Rant. ....... How Much?

Discussion in 'Motorhome Insurance General Discussion' started by Badknee, Jul 6, 2015.

  1. Badknee

    Badknee Funster

    Joined:
    Aug 25, 2014
    Messages:
    3,642
    Likes Received:
    15,270
    Location:
    notloB
    Being that this is our first year of MoHo'ing I insured with Adrian Flux as I have my other big boys toy insured with them for £204.54 for twelve months fully comp with all the bells and whistles, so far so good.
    What I didn't get right was the mileage, when asked how many miles I thought we would be doing I scratched my head and had a think and came up with 5000 mls.
    Now two and a half months from renewal were fast running out of miles left and two big trips before then so I rang up for more miles. 3000 should do it I says, that will be £266.65 p she says!
    WHAT! I only paid £204.54 for twelve months! So off she goes trying to blind me with calculations blaa blaa blaa.
    So £25.00 to cancel and start somewhere else methinks. :mad::mad::mad:
     
    • Like Like x 1
  2. Theonlysue

    Theonlysue Funster Life Member

    Joined:
    Sep 14, 2009
    Messages:
    2,955
    Likes Received:
    2,830
    Location:
    Essex
    Are you sure she is not quoting you for a whole new years Insurance? ?
     
  3. Borderland

    Borderland Funster

    Joined:
    Nov 5, 2014
    Messages:
    399
    Likes Received:
    2,130
    Location:
    Borders
    I don't get this £25 cancellation charge. If you go to another insurer then could you just leave the original one until it expires or is a case of needing proof of no claims bonus. I had an issue with Adrian Flux when cancelling after 6 months. No refund but they said they would not charge the £25 cancellation fee - how kind. After complaining they did refund a portion of the policy cost.
     
    • Like Like x 1
  4. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    28,934
    Likes Received:
    25,574
    Location:
    .
    didn't think it was legal to have two policies on the same vehicle.. could be wrong of course
     
    • Like Like x 2
  5. Tootles

    Tootles Funster

    Joined:
    Sep 14, 2013
    Messages:
    9,009
    Likes Received:
    30,947
    Location:
    Lancaster
    Your right Jim. Just had this argument over insuring my new bike. I had to keep the old one on its insurance, (whilst awaiting sale) and go to a different provider for the new one, who wouldn't add the old one temporarily because it was already insured......:mad:
     
  6. GJH

    GJH Funster Life Member

    Joined:
    Aug 20, 2007
    Messages:
    27,257
    Likes Received:
    34,513
    Location:
    Acklam, Teesside, originally Glossop
    Is it actually illegal or is it the case that companies don't like it (and, therefore, won't allow it) because of the problems that might arise if grounds for a claim arose whilst it was double covered?
     
    • Like Like x 1
  7. mickyc

    mickyc Read Only Funster

    Joined:
    Nov 30, 2009
    Messages:
    566
    Likes Received:
    2,013
    Location:
    Spain/Portugal
    Did they take a starting mileage from you?

    If not how do they know how many miles you have done?

    Is your mileage an "estimated" mileage or a "maximum" or "limited" mileage?

    Does your policy state that you are not insured if you go over your limit?
     
  8. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    28,934
    Likes Received:
    25,574
    Location:
    .
    'illegal' was probably a bad choice of word... you are probably correct that it's the insurer who don't like it.. and won't issue a policy if the vehicle is already covered.
     
    • Like Like x 1
  9. JJ

    JJ Funster

    Joined:
    May 1, 2008
    Messages:
    14,563
    Likes Received:
    25,744
    Location:
    Quinta Majay, Pinheiro Bordalo, Portugal
    Given that I believe...

    All insurance companies = con artists and thieves...

    I used Adrian Flux for years and years for three self builds... no photos, no engineer's reports, no No Claims discount, no bother.

    JJ :cool:
     
    • Like Like x 2
  10. Badknee

    Badknee Funster

    Joined:
    Aug 25, 2014
    Messages:
    3,642
    Likes Received:
    15,270
    Location:
    notloB
    No, for an extra 3k they want an additional £266.65.
    Correct about not having a vehicle insured by two companies.
    No refund as the limited mileage has mostly been done.
    Pictures sent in of MoHo and mileage on speedo.
    While I realise it was my fault by insuring for 5k I just think the cost it totally unjustifiable, even the lass on the phone was embarrassed but it was a case of 'computer says so'.
     
Loading...

Share This Page