Pre payment card help/advice (2 Viewers)

[Road Runner]

I have one of these and used this firm for the purchase of my RV......I trust them and they seem to be on the right track.

I believe it is competitive...

Can anyone help with their views on my card please?

http://www.worldfirst.com/currency-card/

 

[Brisey]

Hi John, I have no knowledge of your card, but we have used our Caxton card in France, Italy and Belgium without any problems.

http://www.caxtonfx.com/

Brisey.

 

[rob kinnear]

Hi John
I have a pre pay card from thomson travel agents (supported by master card) the only problem that I have had with it is trying to pay on a French toll road (1 out of 4 did not accept) and a 24h fuel pump in France (kiosk at same store fuel station did)

Rob

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[Road Runner]

I bank with Santander and they say I can withdraw euro's very cheaply from their branches wit DEBIT CARD

 

[steveclecy]

No experience of your card (or in fact any other pre-payment cards) but my "hero" Martin Lewis on his Moneysaving Expert website has a wealth of knowledge and advice about such matters. I would recommend you look at this part of his website.

Steve

 

[Road Runner]

Found this interesting

Is there anything I can't use it for?
You can’t use them to pay toll fees on roads overseas. This is because toll points are set up to take cash quickly and keep people moving – so they don’t need you to use a pin number. We don’t think this is safe enough, so we don’t authorise transactions without a PIN.
We also recommend you don’t use them to “pre-authorise” payment for hotel rooms or car hire. This is because the hotel or hire firm can freeze a significant amount of your money as a deposit – sometimes for a number of weeks - and you won’t have access to that money while they’re doing it. By all means pay for your hotel on the card at the end of your stay, but don’t pre-authorise payment on it.
You should also not use the card at unmanned petrol stations, or pay-at-pump petrol stations. This is because they will pre-authorise funds from your card, as mentioned above

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[Road Runner]

World first fees

Our charges for the Euro Currency Card
On Application
Card issue fee FREE, £10 deposit credited to the card
Additional card fee £5.00
Monthly management fee FREE
Limits* Minimum load amount: £100.00
Maximum load amount: €6,250
Maximum card balance: €6,250
Usage restrictions For full details please refer to the Terms and Conditions
Ongoing Features
Lost/Stolen Replacement card fees €8.00
Transaction fee Domestic (UK) Point of Sale Transaction - FREE
International Point of Sale Transaction - FREE
Cross-currency fee: 2.5% of transaction amount where the transaction is performed in a different currency to that of the card
Cash withdrawal fee ATM Transaction - €1.50
Service fees FREE
Balance enquiry Online: FREE, SMS: €0.20 deducted from card balance plus standard network rate
Top up fees / Daily limits FREE card load online by Debit or Bank Transfer
A surcharge of 2.15-2.25% applies for Credit Cards
Administration Fee £10.00 per disputed transaction, where the transaction is found to be correctly authorised and executed
Customer Service telephone enquiries Customer service telephone: £0.80 per minute
Closure
Cancellation / redemption A refund fee of £10 applies
Expiry

Views?

 

[estcres]

Travelex Cash Passport

We have had the Travelex Cash Pasport for about 3 years now. Got it from our local Thomas Cook branch when booking a holiday. Ours is in Euro's as we need it for using in Europe.

Have used it in France, Italy, Teneriffe and Holland. saves us carrying lots of Cash.

We load it up as and when required by transferring from our UK bank account. Charges are kept to a minimum.

One big advantage is you can load up the card when you are feeling flush and have some spare cash available and it sits there waiting to be used.

Would not leave home without it now.

 

[hilldweller]

I have one of these and used this firm for the purchase of my RV......I trust them and they seem to be on the right track.

I believe it is competitive...

Can anyone help with their views on my card please?

http://www.worldfirst.com/currency-card/

http://www.caxtonfx.com/

Beats them on exchange rate today.

We did have too many refusals across Europe this year. But on the whole it worked.

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[Road Runner]

http://www.caxtonfx.com/

Beats them on exchange rate today.

We did have too many refusals across Europe this year. But on the whole it worked.

Rate spot on Brian was hoping you would drop in on this thread..........

[STRIKE]
Any thought on my Santander account and drawing cash on my Debit card?[[/STRIKE]/B]

 

[Snowbird]

I have the new Nationwide credit card which is suposed to be free of charges when purchasing goods but what is the cheapest way of getting cash from the hole in the wall nowadays.

 

[motorhomelover]

I have one of these and used this firm for the purchase of my RV......I trust them and they seem to be on the right track.

I believe it is competitive...

Can anyone help with their views on my card please?

http://www.worldfirst.com/currency-card/

I just take my normal credit card and lots of cash
no problems in Europe, france gremany spain italy
same in syprus
dont waste your time on another card pay in cash :thumb:

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[MrJinks]

John, I have a CaxtonFX card and as others have said it is spot on.

It has worked everywhere so far (I have not used on tolls as told it will not accept), easily to load and good exchange rate. No charges whatsoever. :thumb:

 

[hilldweller]

John, I have a CaxtonFX card and as others have said it is spot on.

It has worked everywhere so far (I have not used on tolls as told it will not accept),

We found out the toll bit the hard way.

It never failed in an ATM.

Just make sure you have a backup card.

And since it's just the same as buying notes ( but safer to carry ) choosing when to top it up is the same agonising decision.

 

[MikeandCarolyn]

I suppose these pre-paid cards are a good replacement for Travellers cheques-but we never used them either.
Cash and debit cards is the way do it,with credit cards as a backup.
Mike

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[gozomike]

Hi. As others have said I use a Caxton FX card and it has worked well for me.

I have found the comments on their page regarding Automated Fuel Stations and Toll Booths worth reading.

http://www.caxtonfxcard.com/travelt...&utm_campaign=194343-November+newsletter+-+MC

 

[hilldweller]

I have found the comments on their page regarding Automated Fuel Stations and Toll Booths worth reading.

A large number of the transactions abroad are fuel and tolls. I could work out that tolls did not work but the fuel gotcha is nasty.