems a bit complex.
    Any thoughts anyone ?

    Jim T
     
  2. Terry

    Terry Funster

    Joined:
    Dec 27, 2007
    Messages:
    10,722
    Likes Received:
    6,224
    Location:
    South yorks
    try caravan club ins, they promise to beat renewal quote by £25-- RAC Arrival has no restrictions on size and covers you in any vehicle :thumb:
    only down side is you have to be a member of C & CC
    terry
     
  3. Burstnerite

    Burstnerite Read Only Funster

    Joined:
    Jul 27, 2009
    Messages:
    10
    Likes Received:
    0
    Location:
    Lincolnshire
    Thanks Terry - do you mean the Caravan Club or the C & C C ?

    Jim T
     
  4. Terry

    Terry Funster

    Joined:
    Dec 27, 2007
    Messages:
    10,722
    Likes Received:
    6,224
    Location:
    South yorks
    CC for ins and c&cc for recovery :thumb:
    terry
     
  5. robnchris

    robnchris Funster

    Joined:
    Jan 11, 2010
    Messages:
    1,332
    Likes Received:
    1,578
    Location:
    Chester
    rac cover

    We have just took rac family cover homestart and recovery paid for it using our Tesco vouchers, so cost us nothing out of our pockets.:thumb:
     
  6. Jim

    Jim Ringleader

    Joined:
    Jul 19, 2007
    Messages:
    25,873
    Likes Received:
    76,305
    Location:
    Sutton on Sea
  7. SpongeBobsDad

    SpongeBobsDad Read Only Funster

    Joined:
    Sep 23, 2008
    Messages:
    107
    Likes Received:
    4
    Location:
    north east uk
    Re insure through Safeguard breakdown cover is in with the costs :thumb:
     
  8. markymark

    markymark Read Only Funster

    Joined:
    Mar 21, 2009
    Messages:
    240
    Likes Received:
    6
    Location:
    Sierra Leone /Southampton
    I recieved a quote today for £275 for insurance including Uk and Europe breakdown from a company called http://www.2getherinsurance.com/ . All the rest were double and some treble this. They didnt believe me! £250 excess and the recovery has no restrictions and it takes you back to uk if anything nasty happens to van when away.
     
  9. estcres

    estcres Read Only Funster

    Joined:
    Oct 9, 2007
    Messages:
    1,301
    Likes Received:
    766
    Location:
    Sunny Bournemouth
    Got my Breakdown Insurance through the post this morning.

    It is with Lifesure Group Ltd, cost £65 for both UK and European cover. Vehicle Dimensions are up to L8m x H3.5m x W2.5m. Max weigt limit is 4250Kgs.

    I took the Level 1 cover which gives us 90 days European Cover in total with any one trip not exceeding 31 days. this level suits our own personnel needs however they do several Levels up to 180 consecutive days out of an annual total of 270 days. Don't know the cost of the higher cover levels though.
     
  10. Burstnerite

    Burstnerite Read Only Funster

    Joined:
    Jul 27, 2009
    Messages:
    10
    Likes Received:
    0
    Location:
    Lincolnshire
    Hi, again,

    This is all good stuff.

    Many thanks to everyone who has responded so far.

    Jim T
     
  11. JohnM

    JohnM Read Only Funster

    Joined:
    Nov 8, 2008
    Messages:
    651
    Likes Received:
    179
    Location:
    Central Scotland
    Have you tried Comfort insurance full unlimeted b/d cover rac no limet of time abroad and reasonable cost mmm ins co of
    year 4yrs out of 5.i'm happy with them.:thumb:
     
  12. warwick

    warwick Read Only Funster

    Joined:
    Sep 16, 2008
    Messages:
    113
    Likes Received:
    0
    I appreciate you can pay too much for insurance but some of those quotes sound a little too low. Search for some of these companies on the net and see what you come up with. I tried one of the companies (low premium) offered by one of the clubs and quite a few had problems when trying to claim
     
  13. Braunston

    Braunston Read Only Funster

    Joined:
    May 21, 2008
    Messages:
    1,415
    Likes Received:
    7
    Hi, I know you mentioned ADAC, we have gone with them and SAGA just for the insurance, I feel its really good value and well worth the time and trouble to pursue ADAC, as it covers all of your vehicles not just the motorhome so no need for any additional breakdown cover for your other vehicles, it covers a lot more countries than just the EEC and if you take out the plus there are a lot of additional benefits, like repatriation by air ambulance etc for medical conditions, its really worth exploring what is on offer for a very competitive price.
     
    • Like Like x 1
  14. goldwinger

    goldwinger Funster

    Joined:
    Apr 8, 2008
    Messages:
    63
    Likes Received:
    5
    Location:
    Snaith
    Give caravan guard a ring based at Halifax West Yorkshire, always good service easy to talk to get your quote, size or weight never a problem
     
  15. robnchris

    robnchris Funster

    Joined:
    Jan 11, 2010
    Messages:
    1,332
    Likes Received:
    1,578
    Location:
    Chester
    ins

    The tel. for caravan Guard 01422-396-777

    Very nice people to deal with. :thumb:
     
  16. green machine

    green machine Read Only Funster

    Joined:
    Jun 9, 2009
    Messages:
    24
    Likes Received:
    0
    Location:
    Dover, Kent
    Motorhome Insurance.


    :Smile: Just contacted Barnie at www.2getherinsurance.com and he has quoted £260 for myself and two named drivers. Breakdown cover is £65 for uk / europe, but only upto 23 feet. My motorhome is 27 feet. He is going to check to see if he can get breakdown cover for my vehicle. (£250 excess) Excellent deal

    My motorhome insurance / breakdown cover was double this amount through Safeguard last year.

    Has anybody else had any dealing with this company.

    Kind Regards

    Green Machine
     
  17. Wildman

    Wildman Read Only Funster

    Joined:
    May 30, 2008
    Messages:
    15,458
    Likes Received:
    8,598
    Location:
    Ilfracombe, Devon
    Try Frank Pickles, 01943 850999, just got a quote on 23ft motorhome, £158 plus £79 breakdown cover. £237.60 well chuffed saved over £100 on last year.
     
  18. Reallyretired

    Reallyretired Funster

    Joined:
    Apr 27, 2008
    Messages:
    5,708
    Likes Received:
    3,212
    Location:
    Eastbourne East Sussex
    I had to use breakdown insurance last year, the one provided by Comfort through the RAC and they were excellent.:BigGrin:
     
  19. MrJinks

    MrJinks Read Only Funster

    Joined:
    Sep 1, 2008
    Messages:
    582
    Likes Received:
    115
    Location:
    Dorchester, Dorset
    Hi

    I have used this broker for many years for my 4x4 insurance & breakdown cover. Always competetive quote and good guys to talk to. However I have yet to make a claim although that would be down to the actual insurance co.
     
  20. MrJinks

    MrJinks Read Only Funster

    Joined:
    Sep 1, 2008
    Messages:
    582
    Likes Received:
    115
    Location:
    Dorchester, Dorset

    Hi Jim,

    Spurred into action by your post (I am insured with Saga for insurance & breakdown) I rang them today to confirm if there is any limit on length as my M/H is 7.7m long.

    They assured me that there was no limit on length for breakdown cover. Even checked with superiors. :Doh:

    I am going to write to them now to get it confirmed (or not) in writing :thumb:
     
Loading...

Share This Page