Residual value lease finance experience? (1 Viewer)

The Lobster

Free Member
Aug 13, 2011
321
325
Borders of Scotland
Funster No
17,743
MH
Bürstner A576
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Still getting started
Actually this question is a little more general than the title suggests... we haven't bought our first MH yet, but have narrowed our choice down to favoured make/style:

- Used Hymer A-class
- First registered 2000 or earlier
- Prefer 6 berths but will make do with 4 to start with
- If 6 berth, love the U-lounge layout.

Now to finance, and the point of the post... I've been reading up on the Black Horse "Ultimate" finance solution described here:

http://www.blackhorse.co.uk/Caravan/Ultimate.html

It sounds perfect, as we don't have an MH to trade in (being first timers) and don't want to put a huge deposit down. It also minimises monthly payments as it micely exploits the relatively slow depreciation of used MHs (as compared to cars, say) --- so our thinking is that in 2-3 years time we could trade up/down depending on experience, but still start with a relatively "nice" choice.

Unfortunately I can't find any dealers who offer this package - even the ones who advertise themselves as Black Horse dealers. They seem to just do the more "traditional" HP solutions.

Can anyone help with advice/experience of this type of package, or offer any alternative ideas about how to finance our first MH?

Thanks.

--Andrew

 
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OP
The Lobster

The Lobster

Free Member
Aug 13, 2011
321
325
Borders of Scotland
Funster No
17,743
MH
Bürstner A576
Exp
Still getting started
I did thanks --- I tried some local to me and that was the answer I got. The Black Horse dealer locator doesn't appear to differentiate between the types of finance package dealers offer (or don't) :Sad:

--A

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Peter JohnsCross MH

Funster
Deceased RIP
Jan 5, 2008
9,617
6,194
East Sussex
Funster No
1,134
MH
Autotrail
Exp
1995
Your choice of van falls outside the criteria, too old for a start and frankly I would not bother.


  • Choose your caravan with your Black Horse dealer. New and used caravans up to 3 years old can qualify.
  • Choose to repay over one to four years.
Peter
 
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