Question about insurance towing a toad on an a-frame (2 Viewers)

[Judge Mental]

[/QUOTE]

Who said I was scared, be careful thats a personal insult you could be banned! And I thought you bored watching paint dry![/QUOTE]


Jeez...Mel right you lot so touchy on your precious A frames

here is a little scenario as you asked for one. you run over a school kid that runs out into the road (it happens - happened to me - but i'm Mr Magoo)

you put them in a wheel chair. cause: you have interfered with vehicle type approval by fitting a chunk or steel with eye bolts to your chassis...interfering with cars safety crumple zones...... fancy being the test case in that one

I am retiring now to a safe distance, lighting the fuse..... helmet on head down

 

[DuxDeluxe]

Who said I was scared, be careful thats a personal insult you could be banned! And I thought you bored watching paint dry!

Jeez...Mel right you lot so touchy on your precious A frames

here is a little scenario as you asked for one. you run over a school kid that runs out into the road (it happens - happened to me - but i'm Mr Magoo)

you put them in a wheel chair. cause: you have interfered with vehicle type approval by fitting a chunk or steel with eye bolts to your chassis...interfering with cars safety crumple zones...... fancy being the test case in that one

I am retiring now to a safe distance, lighting the fuse..... helmet on head down

......and?

Have a look at how your modern car is constructed.... designed for pedestrian safety. It won't happen; a threaded hole drilled into the crash bar will not adversely affect a collision with a pedestrian and any vehicle inspector would agree. Did you get really bored with watching paint dry then? You said you were out of here a couple of hours ago......

Back to the original post, there are NO issues with insurance as demonstrated, in writing, by various parties and I don't mind being a test case as modifications have been fully declared and agreed with insurers. Any accident is their problem as they have de facto approved it by agreeing to insure the declared modified vehicle. I simply cannot see either a legal or insurance problem.

This thread has become a bit like "playing chess with a pigeon" - there was no justification at all for people to drag this off topic and repeat old mantras against the use of A frames. If you (as in "anyone", not personally) don't like it, then don't use one. It is that simple

 

[big map]

We bought the car and a frame in good faith from Caratow. We have informed the insurers about the professionally fitted modification. I feel that we have taken all reasonable steps.

http://news.bbc.co.uk/1/hi/england/dorset/7604630.stm
http://news.bbc.co.uk/1/hi/england/dorset/7610717.stm

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[gus-lopez]

It will only be tested in a UK court when, God forbid , there is an accident where the front is torn from the towed vehicle & hits another vehicle/pedestrians..

As I've stated before I wouldn't even buy a small vehicle that had been used as a toad.

 

[big map]

As I've stated before I wouldn't even buy a small vehicle that had been used as a toad.

And that is what it is all about isn't it, being able to choose. We would choose not to travel to Spain with toad, but if we wanted to go to Spain then we would load the little car on a trailer (and brush up on our tyre changing skills reference to last years holibobs )

 

[Gorse Hill]

BUT to go to court for a precedent to be set there must be a charge, the police, in the UK, cannot just go to the CPP and say we nabbed this geezer towing a motor with his motor we think he should be done. What for? Dangerous driving? ETC. If you have a licence to tow, the vehicles are roadworthy and have MOT's etc etc. I ask again, what charge do you think needs to be tested??

IMO what you say makes sense and I can see where your coming from, unfortunately until something goes wrong it won't be tested in a court of law and then because of the society we live in someone has to be blamed, maybe the driver

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[gus-lopez]

What I meant to query earlier was the fact that to tow the vehicle requires the ignition to be unlocked to allow the wheels to theoretically follow when turning. I fail to see how an insurance company can refuse to pay out when someone leaves the keys in yet insure a vehicle that is basically doing the same ?

 

[pappajohn]

What I meant to query earlier was the fact that to tow the vehicle requires the ignition to be unlocked to allow the wheels to theoretically follow when turning. I fail to see how an insurance company can refuse to pay out when someone leaves the keys in yet insure a vehicle that is basically doing the same ?

Anyone foolish enough to leave the key in while parked deserves to have it stolen......but I fail to see how it can be stolen while moving.
Many use a duplicate, but unchipped, key for the steering lock while travelling, you wont start the car with an unchipped key.

 

[sallylillian]

Some like a Smart don't have steering locks so no need to leave keys in, but a valid concern for this threads title. It makes me wonder about insurers requirements for vehicles on trailers?

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[big map]

What I meant to query earlier was the fact that to tow the vehicle requires the ignition to be unlocked to allow the wheels to theoretically follow when turning. I fail to see how an insurance company can refuse to pay out when someone leaves the keys in yet insure a vehicle that is basically doing the same ?

Anyone foolish enough to leave the key in while parked deserves to have it stolen......but I fail to see how it can be stolen while moving.
Many use a duplicate, but unchipped, key for the steering lock while travelling, you wont start the car with an unchipped key.

Ours came with a special key which doesn't start the engine but allows the steering to work, the @pappajohn unchipped key rings a bell.

 

[DuxDeluxe]

Anyone foolish enough to leave the key in while parked deserves to have it stolen......but I fail to see how it can be stolen while moving.
Many use a duplicate, but unchipped, key for the steering lock while travelling, you wont start the car with an unchipped key.

Yep - I simply got one cut. Unlocks the ignition but does nothing else - in ignition, turn on, turn off but don't remove the key so the steering stays unlocked. We then lock the car with the remote

 

[Minxy]

I would just like to make it abundantly clear for anyone who's interested and may be under the misconception that I had something to do with 'how' Charlie's comments were brought to Jim's attention with the upshot that he was banned, that I actually had nothing to do with this.

I did NOT complain, report or do anything else in order to have him banned, and also I'm not aware of anyone else who has.

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