Result! Staysure over 65's Travel Insurance. (1 Viewer)

[PhilandMena]

I'm of the view travel insurance is a rigged market. The variation in quotes from different insurance companies varies from a few hundred pounds to thousand of pounds for the same cover.
Anyway, Got a result from Staysure for a married couple, one over 65 with pre-existing medical conditions.
Four months cover in France, Spain and Portugal £264.32.

 

[tonka]

I used Staysure on our winter trip over to Spain and Morocco back in 2013 as I needed 90 days cover.
Only when i got back and after being told someone mentioned a clause in the small print.
"a return trip must be booked".

We had just booked a single ferry ticket over to Calais and did the same a few days before we came back as unsure on when we would actually come home. So "technically" was not insured, always wondered what would have happened if we needed to claim..
So, check small print and if in doubt book a return

I found them cheap year one but at renewal they really tried it on and I moved to LV for 2014...

 

[Ralph-n-Bev]

Also check out all your existing medical conditions.
And TELL them.
Or if anything happens while away remotely connected , they will wangle out of paying out.
Even Ralph's zotons for his acid reflux have to be listed ! That alone put it up £9 .
We're only going away for a week to where we got married in Crete for romantic wedding anniversary! I think if it's cheap , it's probably that way for a reason.
I've had an arythmia in the past and the insurance company said even though I'm not on any medication it has to be listed ! And my athiritis in my back.
And another thing , with us flying , we had to pay £6 each extra for our cases . Or if we lost one, we'd have to fork out £170 excess ! Small print , read it.

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[PhilandMena]

Return dates booked. All medical conditions declared. Excess £85.00. Have never needed to claim before. Only looking for medical and repatriation cover and happy with Quote.

 

[BobtheBass]

Staysure had the nerve to ring me last year after I had paid their (massively increased because I declared I had experienced a heart arrythmia) premium to say they had had a think about things and had undercharged me! They wanted to double the premium I had paid a couple of weeks before and got aggressive when I refused. They ended up refunding the premium and I went elsewhere for a fraction of the cost.
And yes, you need to have booked a return ticket otherwise they won't pay your claim. Do some research on line and you will find a lot of unhappy customers.

 

[PhilandMena]

Roger that! Where did you get cover for a fraction of the cost ? As I have said my return dates where supplied when asking for cover.

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[gus-lopez]

My wife uses these.
http://www.europesuretravelinsurance.com/

 

[Khizzie]

For an additional £50 I have unlimited travel insurance through my Nat west account.

 

[canopus]

For an additional £50 I have unlimited travel insurance through my Nat west account.

Moi aussi - Halifax, underwritten by Axa and thats with notified medical conditions. . Tried Staysure like Tonka and then dropped sharpish them when we saw that you had to fix a return date.

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[Peter JohnsCross MH]

My wife uses these.
http://www.europesuretravelinsurance.com/

Thats me out then

Both Link Removed and Link Removed policies are available for people aged up to age 79.

 

[DavidG58]

we have just renewed with insure and go

both of us including an additional premium for pre-existing medication

just under £80 for the whole year for both of us

we are a little younger than some of you, but not a lot

58 and 55


edit - just read the full title of your thread and now realise the irrelevance of my reply

apologies

 

[Minxy]

We're with EHICPlus ... just over £40 for both of us, 45 days away. 53 and 58.

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[busby]

We use the one with our Nationwide account,,71 and 65,,77 days away as many times as we like..Monthly fee of £10 which provides other perks plus £66 to increase it from 30 to 77 days. Just put a claim in so we will see if its any good,,BUSBY.

 

[sedge]

Lloyd's Bank insured me quite happily for about 20 years until at one renewal, when nothing about me had changed (I have T1 diabetes so I obviously told them that on Day 1 and every year thereafter) except I was now a year older - they wanted an additional annual premium of £300 !

I'd only kept the ruddy account open to get the nominally free travel insurance, so I was already paying £25 a month bank charges just for that - hence £600 annually.

I cancelled the account, dear reader and have already saved nearly £2,000 since by just not bothering. God knows what anyone would want now Pete's had prostate cancer and it was only last July he finished the necessary treatment. For now, of course - who knows in the future ......

 

[PhilandMena]

Moi aussi - Halifax, underwritten by Axa and thats with notified medical conditions. . Tried Staysure like Tonka and then dropped sharpish them when we saw that you had to fix a return date.

Hi ken trust you and Linda are well. (all good hear) I did not have to supply a return date. I just agreed to be back in the UK by the time the policy expired which was 120 days. I explained I had booked a return ferry trip with the return date being flexible and I could change to suit. They were happy with this and gave me the cover.

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[PhilandMena]

Lloyd's Bank insured me quite happily for about 20 years until at one renewal, when nothing about me had changed (I have T1 diabetes so I obviously told them that on Day 1 and every year thereafter) except I was now a year older - they wanted an additional annual premium of £300 !

I'd only kept the ruddy account open to get the nominally free travel insurance, so I was already paying £25 a month bank charges just for that - hence £600 annually.

I cancelled the account, dear reader and have already saved nearly £2,000 since by just not bothering. God knows what anyone would want now Pete's had prostate cancer and it was only last July he finished the necessary treatment. For now, of course - who knows in the future ......

Agreed, it's getting to the point where we will no longer be able to afford cover. After Brexit if we do not have a reciprocal arrangement with the EU of health care the cost will simple go through the roof IMO

 

[PhilandMena]

We use the one with our Nationwide account,,71 and 65,,77 days away as many times as we like..Monthly fee of £10 which provides other perks plus £66 to increase it from 30 to 77 days. Just put a claim in so we will see if its any good,,BUSBY.

Do you both need an account to obtain Joint cover.

 

[Khizzie]

For an additional £50 I have unlimited travel insurance through my Nat west account.

And only had to pay the extra £50 as over 70yrs old and suffering from COPD ..pleased with that.

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[gus-lopez]

God knows what anyone would want now Pete's had prostate cancer and it was only last July he finished the necessary treatment. For now, of course - who knows in the future ......

Wife had op for bowel cancer & successful treatment . Notified on start up & that is the only one excluded.

Just reminded me of years ago she had a melanoma removed & they wanted 150 quid/month for a period of 5 years before reducing to normal rates, for mortgage cover, & this was 19 years ago & 6 years after removal !!!
When I moved house again a few months later they insisted the 5 year period started again.
I don't think so . Just legalised robbers.

 

[PhilandMena]

We're with EHICPlus ... just over £40 for both of us, 45 days away. 53 and 58.

Unfortunately, restricted to a maximum of 122 days.

 

[sedge]

EHIC Plus won't cover either of us - I have intermittent claudication and Pete had his prostate cancer removed within the last 2 years.

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[ceejayt]

Moi aussi - Halifax, underwritten by Axa and thats with notified medical conditions. . Tried Staysure like Tonka and then dropped sharpish them when we saw that you had to fix a return date.

Can I just add a note of caution. We also have travel insurance as part of our banking with HSBC. When it cane to making a pretty simple claim - my wife had a suitcase stolen from a train - a great deal of 'small print' became big print and they made it so hard to claim I claimed on our NFU home policy in the end.

NFU sent the forms, we filled them in and were paid out in full without question £1100 in a matter of a few days,

What comes 'cheap' often isn't worth much. We now have travel insurance through NFU.