SAGA.... Again...

Discussion in 'Motorhome Insurance General Discussion' started by old-mo, Nov 14, 2012.

  1. old-mo

    old-mo Funster Extra Special Life Member

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    The wifes little Honda Jazz is insurances is due on the 2nd Dec....

    Had the renewal through from SAGA.... And it had gone up a little...

    So thought, lets try "Go Compere"..... Types in all the details and up comes a list... Cheapest was the "Post Office" .. £98-89... seemed too cheap so opted for RAC, which we are with with breakdown... and a bit dearer than the Post Office..

    Anyway couldn`t do it online so phoned them....and they wanted proof of 8 years No Claims bonus...

    So phones SAGA to ask for the proof.. (Been with them for 9 or 10 years)...

    Why do you need it ask`s them...
    Cos I got a quote for £60 quid less with the RAC...
    Could you wait a minuet... Sir...
    Comes back....

    We can match that Sir... :Angry::Sad::Angry:

    Why the bloody hell dont they reduce their renewals in the first place... ?:Angry:

    Pay`s to shop around.. :thumb:
     
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  2. scousebird

    scousebird Funster

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    I did exactly the same thing with BT - told them I was going to move phone & broadband to Plusnet and they reduced all my costs to match!
     
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  3. Soaringman

    Soaringman Funster

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    I'm afraid that all insurance companies do the same, it seems like a little game you have to play every renewal time just to get the best deal. If you don't play their game you end up out of pocket year on year. They make their money from trusting loyal customers:Sad:
     
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  4. Rayb182

    Rayb182 Funster Life Member

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    I had been with LV for about 12 years, last year got a hefty renewal proposal phone them up about it and they give us a load old flannel about how prices have gone up, so phoned and shopped around, Safegaurd give me a very good deal with AA cover for half of what LV wanted to charge me, phoned LV, told them not to renew my insurance, when they asked me why, I told them, they said they could match the price I had been quoted, I said why had they sent me a much higher quote, they said computer glitch, so would they have given my money back, I dont think so, robbing bar-stewards, I told them to stick it where the sun don't shine, and now with Safegaurd.
     
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  5. Taran_Las

    Taran_Las Funster

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    Stange thing is Plusnet is owned by BT.:Doh:
     
  6. Camdoon

    Camdoon Funster Life Member

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    If asked the premium being offered by a new insurance company by your existing company you should knock another £20 off.

    It is a big game to them and any loyalty shown by you is a sign of weakness to them.
     
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  7. hilldweller

    hilldweller Funster Life Member

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    They own plusnet - competing with themselves !
     
  8. GJH

    GJH Funster Life Member

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    Given that it is BT, it's probably a case of the left hand not knowing what the right is doing :BigGrin:
     
  9. Chris

    Chris Funster Life Member

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    We do it with Sky tv all the time.

    We call up and say we have decided to cancel (no intention really).

    They then transfer us to a salesman who usually offers 1/2 price for the full package.

    They treat you like mugs, so you need to treat them like mugs:thumb:
     
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  10. hilldweller

    hilldweller Funster Life Member

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    So what are your views on perjury ?
     
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  11. Chris

    Chris Funster Life Member

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    If you take an Oath you tell the truth, the whole truth and nothing but the truth.

    If you dont take an Oath you cannot commit perjury.
     
  12. scousebird

    scousebird Funster

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    Probably why they could match the price so easily
     
  13. darklord

    darklord Read Only Funster

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    It would be interesting, to compile some stats of members, ie average age blah blah, average no claims blah blah, average mileage etc etc...then approach an insurance company for a discount.
     
  14. joshua

    joshua Read Only Funster

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    i was told you should always get a get a quote from a different insurance firm each year a lot of the time staying loyal costs you more and it was a person who works in insurance who told me
     
  15. Gooney

    Gooney Funster

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    Joshua you don't need to be told from someone within the business, just ring a different ins comp from your current one, I've never failed in reducing the newly quoted premiums on both motorhome or our private cars, you will be pleasantly amazed:thumb::thumb:
     
  16. tonka

    tonka Funster Life Member

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    I had a renewal come from LV on wifes car, it was a bit LOWER than last years.
    So was happy with it but still Did all the comparisons sites..
    LV came out as cheapest,,
    I rang em up and said I had a cheaper quote, made up a figure £20 less.
    Silly buggers dropped the price and matched it...:thumb:

    Yep you gotta shop about every year.....
     
  17. journeyman

    journeyman Read Only Funster

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    Its called a negotiating position!
     
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  18. hilldweller

    hilldweller Funster Life Member

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    Have you looked at the small print on a Sky contract ?
     
  19. hilldweller

    hilldweller Funster Life Member

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    Just one scam after another. Or clever marketing, you choose.

    They can sell the product for a tenner.

    So Big Co sells it for £15.

    Big Co's offshoot catches the careful spenders by selling for a tenner under a different name.

    Giff Gaff is similar. O2 catching the cheaper end of the market with the spin off.

    Same with Own Brand supermarket goods.

    I saw a piece of Ibuprofen. Plain Ibuprofen, cheap, branded much dearer and "period" ibuprofen a real rip off and all the same chemicals.

    There's a lot of money to be saved if we are prepared to put in the effort.

    We are treated like mugs and all to often we don't let them down.
     
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