SAGA Insurance over fifties rip off

Discussion in 'Motorhome Insurance General Discussion' started by castalla, Nov 13, 2012.

  1. castalla

    castalla Read Only Funster

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    :Doh::cry::cry::cry:Saga said my high premiums were due to my motorhome being LHD, High power output, 4 belted seats and no alarm, so I spent £12000 on a trade in and rang Saga to change insurance cover quoting thatcham1 alarm, thatcham 2 immobiliser, RHD, 2 belted seats and 500cc less power I expected a refund but was told the premium was an extra £40 for the remaining 4 months or I could cancel the policy for£40, a special deal for the over fifties? And 42 years without a claim, my new quote just under£600. Anyone know a better insurer? Regards Castalla.
     
  2. davanne

    davanne Funster

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    Comfort for us just over £300 including European breakdown cover.:thumb:
     
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  3. hilldweller

    hilldweller Funster Life Member

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    Is "Spain + Yorkshire" a clue to your woes ?
     
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  4. Johno

    Johno Read Only Funster

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    I'm with Staveley Head and paid a premium of £265.05p this year with a 10,000 mile annual limit to suit my useage, max' NCB and club membership discount CC, C&CC etc.
    They do require proof of your NCB, club membership and a copy of your driving licence, also if you have the low mileage discount they request a signed declaration of the vehicles odometer reading.

    Cheers John.:thumb:
     
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  5. WynandJean

    WynandJean Funster

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    Just been to their website to obtain a quote. Went through the lengthy form-filling process after digging out all the relevant info. and at the end simply got a response saying 'No Quote' !! No explanation and I have no idea why, so that's that then. :cry:

    Wyn
     
  6. Johno

    Johno Read Only Funster

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    Hi Wyn

    You could try phoning them on 0800 970 9988 I've found them freindly to deal with.

    Cheers John:thumb:.
     
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  7. tonka

    tonka Funster Life Member

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    Is there something out of the unusual about your circumstance ??
    Are you resident in UK and have a UK address ? Are you teling them you stay out the country a long time ? (although many do).

    Must be some reason.... I use Safeguard, a little over £300 and thats with full breakdown on a new 2012 van....
     
  8. jhorsf

    jhorsf Read Only Funster

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    I have found Comfort excellent But they do not insure everyone they have conditions like the others
     
  9. 1948

    1948 Read Only Funster

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    was with saga many years ago till I realised that I was ripped off.
    just renewed my MH insurance with cammping and caravan club insurance
    living in south, LEZ area, 10000mls/year £260 PREMIUM withl breakdown uk/europe and legal expansense came to £370 all in
     
  10. voyager 1

    voyager 1 Read Only Funster

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    saga rip off

    I have been with Safeguard for years found there prices are good with breakdown cover in with the price , have used it over the years both at home and abroad . Premium this year was around £340 fully comp with protected bonus for my Swift Voyager. :Smile:
     
  11. Larby

    Larby Funster

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    I'm with Johno and using Staveley Head. I wanted to insure my first motorhome so a new jungle to explore. (March this year). Saga were £600 mark.
    Staveley Head came in at £302 for an 05 plate Fiat Ducato 2.8JTD Swift Kontiki being a Private HGV.
    Although declared as 64 year old and retired, I had a "using mobile phone" endorsment as well as a claim for a company car that I had, (both now
    no longer valid). so my NCB was NIL.
    I declared 5000 miles use.
    Seemed a good price to me and am looking to get it nearer to £200 next year with 1 year's NCB and clean(ed) driving record.
    I do though live in a low Postcode area in rural Essex (CO9)
     
  12. darklord

    darklord Read Only Funster

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    Saga just see us as a cash cow. I sacked them when their quote came in at DOUBLE everyone else, I went with C&CC who did good breakdown Ins as well.
    Saga carried on taking the money as well so i had to get a refund..........vote with your feet, dump e'm.
     
  13. Stewart J

    Stewart J Funster

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    £208 with MHF/ Aviva based on 6000k miles per year, Thatch 1 alarm. Well pleased 2nd year with them, makes the membership fee more than worthwhile.:thumb::thumb::thumb:
     
  14. TheDogMan

    TheDogMan Funster

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    Comfort insurance on a 2010 Hobby, 3000cc, 5.25 tons, inc all extras, max 10k miles and breakdown was about £350, was more expensive because of the gross weight for breakdown recovery.

    Dave
     
  15. chatter

    chatter Read Only Funster

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    Saga used to be an independant company and were very good premium wise but the company was sold, now they are part of the AA and prices have rocketed
     
  16. Castaway

    Castaway Funster

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    So, you spent £12000 to change your van and now you're objecting to paying £40 for changing your insurance details? Hmmm! :Smile:
     
  17. novawight

    novawight Read Only Funster

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    i like living with Comfort..........DEL
     
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  18. slverdreamers

    slverdreamers Read Only Funster

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    motorhome insurance

    Hi, we were with saga for a few years but just renewed with comfort including breakdown over £150 cheaper




     
  19. castalla

    castalla Read Only Funster

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    Re SAGA RIP OFF

    I would like to thank everyone for the fantastic helpful response you have saved me almost£300 on my insurance renewal. Membership to Motorhome Fun well worth the money!
    Shame replies from the likes of CASTAWAY, hilldweller and tanka can't be filtered out , I couldn't be bothered to look at hill dwellers travels in pictures I just wanted a lower insurance quote based on fellow members superior knowledge and personal experience kind regards Castalla.:thumb:
     
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  20. Fermenter

    Fermenter Read Only Funster

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    Definitely Comfort :thumb:
     
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