Safeguard Insurance? check your on the register.

Discussion in 'Motorhome Chat' started by haganap, Apr 19, 2013.

  1. haganap

    haganap Funster Life Member

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    Received a letter today from the MIB which is the Motor Insurance Bureau. They stated that according to them my vechile is not insured and does not appear on the register.
    Obviously, I know it is but the instructions were If it is insured I must contact my insurance immediately in order to ask them why it does not appear on the register. It states that I will not show on the register of insured veciles. Subsequently this could lead to the police seizing my vehicle if found being used on the road.

    Quite a frightening thought.

    So I rang Safeguard insurance all in a tiz. The nice gentleman on the phone said " oh dear, thats right you are not on the register. When you renewed in December we had a little computer glitch and we have had a few phone calls from customers whom have had a letter. No problem sir, I will resend the information to MIB and DVLA immediately...

    So if you want to check and be assured you are on the register please use the link below. It costs nothing and could save you the misfortune of being stopped by the police and telling them your insured when you don't appear on the database.

    Ive been advised to keep both my letter and my insurance doccument with me untill such a time when I appear on the register. Probably about 7 days.

    Computers "A" pah

    http://www.askmid.com/

    good luck. :thumb::Mad:

     
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  2. Snitrats

    Snitrats Funster

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    I had a similar letter a few months ago. I had been picked up on a camera.
    A close look at my Saga insurance policy revealed they had my plate as an 08 and not an 09 !. Quick phone call , oh yes sorry about that we've entered the details wrong. Just shows , check every thing. Could have been 6 points and a fine:Eeek:
     
  3. Johns_Cross_Motorhomes

    Johns_Cross_Motorhomes Trader - Motorhome & Accessory Sales

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    Extremely unlikey, in fact never as you have a valid insurance cover note and policy and no doubt proof of payment.

    Could cause agro with the plod though unless you keep a copy in the vehicle.

    Peter
     
  4. jhorsf

    jhorsf Read Only Funster

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    I am with Comfort I put in details and got DUMP CODE COMPANY USE what does that mean???????
     
  5. ourcampersbeentrashed

    ourcampersbeentrashed Funster

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    Carry that letter with you, they are bound to be checking vehicles in and out of Peterborough

    We are with safeguard but just to make sure Ive just checked all our vehicles and they are all on the register.

    Its a link to remember though

    thanks for posting this
     
  6. jhorsf

    jhorsf Read Only Funster

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    If you look at the reg on chrome it will not display the same as explorer in explorer there is a line saying my reg number and yes it is on the data base in chrome this line is missing and the DUMP CODE COMPANY USE comfort says is ok for details
     
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  7. Snitrats

    Snitrats Funster

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    [Extremely unlikey, in fact never as you have a valid insurance cover note and policy and no doubt proof of payment].

    I know its very unlikely but, if the policy was under a different registration number ,!!!
    as you know any excuse.
    Almost fell foul before, put the personal plates on and forgot the inform the insurance.
    Could be a tricky one if you have a bump ?
     
  8. pappajohn

    pappajohn Funster Life Member

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    i believe many insurers send a bulk 'order' to the MIB which is what dump code will mean.
     
  9. Bailey58

    Bailey58 Funster Life Member

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    Mine said the same when I checked and Comfort confirmed I was ok.
     
  10. quickweh

    quickweh Funster

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    Yep, we'r on

    Thanks, we are with Safeguard, good web link.:thumb:
     
  11. Gromett

    Gromett Funster

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    Why do people continue to blame the computers. Computers do not make mistakes... EVER!.

    computers follow their instructions precisely. Garbage in Garbage out. Either the company they paid to create the software messed up or one of their data entry people messed up.

    The computer is innocent. Stop blaming the innocent computers it isn't fair on them :Wink::Rofl1::Rofl1::Rofl1::Rofl1:
     
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  12. robnchris

    robnchris Funster

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    Well apart from the day they wake up and think "Today I`m going to be a Tea Pot":Doh:
     
  13. jhorsf

    jhorsf Read Only Funster

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    Someone in wages dept told me I am wrong my wages must be correct as its done on the computer:Doh: I found out years ago you are wasting your time arguing with some people he could not see that the data put in was wrong
     
  14. motorhomelover

    motorhomelover

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    My insurance renewal was today
    i checked and guess what .....
    Yep My Motor home is not showing they had the money two weeks ago
    not been out on the road with the MH yet but what if i did
    its some thing i had not thought about

    thank you for the Info
    i now know i am technically Illegal to be driving My motor home on a public road
    now that is just about it
    spoils my whole weekend that has thanks a bunch how will i sleep tonight
    (very well i hope ) :Rofl1:
     
  15. motorhomelover

    motorhomelover

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    got an email today after i sent off a stonker of an email about my motorhome re insurance
    their lame response considering i renew before my old insurance had expired :RollEyes::RollEyes:

    Hi Mr Fewster,

    I understand you've had an issue with your vehicle not being on the MID. The process of confirming your insurance on the MID starts as soon as you renew your policy. The insurance company (Aviva in you case) are expected to place the vehicle on the database within a set period of time, which is 7 days.


    However, it's normally done with 1 or 2 days, but there is nothing to worry about as even if the database does not show your car as covered, the police will check with your insurer before seizing your car to cover themselves against any errors.


    I'm sorry that there appears to have been a delay putting your vehicle on the MID, but understand that has now been done. It's a very rare occasion for this to happen, but unfortunately the system is still open to human error.




    [FONT=arial, helvetica, clean, sans-serif]Please call me if you require any further information.[/FONT]
    [FONT=arial, helvetica, clean, sans-serif]
    [/FONT]
    [FONT=arial, helvetica, clean, sans-serif]
    [/FONT]
    [FONT=arial, helvetica, clean, sans-serif]Regards[/FONT]





    Derek Davis Cert CII
    Renewals Department Manager
    Insurance Choice


    nice to know after they the police have abused you at the road side for NOT having insurance as we all know just how they are trained to be aggressive thug like when they think they are in the right and your a low life law beaker

    hmmmm glad i didnt get puled would have gone ballistic being in the right as i am
     
    Last edited: Apr 22, 2013
  16. bigfoot

    bigfoot Funster

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    For our cars we have a 'nautical' multi car policy and recently 'Horatio' cocked it up.
    My daughter changed her car so she rang them to cancel the old car and put her new one on-'ok no problem'. A week later it pinged the local traffic cops ANPR as not insured,frantic phone calls followed.but they had to seize the vehicle,they did give my daughter a lift home. Then followed a day of phone calls and they admitted their fault and said they would repay out of pocket costs ie recovery fee and storage.
    If stopped the police will contact a special number for checking policies,not all insurers do this and the law have to rely on MID it can take up to 2 weeks for a new policy to be registered.
    The copper was very pleasant and understanding,my daughter got no penalties or points and did come in for some ribbing as she had a Citroen and the copper was on dodgy ground as his official vehicle was a KIA!
    I have had issues with incompetent insurers who sell you a specialised policy but then leave it up to you to sort things out as its 'not their usual business apart from the claims office only open Mon-Fri 9-5!
    I also had policies years ago with Fire Auto and Marine and General Accident who both went bust as well as buying through a broker who wrote out a cover note and 2 weeks later did a bunk!
     
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