pre-load card or just normal credit card for buying....

Discussion in 'Continental Touring' started by dippingatoe, Nov 1, 2015.

  1. dippingatoe

    dippingatoe Read Only Funster

    Joined:
    Jul 23, 2013
    Messages:
    626
    Likes Received:
    1,211
    Location:
    Travelling in France
    Do you use a pre-loaded card such as Caxton or just buy on a credit card as you would in UK and what are the costs of each. Or do you take plenty of cash with you?
     
  2. TeeMyob

    TeeMyob Funster

    Joined:
    Jul 18, 2009
    Messages:
    321
    Likes Received:
    196
    Location:
    Cheshire NW UK
    Nationwide Flex Plus and Select Credit Card.

    I used my N/W credit card in Menorca on Friday and my rate with no fees was €1.401 to the £. I only filled up with diesel, cost was 75p litre.

    If I oredered £500 from moneycorp with free delivery, I would have got around €1.37

    Cash with Flexplus from machine was similar to cc rate
     
    • Like Like x 1
  3. Techno

    Techno Funster Life Member

    Joined:
    Jul 28, 2010
    Messages:
    13,849
    Likes Received:
    14,503
    Location:
    Leeds the one up North
    I've changed to Revolut no charges and they give you the interbank rate. Top ups and exchanges are almost instant via the app

    https://revolut.com
    WATCH THE VIDEO
     
    • Like Like x 2
  4. hilldweller

    hilldweller Funster Life Member

    Joined:
    Dec 5, 2008
    Messages:
    26,426
    Likes Received:
    25,079
    Location:
    Macclesfield
    Both. Halifax CC OK for general payments, Caxton for getting cash.
     
    • Like Like x 1
  5. tonka

    tonka Funster Life Member

    Joined:
    Jul 2, 2008
    Messages:
    5,325
    Likes Received:
    7,580
    Location:
    Cannock, Staffs or Benidorm, spain
    I'm sure he's on blinkin commission you know.. !!!!!!!
    :rofl::rofl:
     
  6. Techno

    Techno Funster Life Member

    Joined:
    Jul 28, 2010
    Messages:
    13,849
    Likes Received:
    14,503
    Location:
    Leeds the one up North
    Blows Caxton & Ukash into the weeds
     
    • Like Like x 1
  7. scotjimland

    scotjimland Funster Life Member

    Joined:
    Jul 25, 2007
    Messages:
    28,934
    Likes Received:
    25,574
    Location:
    .
    I applied for and was issued with a Travelex Supercard.. but after reading about problems with it ..cut it up..

    so just my bank Debit card and enough cash to pay for food and site fees for three weeks, + spending money.. ..

    Debit card for fuel and emergencies..
     
  8. Techno

    Techno Funster Life Member

    Joined:
    Jul 28, 2010
    Messages:
    13,849
    Likes Received:
    14,503
    Location:
    Leeds the one up North
    • Like Like x 1
  9. Sundowners

    Sundowners Funster Life Member

    Joined:
    Oct 30, 2007
    Messages:
    2,345
    Likes Received:
    1,404
    Location:
    Suffolk
    We have Nationwide Credit Card - no charges for purchases but there is for withdrawals. Plus you get bank rate of the day and not tourist rate. I believe the Halifax CC is the same.
     
  10. Techno

    Techno Funster Life Member

    Joined:
    Jul 28, 2010
    Messages:
    13,849
    Likes Received:
    14,503
    Location:
    Leeds the one up North
    image.png
     
    • Like Like x 1
  11. NickNic

    NickNic Funster Life Member

    Joined:
    Jan 14, 2014
    Messages:
    5,433
    Likes Received:
    11,111
    Location:
    Kettering
    Same as Brian.

    Halifax Clarity for purchases, Caxton for cash withdrawals.
     
  12. NickNic

    NickNic Funster Life Member

    Joined:
    Jan 14, 2014
    Messages:
    5,433
    Likes Received:
    11,111
    Location:
    Kettering
    Steady on.

    There's only 3 cents difference today. An extra €3 for every £100 you change. Unless you are exchanging tens of thousands of pounds it really doesn't make enough difference to get excited about.
     
    • Like Like x 1
  13. Techno

    Techno Funster Life Member

    Joined:
    Jul 28, 2010
    Messages:
    13,849
    Likes Received:
    14,503
    Location:
    Leeds the one up North
    The app deals in 9o currencies around the world and gives the spot bank rate on all of them. You can also change back to sterling and/or keep multiple currencies on it
    You can draw cash in the Uk with no charges Caxton cannot

    "There's only 3 cents difference today" Aside from the other advantages above it is today & everyday
     
    Last edited: Nov 1, 2015
    • Like Like x 1
  14. Techno

    Techno Funster Life Member

    Joined:
    Jul 28, 2010
    Messages:
    13,849
    Likes Received:
    14,503
    Location:
    Leeds the one up North
    image.png
    image.png
    image.png
     
    Last edited: Nov 1, 2015
    • Like Like x 1
  15. chaser

    chaser Funster

    Joined:
    Feb 16, 2013
    Messages:
    7,137
    Likes Received:
    7,717
    Location:
    uttoxeter
    Right tell us in country bumpkin language how this works , is it a card or what , downloaded the app but it wants my phone number to go any farther, don't want to do that till I know what I'm getting into, it also looks as if it's linked to face book , if it is there's no way I want anything to do with it.
    Thanks in advance
     
  16. Techno

    Techno Funster Life Member

    Joined:
    Jul 28, 2010
    Messages:
    13,849
    Likes Received:
    14,503
    Location:
    Leeds the one up North
    Yes of course it wants your phone number, how else can it tie the app to your phone?
    It has to send you authorisation codes to activate your account
    I don't recall linking mine to Facebook as a pre requisite.

    You get a virtual card immediately and you must order a physical card within the app. Mine arrived in 5 days
     
    • Like Like x 2
  17. chaser

    chaser Funster

    Joined:
    Feb 16, 2013
    Messages:
    7,137
    Likes Received:
    7,717
    Location:
    uttoxeter
    That's not really answered my question, I'm on iPad , what's it tiring to my phone which is android, where does the money come from or payed back.
     
  18. NickNic

    NickNic Funster Life Member

    Joined:
    Jan 14, 2014
    Messages:
    5,433
    Likes Received:
    11,111
    Location:
    Kettering
    You don't have to link it to Facebook, it's just an option if you're too lazy to type your name and address in.
     
  19. chaser

    chaser Funster

    Joined:
    Feb 16, 2013
    Messages:
    7,137
    Likes Received:
    7,717
    Location:
    uttoxeter
    It says on your link what's app or social media
     
  20. chaser

    chaser Funster

    Joined:
    Feb 16, 2013
    Messages:
    7,137
    Likes Received:
    7,717
    Location:
    uttoxeter
    I am not knocking this thing just want to know how it works(n)
     
Loading...

Share This Page