Saga Platinum Credit Card

Discussion in 'Continental Touring' started by Forestboy, May 10, 2010.

  1. Forestboy

    Forestboy Funster Life Member

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    Got ourselves a couple of Saga Platinum (Visa) credit cards today
    Reason 0% on foreign currency transfers / transactions

    A guy was fitting some replacement glazing in our house the other day and we got talking about m/homes and foreign travel. He told us he used one of these as he got fed up of all the £1 & £1-50p on his card every time he used it abroad.

    Rang Saga up confirmed it was 0% and did it over the phone, cards should arrive before we leave for the states:thumb:
     
  2. steveclecy

    steveclecy Read Only Funster

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    Following the advice from Martin Lewis, I too recently got a Saga Platinum card, and intend to use it on our 16 day trip to France starting this Saturday.

    Incidentally, when speaking to them about setting up internet management, I mentioned my trip to France and intention to use the card (for fuel etc) and was told they would make a record of that so that it did not show up as unusual use.

    May be worth speaking to them before using the card abroad.

    Steve
     
  3. californiadreamer

    californiadreamer Read Only Funster

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    no charge??

    I was under the impression that it was Visa or Mastercard who make the charge per transaction.

    Nationwide as the card provider do not charge but it is also a Visa card and it is Visa who make the charge.

    It will probably be the same with Saga.. whichever card operator they use will make a charge for the transaction - not Saga themselves, as the card provider, but the card operator - ie Visa or Mastercard.

    By all means please correct me if I'm wrong.
     
  4. Geo

    Geo Trader - Funster

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    Applied for yer Bus Pass too Rory:Rofl1::Rofl1::Rofl1:
     
  5. pappajohn

    pappajohn Funster Life Member

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    applied to restart my abbey/santander credit card a few days ago.
    account lapsed due to lack of use and allegedly they wrote to me a year ago.....i never got the letter..

    result.....not a chance mate.

    my credit history is good so i cant think why it was refused ?
     
  6. dpick

    dpick Read Only Funster

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    You dont spend enough to make them happy.

    dpick
     
  7. steveclecy

    steveclecy Read Only Funster

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    It may be worthwhile reading this link from the Martin Lewis forum regarding charges, or more particularly "loading" when using cards abroad.

    Steve
     
  8. gillr49

    gillr49 Read Only Funster

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    You tempted me till I read about £2 (min) on each cash advance. Still might be worth it as a back up. Also owned by an Irish bank .Thanks for the info - what a useful forum this is


    Introductory Rate is charged for the first nine months on purchases and Balance Transfers from the date the Account is opened. At the end of this period the Introductory Rate reverts to the Standard Interest Rate applicable to the product at the time. A Balance Transfer Fee of 3% applies.

    †If you use your card to withdraw cash, you will benefit from an interest free period of up to 55 days if the balance is settled in full before the due date. After that, interest will be charged at 23.9% APR from the date that the transaction is debited to your account. There is a 2% Fee (minimum £2) for each cash advance, whether it is made abroad or in the UK.

    Saga Personal Finance Limited is registered in England and Wales (Company No. 3023493) and is a wholly owned subsidiary of Saga Group Limited. Registered Office: Enbrook Park, Sandgate, Folkestone, Kent, CT20 3SE.

    The Saga Platinum credit card is issued by Allied Irish Banks, p.l.c. Registered office: Bankcentre, Ballsbridge, Dublin 4, Republic of Ireland. Registered in the Republic of Ireland: Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Financial Regulator in the Republic of Ireland.

    Apply online for a Saga Platinum credit card.
     
  9. Braunston

    Braunston Read Only Funster

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    Hi, Just a note on the Abbey/Santander card, apparantly its the Zero one you need as the rest of them charge, so if you do already have one double check which one it is.

     
  10. oddjob

    oddjob Read Only Funster

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  11. Lenny HB

    Lenny HB Funster

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    Still yet to find anyone who gives a better exchange rate than Nationwide & no charges.
     
  12. Forestboy

    Forestboy Funster Life Member

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    Cancelled it today the paperwork work came and it was a £2 minimum charge per transaction, stick with what we've got.:Blush:
     
  13. PeteH

    PeteH Funster

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    renewal?

    Hi papa John.

    You have TOO good a credit rating in that if you pay your debts off (say monthly) your CREDIT rating actually goes DOWN.

    The cynics would say you are not giving the banks etc; enough "interest" and they desperately need it to pay the next round on "bonus"s!!!!!

    Or am I being Cynical?

    The ZERO card works Ok too


    Pete
     
  14. American Dream

    American Dream Read Only Funster

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    Hi Ror and Jan,

    Hope you are well.

    Funnily enough I was looking at Saga insurance today for a new car...

    They got a right slating on reviews on the insurance side...So It put me well off.:Doh:

    Have a great time in the States.

    Steve.
     
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