Saga quote £206, seems too good to be true?

Discussion in 'Motorhome Insurance General Discussion' started by carolyn, Feb 19, 2016.

  1. carolyn

    carolyn Funster

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    Fully comprehensive £206, next cheapest was Comfort at £308, our van is 1 year old, it gives new for old. Didn't even ask about alarms, we have a strikeback growler and the non starter. Didn't think to try them last year. Double checked and Nick's car accident is on there. Am I just looking for trouble? We have breakdown with Fiat assist.
    Any experiences good or bad please?
     
  2. tonka

    tonka Funster Life Member

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    New customer.. No breakdown and you live in Dorset not wild west Birmingham...
    Sounds a fair deal...

    I paid £299 last year inc breakdown.... went up to £310 this year but works for me..
     
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  3. GJH

    GJH Funster Life Member

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    Saga was cheap for us the first year (maybe the second as well, can't remember offhand) but then the price rocketed.
     
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  4. MH 55 FUN

    MH 55 FUN Funster

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    We recently purchased a MH & were surprised that none of the so called specialist MH insurers could compete with Adrian Flux - who were by far the best value with the same or better cover @ £223 p.a. fully comp.

    Saga quoted £355.
     
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  5. emmitdb

    emmitdb Funster

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    Just remember to circle your diary or calendar for 11mths time.
    You can then spend a happy??? hour or two trying to get anywhere near this years price.
     
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  6. FIDGET

    FIDGET Funster

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    Hi Carolyn,
    We've used them for the last 5 years, we have house ins & car ins with them, never need to claim on moho policy, but had to on house policy they were very good ,just had to get 2 quotes they authorised immediately & paid the bill ( when job done) less my excess by return of post. can't fault them. hope you told them you have another policy with them as they knock a % off for that.
    Each year I get other quotes & they have always come very close to matching.
    Not this year as they were about £70 out , only offered to come down £20 so I've gone with the caravan club @ £239
    Hope this helps Terry
     
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  7. Figaro

    Figaro Funster

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    Just done mine, AIB £204 well pleased. no breakdown though. May go to cc for that (n)
     
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  8. Bailey58

    Bailey58 Funster Life Member

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    Said it before and I'll say . . . .

    As GJH said, cheap the first year and then absurd price for renewal, same with house, travel etc with them but there's no reward for loyalty any more so go with it, who knows what awaits us next year?
     
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  9. carolyn

    carolyn Funster

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    Thank you everyone, we will go with Saga but get quotes again next year, sounds like they draw you in then just hope you don't check again. We will need breakdown next year so Safeguard may well be worth a look then. We had them fir our old van and used the breakdown twice and they were great in France.
     
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  10. Figaro

    Figaro Funster

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    Yeah, just change every year, simple
     
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  11. CWH

    CWH Funster Life Member

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    We have all vehicles & breakdown with them, been with them for years, never had a price hike. One other quote this year was slightly lower so Saga added a couple of the extras for free, which made it the best value.
    We've never had to make a claim though. Touch wood...
     
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  12. stevie n

    stevie n Read Only Funster

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    just been quoted £234 fully comp for a brand new bailey 635 with NCD protection and up to 5000 miles per year which I am happy with . Had my caravan insurance with them for a few years, reasonably priced but luckily I've not had to make a claim !
     
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  13. Kool Kroozer

    Kool Kroozer Funster

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    Had similar from Saga, £220 saving over £150 on last years - so gues who i am insured with now (y)
     
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  14. Theonlysue

    Theonlysue Funster Life Member

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    Whatever the price ALWAYS check the cover. Ensure it is what you need, especially windscreen cover if you have an A class.
    If you have not given the correct information, the problems will start if you ever have to claim.
    Then they will check your answers.
     
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  15. Gizmouk

    Gizmouk Funster

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    Insurance companies are like drug dealers. Cheap to get you hooked, then increase the prices.
    Moral standards probably aren't too dissimilar either :rollingeyes:
     
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  16. pops

    pops Funster

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    Saga renewal for this year £340 including £10 renewal fee. Caravan Club quote £260 for same cover. I know who I am going with this year.
     
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  17. WillH

    WillH Funster

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    Just renewed with Caravan Club, £248, £12 more than last year.
     
  18. nomadic

    nomadic Funster

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    Same here, went to C&CC quoted same figure, plus protected ncd.
     
  19. Landyguy

    Landyguy Funster Life Member

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    Anyone ever wondered why they charge a renewal fee - seems like a sharp practice to me.
     
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  20. CWH

    CWH Funster Life Member

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    I've never knowingly been charged for this - and not had a price hike either to mask it.
     
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